UNIPOL ASSICURAZIONI SPA

UNIPOL ASSICURAZIONI SPA

25.42
EUR
0.00
(0.00%)
Feb 05Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
43.29
47.15
25.78
23.01
19.17
19.11
22.03
18.85
19.98
13.99
17.32
18.4
19.17
- -
Basic EPS, GAAP
-0.18
0.44
0.38
0.47
-0.49
0.56
1.26
0.99
0.88
0.73
1.54
1.5
2.07
- -
Free Cash Flow per Basic Share
3.97
4.1
1.37
1.99
-0.99
4.11
2.17
0.99
2.3
2.41
2.15
3.51
6.42
- -
Dividend per Share
0.26
0.28
0.18
0.18
0.18
0.18
0.18
- -
0.56
0.45
0.54
0.49
1.33
- -
Book Value per Share
12.39
13.11
7.8
7.97
7.73
7.03
9.33
10.62
10.85
9.58
11.12
13.02
14.53
7.13
Tangible Book Value per Share
7.27
8.2
4.88
5.12
4.94
4.3
6.53
7.78
7.95
6.46
7.65
9.44
10.84
4.33
Basic Weighted Avg Shares
442
437
708
709
710
714
716
716
716
715
717
716
715
642
Sales/Revenue/Turnover
19,125
20,604
18,243
16,305
13,618
13,638
15,775
13,502
14,308
10,000
12,412
13,177
13,713
- -
Operating Margin (%)
2.72
3.89
5.25
4.33
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
41
38
36
32
32
32
36
50
51
53
54
55
- -
Net Income, GAAP
-79
192
272
330
-346
401
903
707
627
525
1,101
1,074
1,482
- -
Effective Tax Rate (%)
63.66
36.67
39.6
24.25
28.48
21.3
15.59
15.76
16.26
22.86
14.95
14.97
25.66
- -
Profit Margin (%)
-0.41
0.93
1.49
2.02
-2.54
2.94
5.72
5.24
4.38
5.25
8.87
8.15
10.81
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
5,629
6,354
6,750
6,387
6,472
4,216
4,498
5,216
4,283
4,616
5,016
5,549
5,008
5,826
Total Equity
7,481
8,440
8,445
8,134
7,453
6,327
8,305
9,525
9,722
8,578
9,799
9,628
10,715
7,182
Return on Invested Capital (%)
1.45
3.12
3.59
3.36
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-1.7
0.52
0.83
2.01
-2.99
2.52
7.38
5
4.12
2.76
6.22
6.86
9.28
- -
Return on Common Equity (%)
-1.47
3.46
4.85
5.9
-6.21
7.63
15.4
9.89
8.14
7.17
14.85
12.42
15.04
- -

Capital Structure

EUR

•

in mil. unless spec.
Sep'16
Dec'16
Jun'17
ST Debt
- -
- -
- -
LT Borrowings
2,508
6,387
5,826
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
444
709
709
Market Capitalization
- -
- -
- -

Working Capital

EUR

•

in mil. unless spec.
Sep'16
Dec'16
Jun'17
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
54,915
53,043
45,437
Accounts Receivable, Net
1,052
1,786
1,331
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.29%
2.81%
11.29%
Free Cash Flow
-45.08%
54.47%
82.48%
Net Income, GAAP
-17.89%
23.52%
37.99%
Sales/Revenue/Turnover
-1.55%
2.04%
4.07%
Total Cash Common Dividend
- -
- -
172.29%

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
13,177
2025
- -
- -
13,713
2026
- -
- -
- -

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
1.5
2025
- -
- -
2.07
2026
- -
- -
- -

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.49
2025
- -
- -
1.33
2026
- -
- -
- -

Company Description

CEO
Matteo Laterza
Full Time Employees
13,187
Sector
Finance
Industry
Multi-line insurance
Address
Via Stalingrado, 45 Bologna BO Italy 40128
IPO Date
Sep 1, 2007
Business
Unipol Assicurazioni S.p.A. is an Italian insurance company operating primarily in the insurance and financial services sectors with headquarters in Bologna. The company provides a wide range of insurance products including non-life insurance with a focus on motor vehicle liability (R.C. Auto), health insurance through its UniSalute brand, life insurance, and bancassurance products under the Arca Vita and Arca Assicurazioni brands. Its portfolio also includes direct auto insurance via Linear Assicurazioni, transport and aviation insurance through SIAT, and mobility services such as UnipolRental, which offers long-term car rental solutions. The group targets individuals, households, and businesses within Italy and maintains a leadership position in the Italian non-life insurance market. Founded in 1963, Unipol Assicurazioni underwent a major reorganization completed in December 2024, merging UnipolSai Assicurazioni and other subsidiaries into the parent company, resulting in a consolidated group operating under the name Unipol Assicurazioni. This strategic shift aims to strengthen operational synergies and market presence. Recently, the company announced a strategic industrial plan for 2025-2027 focused on solidifying its market leadership in Italy through investments in human capital and technology, targeting cumulative profits of 3.8 billion euros over the period. As of 2023, Unipol reported total direct insurance premiums of approximately 15.1 billion euros, split between 8.7 billion euros in non-life and 6.4 billion euros in life insurance, underscoring its expansive market reach and diversified product offer.

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