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Hong Leong Financial Group Bhd.

Hong Leong Financial Group Bhd.

MMYX:HLFG
17.62
MYR
-0.12
(-0.68%)
6.08P/E
Nov 26Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
4.25
4.17
4.05
4.36
4.63
4.51
4.58
5.42
5.46
5.63
5.77
6.24
- -
6.58
Basic EPS, GAAP
1.6
1.52
1.23
1.32
1.67
1.68
1.64
2
2.16
2.54
2.82
2.87
- -
3.03
Free Cash Flow per Basic Share
6.42
-2.12
10.98
3.46
5.69
-10.36
11.8
6.38
0.14
4.6
3.1
-1.89
- -
-0.87
Dividend per Share
0.37
0.37
0.38
0.38
0.4
0.42
0.13
0.36
0.44
0.48
0.5
0.56
- -
0.22
Book Value per Share
10.76
12.26
13.42
14.52
15.55
16.66
18.28
19.96
21.23
23.99
26.53
28.34
30.6
30.6
Tangible Book Value per Share
8.16
9.69
11.06
12.21
13.3
14.43
15.99
17.62
18.84
21.52
24.06
25.89
28.16
28.16
Basic Weighted Avg Shares
1,066
1,069
1,103
1,144
1,144
1,144
1,135
1,134
1,134
1,134
1,134
1,134
- -
1,134
Sales/Revenue/Turnover
4,528
4,458
4,462
4,982
5,296
5,162
5,204
6,150
6,195
6,380
6,541
7,076
7,463
7,463
Operating Margin (%)
56.77
67.82
57.49
61.75
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
215
151
171
182
211
199
260
249
240
229
231
209
199
199
Net Income, GAAP
1,707
1,621
1,359
1,507
1,907
1,919
1,858
2,265
2,452
2,881
3,198
3,255
3,435
3,435
Effective Tax Rate (%)
16.35
18.62
19.55
25.02
19.12
16.87
15.78
14.99
23.91
17.5
18.11
20.26
18.43
18.43
Profit Margin (%)
37.7
36.36
30.46
30.25
36.02
37.18
35.7
36.83
39.59
45.16
48.88
46
46.02
46.02
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
12,619
10,199
6,672
5,002
4,977
4,829
4,098
3,881
4,547
4,320
4,857
4,998
5,599
5,599
Total Equity
17,005
19,464
23,177
25,033
26,680
28,601
31,053
33,933
35,990
40,206
44,369
47,231
50,770
50,770
Return on Invested Capital (%)
7.53
8.27
6.91
7.67
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
15.84
13.18
9.55
9.43
11.09
10.4
9.29
10.36
10.41
11.19
11.16
10.46
10.28
10.28

Capital Structure

MYR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,134
1,134
1,134
Market Capitalization
21,619
21,506
20,870

Working Capital

MYR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
18,665
19,547
17,547
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

MYR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.17%
8.41%
7.49%
Free Cash Flow
223.73%
556.18%
-53.67%
Net Income, GAAP
10.09%
8.81%
5.53%
Sales/Revenue/Turnover
5.43%
3.98%
5.47%
Total Cash Common Dividend
19.94%
16.08%
32.14%

Quarterly Revenue

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,546
1,673
1,732
1,703
6,541
2025
1,856
1,823
1,652
1,742
7,076
2026
1,906
1,886
1,668
2,003
7,463

Quarterly Earnings Per Share

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.65
0.73
0.72
0.71
2.82
2025
0.75
0.74
0.63
0.75
2.87
2026
0.74
0.79
0.66
0.83
- -

Quarterly Dividends Per Share

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.18
- -
0.5
2025
- -
- -
0.2
- -
0.56
2026
- -
- -
0.22
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Kong Khoon Tan
Full Time Employees
9,470
Sector
Finance
Industry
Major banks
Address
Menara Hong Leong Kuala Lumpur WP Malaysia 50490
IPO Date
Nov 27, 1969
Website
hlfg.com.my
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Business
Hong Leong Financial Group Berhad (HLFG) is a diversified financial services conglomerate that provides an integrated suite of conventional and Islamic financial products and services, including commercial banking through Hong Leong Bank Berhad, which offers personal financial services, business banking, Islamic banking via Hong Leong Islamic Bank Berhad, wealth management, treasury, transaction banking and digital solutions; life insurance and family takaful through Hong Leong Assurance Berhad and Hong Leong MSIG Takaful Berhad; general insurance and takaful via subsidiaries such as HL Assurance Pte Ltd in Singapore and Hong Leong Insurance (Asia) Limited in Hong Kong; investment banking, stockbroking, futures broking, corporate advisory, debt and equity underwriting, deposit taking, treasury solutions, trading in equities, derivatives and foreign exchange through Hong Leong Capital Berhad and Hong Leong Investment Bank Berhad; and asset management encompassing equities, fixed income, money market, multi-asset and Islamic funds through Hong Leong Asset Management Bhd and Hong Leong Islamic Asset Management Sdn Bhd. The group serves consumer, corporate and institutional customers with a focus on digital innovation, customer-centricity and Shariah-compliant offerings, operating primarily in Malaysia with regional presence in Cambodia, Vietnam, Singapore, Hong Kong and China, including strategic stakes in Bank of Chengdu and Sichuan JinCheng Consumer Finance Company. Founded in 1968 and headquartered at Menara Hong Leong in Kuala Lumpur, Malaysia, HLFG maintains strong financial performance, reporting record-high FY2025 profit attributable to shareholders of RM3.25 billion as of 30 June 2025, up from prior years, with 1H FY2025 PATAMI rising 7.2% year-on-year to RM1.69 billion driven by commercial banking loan growth, robust non-interest income and insurance gains, alongside an interim dividend of 20 sen per share. Recent developments include Hong Leong Bank's strategic alliance with Lombard Odier announced in May 2025 to enhance private banking and regional wealth management through expanded teams, AI integration and talent recruitment; a collaboration with WeBank Technology Services to advance digital customer experiences; the launch of three multi-asset funds by Hong Leong Asset Management and Hong Leong Bank in June 2025 for sophisticated investors seeking global diversification; and Hong Leong Capital Berhad's signing of the Partnership for Carbon Accounting Financials to support net-zero goals, alongside sustained emphasis on ESG integration across operations.