1. Malaysia Stocks

  2. •

    Finance

  3. •

    Property/Casualty insurance
LPI Capital Bhd

LPI Capital Bhd

MMYX:LPI
13.26
MYR
+0.10
(+0.76%)
15.45P/E
Nov 03Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.97
2.23
2.45
2.83
2.68
2.85
3.08
3.08
2.98
3.08
3.19
3.97
4.53
3.68
Basic EPS, GAAP
0.51
0.71
0.81
1.1
0.79
0.79
0.81
0.85
0.87
0.63
0.79
0.95
0.92
0.95
Free Cash Flow per Basic Share
0.88
0.84
0.86
-0.94
0.59
0.95
0.12
0.64
0.58
2.31
-0.44
0.32
1.17
1.11
Dividend per Share
0.38
0.4
0.47
0.62
0.68
0.63
0.69
0.71
0.73
0.7
0.61
0.7
0.8
0.8
Book Value per Share
4.05
4.15
4.36
4.61
4.82
5.41
4.95
5.21
5.37
5.54
5.73
6.08
6.17
5.89
Tangible Book Value per Share
4.05
4.15
4.36
4.61
4.82
5.41
4.92
5.19
5.35
5.53
5.72
6.07
6.16
5.88
Basic Weighted Avg Shares
397
397
398
398
398
398
398
398
398
398
398
398
398
398
Sales/Revenue/Turnover
782
885
975
1,126
1,070
1,137
1,228
1,226
1,187
1,226
1,271
1,582
1,805
1,467
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
4
5
4
4
3
3
12
13
13
14
13
11
11
11
Net Income, GAAP
201
283
321
437
314
314
322
337
345
252
314
377
368
379
Effective Tax Rate (%)
21.56
17.23
18.34
15.74
22.28
22.64
22.27
22.34
21.18
26.19
20.56
20.47
19.56
20.18
Profit Margin (%)
25.76
31.97
32.93
38.84
29.34
27.62
26.25
27.46
29.03
20.57
24.69
23.84
20.38
25.83
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
1
- -
42
37
43
39
34
29
28
39
Total Equity
1,607
1,653
1,739
1,837
1,921
2,157
1,972
2,075
2,141
2,209
2,284
2,422
2,458
2,345
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
13.3
17.07
18.75
24.45
16.7
15.4
15.49
16.34
16.05
11.39
13.75
15.81
14.89
16.27
Return on Common Equity (%)
13.52
17.37
18.93
24.45
16.7
15.4
15.62
16.64
16.35
11.6
13.97
16.03
15.07
16.51

Capital Structure

MYR

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
7
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
29
35
39
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
398
398
398
Market Capitalization
5,004
5,737
5,856

Working Capital

MYR

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,159
1,160
1,268
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
7
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

MYR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.64%
3.45%
1.47%
Free Cash Flow
29.55%
53.03%
268.65%
Net Income, GAAP
3.28%
3.53%
-2.47%
Sales/Revenue/Turnover
6.7%
8.46%
14.08%
Total Cash Common Dividend
6.11%
2.98%
14.29%

Quarterly Revenue

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
362
341
376
352
1,582
2025
373
366
- -
367
1,805
2026
385
381
- -
- -
- -

Quarterly Earnings Per Share

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.25
0.2
0.31
0.19
0.95
2025
0.25
0.21
- -
0.18
0.92
2026
0.25
0.17
- -
- -
- -

Quarterly Dividends Per Share

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.4
- -
0.3
- -
0.7
2025
0.5
- -
- -
- -
0.8
2026
0.5
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Kok Guan Tan
Full Time Employees
856
Sector
Finance
Industry
Property/Casualty insurance
Address
6, Jalan Sultan Sulaiman Kuala Lumpur WP Malaysia 50000
IPO Date
Jan 8, 1993
Website
lpicapital.com
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Business
LPI Capital Bhd, founded in 1962 and headquartered in Kuala Lumpur, Malaysia, is an investment holding company specializing in the underwriting of general insurance products for personal and business needs primarily in Malaysia, with operations extending to Singapore and Cambodia. The company offers a comprehensive suite of insurance solutions including personal insurance products such as motor, travel, personal accident, health, and home insurance; and business insurance covering motor, property, miscellaneous, marine, trade credit, liability, engineering and machinery, employee benefits, foreign workers, bond products, pecuniary, project, fire, and aviation insurance. Its operations are carried out mainly through its subsidiary Lonpac Insurance Bhd. In recent developments, LPI Capital has focused on tightening its underwriting practices in response to mounting challenges in the general insurance sector, notably increased losses from motor, medical, and catastrophe-related claims, with particular attention to weather events such as flooding in Malaysia. The company reported a 7.3% year-on-year decline in net profit to RM114.8 million for the third quarter ended September 2025, despite a 9.9% growth in revenue to RM549.3 million, reflecting the impact of a smaller insurance service result. Additionally, LPI Capital recently unveiled a new corporate logo as part of its brand evolution in 2025. Public Bank Berhad's acquisition of a controlling stake in LPI is a significant strategic move, expected to provide operational synergies and influence over the group's future direction. LPI Capital operates within the non-life insurance industry segment and serves a broad customer base ranging from individual policyholders to large industrial clients. The company is recognized for maintaining profitability and a dividend yield attractive to investors, reporting RM1.93 billion in revenue and net income of RM377.09 million for the fiscal year ended 2025. The company manages risk exposure with advanced underwriting models and continues to adjust strategic and operational initiatives to sustain growth amid changing market and environmental conditions. LPI Capital’s insurance products span diverse segments, positioning it as a leading general insurer in Malaysia with a strong regional presence. The company’s longstanding history, diversified product portfolio, and recent strategic partnership highlight its commitment to maintaining market leadership and responding proactively to evolving industry challenges.