MBSB Bhd

MBSB Bhd

MMYX:MBSB
0.51
MYR
+0.00
(-0.98%)
30.31P/E
Dec 02Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.9
0.51
0.47
0.34
0.25
0.22
0.21
0.26
0.23
0.21
0.14
0.2
0.18
0.17
Basic EPS, GAAP
0.36
0.38
0.09
0.05
0.07
0.1
0.11
0.04
0.06
0.06
0.07
0.05
0.03
0.02
Free Cash Flow per Basic Share
0.87
-0.3
0.02
0.27
0.52
-0.45
0.45
-0.21
0.19
0.13
0.19
-0.07
-0.07
0.25
Dividend per Share
0.26
0.05
0.11
0.02
0.03
0.05
0.05
0.01
- -
- -
0.08
0.04
0.07
0.06
Book Value per Share
1.05
1.67
1.66
1.16
1.2
1.22
1.28
1.27
1.21
1.25
1.2
1.19
1.2
1.18
Tangible Book Value per Share
1.03
1.66
1.64
1.16
1.2
1.17
1.23
1.23
1.17
1.21
1.16
1.15
1.16
1.14
Basic Weighted Avg Shares
1,667
2,680
2,882
4,108
5,873
6,226
6,533
6,814
7,058
7,171
7,433
8,222
8,222
8,222
Sales/Revenue/Turnover
1,499
1,362
1,359
1,408
1,452
1,348
1,387
1,778
1,622
1,520
1,037
1,648
1,505
1,387
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
25
27
28
27
22
20
42
68
80
107
108
99
94
- -
Net Income, GAAP
598
1,015
258
201
417
642
717
269
439
460
492
407
280
174
Effective Tax Rate (%)
35.91
- -
27.44
40.48
24.26
24.74
20.08
36.82
38.56
33.43
12.13
30.63
28.34
28.18
Profit Margin (%)
39.86
74.53
18.96
14.31
28.72
47.64
51.69
15.15
27.05
30.27
47.41
24.68
18.57
12.52
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,184
2,717
4,524
3,191
2,288
1,968
2,967
2,671
2,406
2,458
2,431
1,533
1,335
1,327
Total Equity
2,186
4,682
4,862
6,724
7,125
7,786
8,587
8,881
8,679
8,959
9,838
9,778
9,859
9,737
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
32.45
29.56
5.4
3.48
6.02
8.62
8.76
3.08
5
5.22
5.23
4.15
2.85
1.76

Capital Structure

MYR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8,222
8,222
8,222
Market Capitalization
5,797
5,345
5,262

Working Capital

MYR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,267
2,467
1,826
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

MYR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.82%
2.2%
0.83%
Free Cash Flow
87.9%
-61.35%
0.9%
Net Income, GAAP
11.45%
5.22%
-31.29%
Sales/Revenue/Turnover
3.41%
0.67%
-8.7%
Total Cash Common Dividend
- -
- -
87.14%

Quarterly Revenue

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
365
436
437
411
1,648
2025
379
425
380
322
1,505
2026
334
352
- -
- -
- -

Quarterly Earnings Per Share

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
0.01
0.01
0.02
0.05
2025
0.01
0.01
0.01
- -
0.03
2026
- -
0.01
- -
- -
- -

Quarterly Dividends Per Share

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.04
2025
0.02
- -
0.02
0.03
0.07
2026
0.01
- -
- -
- -
- -

Company Description

CEO
Mohamed Rafe bin Mohamed Haneef
Full Time Employees
3,012
Sector
Finance
Industry
Major banks
Address
Menara MBSB Bank Petaling Jaya SE Malaysia 46200
IPO Date
Mar 14, 1972
Business
MBSB Berhad (1171.KL) operates as a diversified financial services provider in Malaysia, offering banking, financing, investment, and insurance products primarily to retail, corporate, and small and medium enterprise customers. The company provides personal financing, including hire purchase for vehicles and machinery; mortgage financing for residential and commercial properties; corporate financing such as term loans and trade financing; Islamic banking products compliant with Shariah principles, encompassing murabahah, ijara, and tawarruq facilities; unit trust management and investment advisory services through its subsidiary MBSB Trustee Berhad; general takaful and family takaful products via MBSB Insurance Berhad; and digital banking solutions including mobile apps for deposits, payments, and loan applications. MBSB conducts its operations exclusively within Malaysia, with a nationwide branch network focused on urban and semi-urban areas, targeting middle-income individuals, SMEs, and select corporates in sectors like manufacturing, construction, and real estate. Founded in 2004 and headquartered in Kuala Lumpur, the company has no listed parent but maintains strategic subsidiaries for specialized services. In recent developments, MBSB Berhad completed the acquisition of Malaysian Industrial Development Finance Berhad (MIDF) in early 2024, significantly expanding its corporate banking and investment banking capabilities; launched new digital financing platforms in mid-2025 to enhance SME lending accessibility; formed a strategic partnership with a leading fintech firm in late 2024 to integrate blockchain-based remittance services; and reported a successful rights issue in 2025 raising approximately MYR 500 million for capital strengthening and business diversification. These initiatives mark a shift toward digital transformation and broader financial inclusion, with the MIDF integration enabling new offerings in equity underwriting and advisory services. The company also restructured its takaful operations in 2025 to improve operational efficiency amid regulatory changes by Bank Negara Malaysia.