RHB Bank Bhd.

RHB Bank Bhd.

MMYX:RHBBANK
7.32
MYR
-0.07
(-0.95%)
10.40P/E
Dec 01Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.2
2.31
0.9
1.54
1.53
1.7
1.76
1.87
1.94
1.91
1.83
1.96
2.03
2.06
Basic EPS, GAAP
0.68
0.74
0.24
0.44
0.49
0.57
0.62
0.51
0.65
0.64
0.66
0.72
0.77
0.8
Free Cash Flow per Basic Share
-3.25
0.83
0.08
0.14
-0.88
1.16
1.48
0.06
2.79
1.3
-0.34
0.08
-1.39
0.96
Dividend per Share
0.21
0.03
0.03
0.06
0.12
0.18
0.26
0.18
0.17
0.27
0.36
0.32
0.43
0.5
Book Value per Share
6.15
6.83
5.75
5.42
5.77
5.82
6.43
6.74
6.76
6.76
7.2
7.45
7.83
7.8
Tangible Book Value per Share
4.22
4.91
4.78
4.66
4.99
5.01
5.61
5.92
5.95
5.96
6.39
6.65
7.03
7
Basic Weighted Avg Shares
2,686
2,736
6,873
3,856
4,010
4,010
4,010
4,010
4,050
4,186
4,272
4,332
4,361
4,362
Sales/Revenue/Turnover
5,911
6,321
6,214
5,923
6,148
6,816
7,063
7,482
7,837
7,992
7,824
8,509
8,833
8,983
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
170
183
193
189
200
220
325
304
323
362
391
410
402
411
Net Income, GAAP
1,831
2,038
1,665
1,682
1,950
2,305
2,482
2,033
2,618
2,678
2,806
3,120
3,363
3,474
Effective Tax Rate (%)
25.39
24.55
25.86
24.39
23.54
25.97
25.4
24.2
25.66
35.13
25.12
22.29
23.06
22.68
Profit Margin (%)
30.98
32.24
26.79
28.39
31.72
33.82
35.15
27.16
33.41
33.51
35.87
36.67
38.08
38.67
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
9,729
12,386
10,737
12,974
8,757
8,858
7,315
7,053
7,178
8,345
12,818
12,738
15,653
14,294
Total Equity
16,943
18,894
17,692
21,774
23,184
23,396
25,811
27,057
28,031
28,764
30,911
32,531
34,190
34,088
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
11.5
11.47
9.13
8.53
8.69
9.91
10.1
7.7
9.52
9.44
9.42
9.85
10.09
10.3

Capital Structure

MYR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4,362
4,362
4,365
Market Capitalization
33,630
36,815
36,141

Working Capital

MYR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
9,519
10,116
12,191
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

MYR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.96%
4.8%
5.1%
Free Cash Flow
145.69%
499.5%
-1,885.43%
Net Income, GAAP
7.96%
10.97%
7.79%
Sales/Revenue/Turnover
3.67%
3.43%
3.8%
Total Cash Common Dividend
32.16%
23.5%
37%

Quarterly Revenue

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,080
2,080
2,188
2,161
8,509
2025
2,038
2,158
2,302
2,334
8,833
2026
2,190
2,156
- -
- -
- -

Quarterly Earnings Per Share

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.17
0.17
0.19
0.19
0.72
2025
0.17
0.18
0.21
0.21
0.77
2026
0.2
0.19
- -
- -
- -

Quarterly Dividends Per Share

MYR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.15
- -
0.32
2025
- -
- -
0.15
- -
0.43
2026
0.35
- -
- -
- -
- -

Company Description

CEO
Mohd Rashid Mohamad
Full Time Employees
13,968
Sector
Finance
Industry
Regional banks
Address
Tower One Kuala Lumpur WP Malaysia 50400
IPO Date
Jun 28, 2016
Business
RHB Bank Berhad (KLSE:1066) operates as a leading multinational financial services provider headquartered in Kuala Lumpur, Malaysia, and founded through mergers tracing back to 1913 with the establishment of Kwong Yik Bank, Malaya's first local bank. The bank delivers a comprehensive suite of conventional and Shariah-compliant products and services across retail, commercial, corporate, wholesale, and international segments; these encompass consumer offerings such as wealth management, bancassurance, mortgages, auto financing, ASB financing, personal financing, credit cards, payments, and deposits via branches and digital platforms; SME solutions including financing for small and medium enterprises and family-owned businesses, trade and cash management, and enhanced SME e-Solutions with API connectivity to point-of-sale terminals, payroll, accounting, and cash management tools; investment banking via RHB Investment Bank featuring advisory on corporate and debt restructuring, mergers and acquisitions, takeovers, equity and debt fundraising, and securities trading; corporate banking with working capital funding, trade financing, foreign currency hedging, project financing, and syndication for listed companies, multinationals, government entities, and government-linked firms; treasury and global markets products like foreign exchange, derivatives, capital markets, structured products, money market investments, and Islamic treasury; asset management services covering unit trust funds, investment advisory, private mandates, product development, and trustee services; commercial and transaction banking solutions such as financing, deposits, cash management, trade finance, FX, remittances, and supply chain financing for mid-to-large private companies and corporates; Islamic banking through RHB Islamic Bank Berhad spanning retail, corporate and investment, business and transaction, and Islamic treasury units; general insurance via RHB Insurance Berhad for retail, SME, commercial, and corporate customers; and international commercial and investment banking in Singapore, Cambodia, Thailand, Laos, Brunei, and Indonesia. The bank maintains over 200 branches in Malaysia and extends operations regionally across ASEAN countries including Singapore, Thailand, Brunei, Cambodia, Laos, and Indonesia, with a focus on cross-border services and synergies through integrated country models in key markets. Recent developments include a RM51 million investment in 2025 to retain a 40% stake in Boost Bank, Malaysia's first homegrown digital bank, supporting its growth and capital requirements following prior funding in 2024; long-term exclusive bancassurance partnerships forged in August 2025 with Tokio Marine Life and Takaful Malaysia to diversify income and enhance customer solutions under the PROGRESS27 strategy; designation of its Singapore unit as the regional hub in July 2025 under a new three-year ASEAN expansion roadmap, driving profit growth with pretax profits nearly doubling to S$98.7 million in 2024 and a 40% increase in sustainable financing to S$972 million; and cessation of Myanmar operations in April 2022 to optimize focus on high-growth ASEAN segments.