National Capital Bancorp, Inc.
Other OTCCapital Structure
•
in mil. unless spec.Working Capital
•
in mil. unless spec.Growth Rates
•
in mil. unless spec.Quarterly Revenue
•
in mil. unless spec.Quarterly Earnings Per Share
•
in mil. unless spec.Quarterly Dividends Per Share
•
in mil. unless spec.- CEO
- Richard Anderson Jr.
- Full Time Employees
- 63
- Sector
- Financial Services
- Industry
- Banks - Regional
- Address
- 316 Pennsylvania Avenue, SE Washington DC United States of America 20003
- IPO Date
- Oct 14, 1994
- Website
- nationalcapitalbank.bank
- Similar Companies
- Business
- National Capital Bancorp, Inc. operates as the bank holding company for The National Capital Bank of Washington, providing a suite of banking products and services in the Washington, D.C. area. Its core offerings include personal and business deposit accounts such as savings and checking accounts; debit and credit cards; send money services; online and mobile banking platforms; personal loans, home equity lines of credit, residential mortgages, ready reserves, and overdraft transfers. The company also provides commercial financing solutions including commercial real estate loans, small business financing, construction finance, equipment financing and leasing, government contractor and nonprofit organization loans, SBA loans, term loans, lines of credit, and letters of credit. Additionally, it delivers treasury management services that include eBanking, mobile deposit, positive pay services, automated clearing house payments, remote deposit capture, lockbox services, merchant card processing, online wire transfers, zero balance accounts, cash management, and wealth management services. Founded in 1889 and headquartered in Washington, D.C., National Capital Bancorp focuses on serving individual and business clients within its geographic market. Recent strategic developments include the approval of an expanded share repurchase program up to $600,000 in February 2025, replacing its prior $300,000 program, aimed at enhancing shareholder value. The company reported robust deposit growth and solid loan production during 2025, maintaining a disciplined approach to credit risk and a cautious outlook given economic uncertainties in the regional economy. In November 2024, it executed a four-for-one stock split, enhancing the stock's appeal and accessibility to a broader investor base. The company continues to emphasize balanced growth by funding new loan opportunities through deposit expansion while maintaining low reliance on wholesale funding and strong secured borrowing capacity to support client financing and cash flow needs. National Capital Bancorp’s portfolio management extends to periodic reviews of commercial real estate and government contractor loans to mitigate risk and maintain asset quality. Its sustained net interest margin performance and continued cost-reduction initiatives underscore its emphasis on efficiency and shareholder return. The bank holds a strong local presence driven by long-term relationship banking and strategic credit discipline, positioning itself as a key regional financial institution in the Washington metropolitan area.
ODNB Financial Corporation and National Capital Bancorp, Inc. Announce Merger of Equals Creating a Top Tier Community Bank Headquartered in Washington, D.C. with Approximately $2.4 Billion in Total Assets
National Capital Bancorp, Inc. Reports First Quarter Earnings and Quarterly Cash Dividend
National Capital Bancorp, Inc. Announces Share Repurchase Program
National Capital Bancorp, Inc. Announces Retirement of Kathyrn H. Didden
National Capital Bancorp, Inc. Reports Fourth Quarter and Full Year Earnings and Quarterly Cash Dividend
National Capital Bancorp, Inc. Reports Third Quarter Earnings and Quarterly Cash Dividend
National Capital Bancorp, Inc. Reports Second Quarter Earnings and Quarterly Cash Dividend
National Capital Bancorp, Inc. Announces Leadership Transitions
National Capital Bancorp, Inc. Reports First Quarter Earnings and Quarterly Cash Dividend
National Capital Bancorp, Inc. Announces Share Repurchase Program
National Capital Bancorp, Inc. Reports Fourth Quarter and Full Year Earnings and Quarterly Cash Dividend
National Capital Bancorp, Inc. Reports Third Quarter Earnings, Quarterly Cash Dividend and Four-For-One Stock Split
National Capital Bancorp, Inc. Reports First Quarter Earnings
National Capital Bancorp, Inc. Reports Fourth Quarter Earnings
National Capital Bancorp, Inc. Reports Third Quarter Earnings
National Capital Bancorp, Inc. Reports Second Quarter Earnings
North American Crane Bureau Expands Relationship with Goodyear into 2022 and Builds New Relationship with L'Air
National Capital Bancorp, Inc. Reports Second Quarter Earnings