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  3. •

    Banks - Regional
Nordea Bank Abp

Nordea Bank Abp

NBNKF
Nordea Bank AbpUS flagOther OTC
18.53
USD
+0.23
- -
62.89BMarket Cap
Nordea Bank Abp
NBNKF
(Other OTC)

Recent

price

18.53

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.3
2.35
2.46
2.44
2.44
2.41
2.43
2.34
2.14
2.09
2.1
2.4
2.56
3.28
3.44
3.39
3.4
Revenue per Share
0.66
0.65
0.78
0.78
0.83
0.91
0.93
0.75
0.76
0.38
0.56
0.95
0.95
1.38
1.45
1.4
1.39
Basic EPS, GAAP
-0.63
0.84
4.83
1.48
-2.82
-0.11
0.62
2.84
0.49
-0.74
-0.45
4.27
5.71
-1.96
0.1
-1.11
1.52
Free Cash Flow per Basic Share
0.25
0.29
0.26
0.34
0.43
0.62
0.64
0.65
0.68
0.69
- -
0.79
0.7
0.8
0.92
0.95
0.93
Dividend per Share
5.85
6.21
6.61
7.04
7.44
7.73
8.02
8.14
8.16
7.86
8.42
8.32
8.2
8.88
9.49
9.81
9.15
Book Value per Share
5.3
5.66
6.11
6.46
6.69
6.91
7.09
7.26
7.15
6.9
7.42
7.39
7.1
7.66
8.16
8.2
7.54
Tangible Book Value per Share
4,021
4,027
4,024
4,019
4,024
4,029
4,035
4,038
4,036
4,035
4,038
4,023
3,779
3,576
3,501
3,454
3,496
Basic Weighted Avg Shares
9,236
9,447
9,892
9,792
9,832
9,730
9,805
9,430
8,654
8,438
8,493
9,657
9,677
11,737
12,039
11,719
11,870
Sales/Revenue/Turnover
- -
- -
- -
42.03
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
166
190
240
220
237
189
221
263
307
558
553
605
586
609
562
610
584
Depreciation Expense
2,657
2,627
3,119
3,116
3,332
3,662
3,766
3,031
3,077
1,545
2,265
3,831
3,589
4,934
5,059
4,840
4,850
Net Income, GAAP
26.82
25.74
24.02
24.51
22.06
22.15
18.57
23.76
22.06
27.02
23.56
22.39
24.67
22.15
22.74
23.37
23.1
Effective Tax Rate (%)
28.77
27.81
31.53
31.82
33.89
37.64
38.41
32.14
35.56
18.31
26.67
39.67
37.09
42.04
42.02
41.3
40.86
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
171,859
201,936
191,705
192,147
202,216
211,137
202,209
188,101
199,577
204,770
182,483
183,789
190,282
191,051
197,311
206,581
200,545
LT Debt
24,538
26,120
28,005
29,209
29,837
31,032
32,410
33,316
32,901
31,528
33,740
33,503
30,844
31,225
32,436
32,419
30,367
Total Equity
- -
- -
- -
1.41
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
11.72
10.82
12.09
11.36
11.44
11.99
11.86
9.3
9.35
4.78
6.89
11.36
11.14
15.73
15.57
14.42
15.41
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,488
3,476
3,457
Market Capitalization
36,916
41,478
41,675

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
50,637
48,284
44,037
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.53%
-0.71%
-0.05%
Free Cash Flow
-314.33%
-490.86%
-1,204.05%
Net Income, GAAP
8.01%
19.7%
-4.33%
Sales/Revenue/Turnover
2.2%
7.02%
-2.66%
Total Cash Common Dividend
- -
3.89%
1.55%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,074
3,021
3,011
2,960
12,039
2025
2,984
2,915
2,942
- -
11,719
2026
2,922
3,028
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.39
0.37
0.36
0.32
1.45
2025
0.36
0.35
0.34
- -
1.4
2026
0.32
0.36
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.92
2025
0.95
- -
- -
- -
0.95
2026
- -
- -
- -
- -
- -
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Business
Nordea Bank Abp operates as a leading Nordic financial services group, providing comprehensive banking, investment, and wealth management solutions to personal, business, and institutional clients across northern Europe. Founded in 1820 and headquartered in Helsinki, Finland, the company serves approximately 9.3 million private customers and 530,000 corporate clients primarily in Denmark, Finland, Norway, and Sweden, with additional international operations supporting Nordic corporates in key financial centers including New York, London, Singapore, Shanghai, and Frankfurt. Its core offerings encompass personal banking services such as mobile banking apps, accounts, payments, credit and debit cards, loans, mortgages, savings, investments, insurance, and private banking; business banking solutions including digital services, financing, investments, foreign trade, industry-specific products, and cash management; and large corporates & institutions services featuring investment banking, Nordea Markets capital markets products, trade finance, securities services, and sustainable finance initiatives aligned with a 2030 emissions reduction target of 40-50% across its lending portfolio. Nordea structures its operations into four main business areas: Personal Banking, Business Banking, Large Corporates & Institutions, and Asset & Wealth Management, with assets under management totaling around EUR 411 billion. In recent developments, Nordea entered an agreement to acquire Danske Bank's Norwegian personal customer and private banking business along with associated asset management activities; launched multiple EUR 250 million share buy-back programmes in 2025, including one in June completed by September and another in October targeting year-end completion; reported strong Q3 2025 results with a 15.9% CET1 ratio and lending growth of 6% year-on-year in large corporates; and updated its strategy to target return on equity above 15% annually through 2030 while emphasizing core Nordic strengths, digital innovation, and sustainable transition support.