Raiffeisen Bank International AG

Raiffeisen Bank International AG

RAIFF
Raiffeisen Bank International AGUS flagOther OTC
62.50
USD
- -
- -
20.52BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
27.61
20.27
17.45
15.94
16.22
16.24
16.72
15.43
17.13
29.2
26.89
27.09
27.89
26.99
Basic EPS, GAAP
2.74
-2.17
1.3
1.58
3.4
3.86
3.73
2.45
4.18
11.02
7.27
3.53
4.18
-0.06
Free Cash Flow per Basic Share
2.73
17.85
16.03
-5.15
-17.13
22.07
12
43.25
22.36
62.26
-7.8
-3.48
25.99
-5.1
Dividend per Share
2.38
1.89
0.17
0.14
0.27
1.04
1.3
0.37
1.63
0.36
1.31
1.84
1.86
1.78
Book Value per Share
23.6
9.45
10.17
12.5
23.79
26.14
28.74
31.15
33.85
44.5
50.62
52.48
55.27
51.73
Tangible Book Value per Share
32.49
26.37
26.95
29.52
32.02
35.67
39.58
41.15
44.25
54.29
57.56
58.96
65.11
61.39
Basic Weighted Avg Shares
204
285
292
292
329
329
329
329
329
329
328
328
328
328
Sales/Revenue/Turnover
5,620
5,774
5,104
4,661
5,329
5,335
5,496
5,072
5,629
9,608
8,821
8,886
9,149
8,859
Operating Margin (%)
14.85
0.4
13.93
19
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
361
332
301
297
280
311
448
445
402
549
500
472
505
472
Net Income, GAAP
557
-617
379
463
1,116
1,270
1,227
804
1,372
3,627
2,386
1,157
1,371
-20
Effective Tax Rate (%)
27.76
- -
38.82
35.23
22.71
20.27
22.76
27.13
20.56
20.44
28.08
31.94
38.46
54.2
Profit Margin (%)
9.92
-10.68
7.42
9.94
20.94
23.8
22.33
15.85
24.37
37.75
27.05
13.02
14.99
-0.23
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
16,286
15,471
12,361
12,813
9,436
9,463
10,294
11,573
12,409
15,399
18,818
22,068
22,109
21,168
Total Equity
10,364
8,178
8,501
9,232
11,241
12,413
13,765
14,287
15,475
18,765
19,851
20,341
22,464
21,173
Return on Invested Capital (%)
2.17
- -
1.95
2.67
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
11.28
-16.46
13.38
13.97
19.46
15.48
13.61
8.17
12.85
28.16
15.27
6.84
7.76
-0.12

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
328
328
328
Market Capitalization
5,925
7,589
6,962

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
48,659
47,611
43,827
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.38%
9.66%
10.44%
Free Cash Flow
-75.77%
-177.04%
-847.72%
Net Income, GAAP
30.69%
33.56%
18.5%
Sales/Revenue/Turnover
7.83%
15.44%
2.96%
Total Cash Common Dividend
90.46%
113.47%
0.66%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,151
2,157
2,160
2,131
8,886
2025
2,257
2,311
353
- -
9,149
2026
2,191
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.02
2.01
2.31
- -
3.53
2025
2.15
-1.7
- -
- -
4.18
2026
1.43
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.17
1.52
- -
- -
1.84
2025
0.12
1.5
- -
- -
1.86
2026
0.13
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Michael Höllerer
Full Time Employees
42,154
Sector
Financial Services
Industry
Banks - Regional
Address
Am Stadtpark 9 Vienna WI Austria 1030
IPO Date
Aug 15, 2012
Business
Raiffeisen Bank International AG (RBI) is a leading corporate and investment bank in Austria and a universal bank operating in 11 Central and Eastern European (CEE) markets through subsidiary banks; the RBI Group also provides specialized financial services including leasing, asset management, and mergers and acquisitions (M&A). RBI offers a comprehensive range of banking products and services such as financing, leasing, hedging, trade and export finance, cash management, payment and fund services, securities, cards, working capital loans, real estate financing, sustainable solutions, payment acceptance, group eAccount opening, and international wealth management including foreign real estate financing, Lombard finance, and precious metals services. The bank serves retail, corporate, and institutional clients across Austria and CEE, with around 43,000 employees supporting 18.2 million customers through approximately 1,400 outlets and total assets of EUR 209 billion as of September 30, 2025; it maintains representative offices in select Asian and Western European locations. Founded in 1927 as the predecessor Genossenschaftliche Zentralbank in Vienna, Austria—where it remains headquartered—RBI traces its roots to the Raiffeisen cooperative movement and expanded into CEE starting with its first subsidiary in Hungary in 1986. Regionally owned by eight Austrian Raiffeisen banks (61.17% stake) with the remainder in free float, RBI operates in key segments including Central Europe, Southeastern Europe, Eastern Europe, Group Corporates & Markets, and Corporate Center. Among its latest developments, RBI deepened its partnership with ODDO BHF in 2025 by integrating its 15-member M&A team into the partner's Vienna office by year-end to enhance services in industrials, healthcare, TMT, debt advisory, and fundraising for clients in Austria and CEE; it also partnered with Wise Platform in May 2025 to upgrade cross-border payments for personal and business customers, joined the European Payments Initiative as an Acceptor PSP, and emphasized sustainable financing trends like greenium premiums and untied export credit agency solutions such as the OeKB Shopping Line.

Company News

APIChatGPT
  • Raiffeisen Bank International AG (RAIFY) Q1 2026 Earnings Call Transcript

  • Raiffeisen Bank International AG (OTCMKTS:RAIFF) Sees Large Growth in Short Interest

  • Raiffeisen Bank International AG (OTCMKTS:RAIFF) Sees Large Decrease in Short Interest

  • Raiffeisen Bank International (RAIFF) Projected to Post Earnings on Monday

  • Raiffeisen Bank International AG (OTCMKTS:RAIFF) Sees Large Growth in Short Interest

  • Raiffeisen Bank International AG (RAIFF) Q2 2025 Earnings Call Transcript

  • Raiffeisen Bank International AG (RAIFF) Q1 2025 Earnings Call Transcript

  • Raiffeisen Bank International AG (RAIFF) Q4 2024 Earnings Call Transcript

  • Raiffeisen Bank International AG (RAIFF) Q3 2024 Earnings Call Transcript

  • Raiffeisen Bank International (RAIFF) Q2 2024 Earnings Call Transcript