Inverite Insights Inc

Inverite Insights Inc

0.20
CAD
+0.03
(+14.29%)
-0.05EPS
Mar 08Next Earn
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2025 Y
2026 Y
TTM
Revenue per Share
0.06
0.02
0.03
0.07
0.06
0.03
0.05
0.04
0.03
0.03
Basic EPS, GAAP
-0.06
-0.14
-0.37
-0.37
-0.39
-0.32
-0.01
-0.07
-0.06
-0.05
Free Cash Flow per Basic Share
-0.02
0.07
-0.37
-0.18
-0.23
-0.16
-0.06
-0.04
-0.03
-0.03
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-0.11
-0.17
-0.12
-0.18
-0.19
-0.28
-0.03
-0.06
- -
-0.01
Tangible Book Value per Share
-0.14
-0.22
-0.2
-0.24
-0.4
-0.41
-0.11
-0.11
-0.04
-0.04
Basic Weighted Avg Shares
9
9
8
9
13
17
27
35
48
51
Sales/Revenue/Turnover
1
- -
- -
1
1
- -
1
1
1
2
Operating Margin (%)
- -
- -
- -
- -
- -
- -
-214.19
-208.17
-156.42
-154.83
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
-1
-1
-3
-4
-5
-5
- -
-3
-3
-3
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
-96.13
-567.38
-1,425.54
-501.43
-695.58
-1,209.33
-16.02
-209.78
-187.99
-184.94
Working Capital
- -
- -
- -
- -
- -
- -
-3
-4
-2
-2
LT Debt
5
5
6
5
5
5
- -
- -
- -
- -
Total Equity
-1
-2
-1
-2
-3
-6
-1
-2
- -
-1
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

CAD

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
1
1
1
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
55
55
55
Market Capitalization
17
14
- -

Working Capital

CAD

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
1
- -
- -
Cash, Cash Equivalents & STI
- -
- -
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
2
2
3
Payables & Accruals
1
2
2
ST Debt
1
1
1
Deferred Revenue
- -
- -
- -

Growth Rates

CAD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
18.76%
-89.72%
Free Cash Flow
- -
3.79%
14.68%
Net Income, GAAP
- -
229.44%
5.4%
Sales/Revenue/Turnover
- -
33.41%
17.62%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
1
2026
- -
- -
- -
- -
1
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
-0.02
-0.02
-0.02
-0.02
-0.07
2026
-0.01
-0.01
-0.02
-0.02
-0.06
2027
-0.01
- -
- -
- -
- -

Quarterly Dividends Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

CEO
Karim Nanji
Full Time Employees
1
Sector
Technology services
Industry
Packaged software
Address
999 Canada Place, World Trade Centre Vancouver BC Canada V6C 3E2
IPO Date
Mar 19, 2019
Business
Inverite Insights Inc. (CSE:INVR) provides AI-driven open banking software and Risk Model as a Service (RMaaS) platforms that deliver real-time financial data, risk assessment, and verification solutions to lenders, neobanks, and financial institutions serving underbanked consumers across North America; core offerings include advanced AI risk and confidence scoring with machine learning algorithms analyzing banking transactions, income, spending categorization, and historical data from over 30 billion data points; instant bank and ID verification; MicroCheck for lightweight assessments; KYC/AML compliance tools; income and employment verification; Marble Pay Wallet for collections; and B2B solutions enhancing credit decisioning, fraud reduction, and financial inclusion for alternative and mainstream lenders connected to 286 institutions with 99% consumer coverage. Founded in 2015 and headquartered in Vancouver, British Columbia, the company, formerly Marble Financial Inc. until its name change in January 2024, operates primarily in Canada with expansion into the United States through new product launches for both markets. Recent developments include the completion of a fully subscribed $1.5 million private placement in multiple tranches through September 2025; a $4 million convertible debenture financing announced earlier in 2025 with partnerships alongside 108 Securities and PRVN Creative to fuel growth and market expansion; addition of Xcash Financial Services and Usolve Financial to its platform; achievement of SOC 2 Type II audit validation for data security in September 2025; enhanced liveness checks and API capabilities for fraud defense; a 6:1 share consolidation; record revenue and transaction volumes in May 2025; 15.4% verification fee revenue growth to $711,106 for the three months ending September 30, 2025; and appointment of CEO Karim Nanji to the FDATA board of directors.

Company News

  • Inverite Sponsors FDATA's 2026 Global Open Finance Summit; CEO Karim Nanji to Join Panel on the Shift from Open Finance to Open Data on Sept. 17, 2026

  • Leading Payments Infrastructure Provider Selects Inverite to Provide Trusted Financial Intelligence for its Canadian Payments Platform

  • Inverite Announces Audited Consolidated Financial Results for Twelve and Three Months (Q4) Ending March 31, 2026

  • Inverite Launches Default IQ Flex to Expand Transaction-Based Risk Intelligence Coverage

  • Inverite Reports Adoption and Growth of Its AI-Driven Risk Intelligence Infrastructure in First Quarter of 2026

  • Inverite Insights Engages Canadian Investor Relations Firm Investor Cubed (I3)

  • Inverite Expands Credit Infrastructure Ecosystem with Weritas

  • Inverite Enters Infrastructure Licensing Agreement with Weritas to Activate Credit Infrastructure Deployment in Kenya

  • Inverite Reports Continued Strong 2026 Growth and Record Monthly Performance in February

  • Inverite Partners with Open Banking Expo Canada 2026; CEO Karim Nanji to Take the Stage in Powerhouse Debate Panel

  • Inverite Announces Financial Results for Nine and Three-Months Ending December 31, 2025

  • Inverite Announces Agreement with Ownly to Support Digital Income Verification and Affordability Assessment for Homebuyers

  • Inverite Attends CLA's Automotive Finance Canada 2026 as Industry Focus Intensifies on Fraud, Digital Approvals, and Stronger Risk Signals

  • Pay2Day Renews Partnership with Inverite to Support Faster, More Reliable Bank Verification Workflows

  • CSE Bulletin: Consolidation - Inverite Insights Inc. (INVR)

  • Inverite to Complete 6:1 Consolidation

  • Inverite AI Platform Achieves All-Time Record Revenue and Transaction Volume in May

  • Inverite Driving New Revenue Streams and Enhanced Flexibility for Lenders with Microcheck

  • Inverite Announces Financial Results for Nine Months Ending December 31, 2024

  • AI-Powered Risk Scoring Transforming Non-Prime Lending - Case Study Results, Inverite's Proprietary AI Technology Platform Confirms Reduction in Defaults, Increasing Approvals, Accelerating Funding