Sagicor Financial Co. Ltd. Class A

Sagicor Financial Co. Ltd. Class A

8.25
CAD
-0.07
(-0.84%)
1.63EPS
6.89P/E
1.16BMarket Cap
Nov 11Next Earn
2017 Y
2018 Y
2019 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
0.13
0.26
18.85
12.87
16.25
1.83
14.83
16.54
16.97
20.09
Basic EPS, GAAP
- -
-0.97
-0.08
0.43
-0.02
0.91
-1.15
3.74
0.7
0.49
0.88
Free Cash Flow per Basic Share
- -
-0.04
-0.07
0.29
-0.8
0.76
-1.24
-0.44
1.45
-0.12
-1.59
Dividend per Share
- -
- -
- -
0.15
0.23
0.22
0.22
0.22
0.22
0.27
0.13
Book Value per Share
- -
-0.22
-0.22
6.02
7.59
4.64
3.01
6.88
7.08
7.66
7.65
Tangible Book Value per Share
- -
-0.22
-0.22
5.46
6.94
4.02
2.27
6.22
6.43
7.05
7.05
Basic Weighted Avg Shares
40
12
13
76
148
145
143
142
140
136
136
Sales/Revenue/Turnover
- -
2
3
1,441
1,902
2,355
262
2,110
2,316
2,302
2,726
Operating Margin (%)
- -
-863.8
-7.05
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
27
40
33
31
55
30
29
27
Net Income, GAAP
- -
-11
-1
33
-2
133
-164
532
97
67
119
Effective Tax Rate (%)
- -
- -
- -
36.57
154.81
25.78
- -
13.25
32.49
34.74
31.38
Profit Margin (%)
- -
-758.57
-32.74
2.27
-0.12
5.63
-62.78
25.22
4.21
2.91
4.36
Working Capital
- -
1
-3
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
696
851
716
644
956
949
989
994
Total Equity
- -
-11
-12
1,347
1,658
1,090
736
1,329
1,322
1,435
1,447
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
3.13
-1.6
6.11
- -
33.05
9.67
6.21
9.15
Return on Common Equity (%)
- -
- -
- -
- -
-0.22
14.93
-30.05
75.97
10.1
6.71
11.72

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
72
56
93
LT Borrowings
927
948
932
LT Finance Leases
63
61
62
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
135
136
136
Market Capitalization
935
894
820

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
333
375
394
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
303
327
282
ST Debt
72
56
93
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
4.36%
8.52%
Free Cash Flow
- -
-210.5%
-108.2%
Net Income, GAAP
- -
-1,352.52%
-31.33%
Sales/Revenue/Turnover
- -
129.95%
-0.61%
Total Cash Common Dividend
- -
2.35%
21.37%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
448
418
929
522
2,316
2025
478
564
799
465
2,302
2026
320
1,143
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.19
-0.28
0.42
0.39
0.7
2025
0.05
-0.05
0.6
-0.11
0.49
2026
-0.25
0.64
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.12
0.06
0.04
0.22
2025
- -
0.13
0.07
0.07
0.27
2026
- -
- -
- -
- -
- -

Company Description

CEO
Andre Mousseau
Full Time Employees
5,600
Sector
Finance
Industry
Multi-line insurance
Address
Cecil F De Caires Building Wildey MD Barbados 20814
IPO Date
May 25, 2017
Business
Sagicor Financial Company Ltd. is a leading financial services provider offering life and health insurance, annuities, pension investment and administration, property and casualty insurance, banking products including deposits, savings accounts, secured loans, mortgages, debit and credit cards, and remittance services; investment management, real estate investment, property management, microfinance, and captive insurance management services. Founded in 1840 and headquartered in St. Michael, Barbados, the company operates across 19 countries in the Caribbean including Jamaica, Barbados, Eastern Caribbean, Dutch Caribbean, Bahamas, Belize, and Trinidad and Tobago; Latin America through joint ventures in Costa Rica and Panama; the United States; and Canada. It serves individual, group, and corporate customers with diversified segments encompassing Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, Sagicor Life, and head office operations. In recent developments, Sagicor completed the C$375 million acquisition of ivari, a Canadian life insurer, in October 2023 to expand its North American presence and enhance earnings; closed a C$200 million term loan refinancing in December 2024 and C$250 million private placement notes in 2024 to optimize debt costs and repay ivari-related financing, yielding over US$12 million in annual interest savings; secured investment grade ratings from Fitch in 2025; and through its Jamaican subsidiary expanded into Latin America via a January 2024 joint venture acquisition of Sagicor Panama with Costa Rican partners Capital & Advice Inc.

Company News

  • Sagicor Financial Q2 Earnings Call Highlights

  • Sagicor Financial Company Ltd. (SFC:CA) Q2 2026 Earnings Call Transcript

  • Sagicor Financial Q1 Earnings Call Highlights

  • Sagicor Financial Company Ltd. (SFC:CA) Shareholder/Analyst Call Transcript

  • Sagicor Financial Company Ltd. (SFC:CA) Q1 2026 Earnings Call Transcript

  • Sagicor Life Insurance Company Appoints Eric Sandberg as President

  • Sagicor Financial Company Ltd. (SFC:CA) Q4 2025 Earnings Call Transcript

  • Sagicor Financial Company Ltd. (SFC:CA) Q3 2025 Earnings Call Transcript

  • Sagicor Financial: Well-Capitalized Caribbean Value Play