1. India Stocks

  2. •

    Finance

  3. •

    Regional banks
City Union Bank Limited

City Union Bank Limited

226.27
INR
-3.57
(-1.55%)
178.22BMarket Cap
Oct 28Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
12.4
12.96
14.43
16.91
20.75
22.09
24.34
25.58
27.13
30.14
29.02
32.54
39.09
- -
Basic EPS, GAAP
4.15
4.23
4.61
5.2
6.26
7.18
4.86
6.03
7.71
9.5
10.29
11.38
13.41
- -
Free Cash Flow per Basic Share
3.8
0.71
1.95
2.41
-2.58
3.23
17.96
8.59
11.04
6.34
2.71
9.42
4.55
- -
Dividend per Share
0.56
0.57
0.69
0.18
0.21
- -
0.38
0.02
0.38
0.75
0.75
1.12
1.49
- -
Book Value per Share
23.13
28.01
31.62
36.82
42.7
49.43
53.87
59.31
66.78
75.54
85.07
95.82
106.64
- -
Tangible Book Value per Share
23.13
28.01
31.62
36.82
42.7
49.43
53.87
59.31
66.78
75.54
85.07
95.82
106.64
- -
Basic Weighted Avg Shares
837
934
964
966
946
951
980
984
985
986
987
988
989
990
Sales/Revenue/Turnover
10,378
12,107
13,914
16,337
19,624
21,007
23,867
25,164
26,740
29,730
28,651
32,137
38,649
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
377
358
524
530
525
615
790
875
850
729
754
816
1,074
- -
Net Income, GAAP
3,471
3,950
4,447
5,028
5,920
6,829
4,763
5,928
7,602
9,375
10,157
11,236
13,262
- -
Effective Tax Rate (%)
16.08
24.18
26.22
27.43
33.45
26.17
18.76
14.43
22.84
20.38
17.47
20.68
20.64
- -
Profit Margin (%)
33.44
32.63
31.96
30.78
30.17
32.51
19.96
23.56
28.43
31.53
35.45
34.96
34.31
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,850
1,488
1,125
560
6,819
4,009
16,204
13,457
53,118
46,881
33,722
17,904
48,268
- -
Total Equity
20,249
26,955
30,520
35,702
41,632
48,408
52,961
58,425
65,857
74,572
84,014
94,666
105,649
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
16.04
15.63
14.8
14.81
13.98
13.54
7.84
8.41
7.97
7.8
8.49
9.76
9.95
- -
Return on Common Equity (%)
18.94
16.74
15.47
15.18
15.31
15.17
9.4
10.64
12.23
13.35
12.81
12.58
13.24
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
989
991
991
Market Capitalization
215,802
178,220
206,678

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
89,271
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.25%
12.58%
11.6%
Free Cash Flow
13.85%
24.94%
-51.65%
Net Income, GAAP
12.89%
17.71%
18.03%
Sales/Revenue/Turnover
10.99%
9.25%
20.26%
Total Cash Common Dividend
- -
463.18%
32.8%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
7,373
8,088
8,161
8,515
32,137
2026
8,692
- -
9,975
10,763
38,649
2027
10,637
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
2.68
2.89
2.9
2.92
11.38
2026
3.09
- -
3.36
3.63
13.41
2027
3.86
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
1.12
2026
- -
- -
- -
- -
1.49
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Vijay R. Anandh
Full Time Employees
8,894
Sector
Finance
Industry
Regional banks
Address
Narayana, No. 24-B Kumbakonam TN India 612001
IPO Date
Jun 22, 1998
Website
cityunionbank.com
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Business
City Union Bank Limited (CUB.NS) operates as a private sector bank in India, providing a range of banking and financial services including savings and current accounts, fixed and recurring deposits, loans such as housing, vehicle, personal, gold, and business loans; debit and credit cards; internet, mobile, and digital banking services; non-resident Indian (NRI) banking; remittance services; foreign exchange services; safe deposit lockers; and demat accounts. The bank serves retail, corporate, and institutional customers across various segments with a network of over 700 branches and 1,400 ATMs primarily concentrated in southern India, with expanding presence in other regions. Founded in 1904 and headquartered in Kumbakonam, Tamil Nadu, the bank focuses on underserved markets and maintains subsidiaries for specialized financial services. In recent developments, City Union Bank launched its updated mobile banking app with enhanced digital features including UPI payments and video KYC in 2024 to bolster its digital transformation efforts [ from previous]. The bank entered a strategic partnership with fintech platforms for co-lending models targeting MSME loans and expanded its branch network by 50 locations in FY2025 amid rising deposit growth [ from previous]. Additionally, it completed a capital infusion through a qualified institutional placement raising INR 1,500 crore in early 2025 to support loan book expansion and technology upgrades [ from previous].