Fedbank Financial Services Ltd.

Fedbank Financial Services Ltd.

156.30
INR
+0.72
(+0.46%)
46.42BMarket Cap
Jan 20Next Earn
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
21.04
26.47
35.68
44.95
53.82
57.99
- -
Basic EPS, GAAP
1.91
3.21
5.58
7.22
6.06
9.2
- -
Free Cash Flow per Basic Share
-11.85
-18.74
-46.15
-23.3
-26.82
-45.35
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
22.93
31.68
37.23
61.21
68.35
78.19
- -
Tangible Book Value per Share
22.86
31.6
37.15
61.09
68.25
78.1
- -
Basic Weighted Avg Shares
323
323
323
339
371
374
374
Sales/Revenue/Turnover
6,788
8,539
11,512
15,225
19,992
21,663
- -
Operating Margin (%)
20.56
23.79
22.73
19.78
14.26
25.38
- -
Depreciation Expense
273
367
419
374
489
545
- -
Net Income, GAAP
617
1,035
1,801
2,447
2,252
3,436
- -
Effective Tax Rate (%)
19.82
25.68
25.88
25.41
25.87
25.47
- -
Profit Margin (%)
9.09
12.12
15.65
16.07
11.26
15.86
- -
Working Capital
13,606
14,700
17,566
22,008
30,811
49,800
- -
LT Debt
28,830
32,292
46,275
51,909
65,162
83,784
- -
Total Equity
8,347
11,535
13,557
22,608
25,474
29,261
- -
Return on Invested Capital (%)
- -
1.52
1.96
1.88
1.49
2.09
- -
Return on Capital (%)
- -
1.9
2.51
2.62
1.99
2.39
- -
Return on Common Equity (%)
- -
10.41
14.36
13.53
9.37
12.56
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
52,964
- -
LT Borrowings
- -
82,226
- -
LT Finance Leases
- -
1,559
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
374
374
375
Market Capitalization
56,445
46,417
55,753

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
105,291
- -
Cash, Cash Equivalents & STI
- -
13,976
- -
Accounts Receivable, Net
- -
73
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
55,491
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
52,964
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
30.01%
14.87%
Free Cash Flow
- -
50.73%
70.02%
Net Income, GAAP
- -
44.46%
52.59%
Sales/Revenue/Turnover
- -
26.51%
8.36%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
4,692
5,117
5,236
5,318
19,992
2026
5,113
- -
5,508
6,134
21,663
2027
6,687
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.9
1.74
0.5
1.92
6.06
2026
2.01
- -
2.35
2.69
9.2
2027
3.05
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

CEO
Parvez Mulla
Full Time Employees
5,303
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Cignus, Plot No. 71A Mumbai MH India 400087
IPO Date
Dec 5, 2023
Business
Fedbank Financial Services Limited, a subsidiary of The Federal Bank Limited, operates as a retail-focused non-banking finance company (NBFC) in India, providing diversified lending and financial distribution services to individuals, self-employed professionals, MSMEs, and businesses. The company offers gold loans; home loans and housing loans; loans against property including small-ticket and medium-ticket variants; business loans such as unsecured business loans and SME loans; personal loans and personal car loans; home equity mortgage loans; mortgage and retail asset loans; construction finance to developers; and loans to other NBFCs; along with distribution of insurance products and retail financial services across three segments: Distribution, Retail Finance, and Wholesale Finance. Incorporated in 1995 and headquartered in Mumbai, India, Fedbank Financial Services maintains a nationwide presence with over 600 branches, targeting underserved markets in semi-urban and rural regions. In recent developments, private equity firm True North Fund VI plans to divest its entire 8.6% stake through a block deal, with investment bankers appointed to facilitate the transaction as of late 2025. The company listed on the stock exchanges via an IPO in November 2023, raising funds from promoters including Federal Bank and pre-IPO investors. Fedbank Financial Services continues to expand its loan book, reporting revenue of ₹2,114 crore and profit of ₹246 crore for the trailing twelve months as of late 2025, while conducting investor conferences and ESOP allotments to support growth.