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    Finance/Rental/Leasing
Fusion Finance Ltd

Fusion Finance Ltd

139.43
INR
-5.57
(-3.84%)
6.77EPS
28.09P/E
30.73BMarket Cap
Nov 10Next Earn
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
62.56
77.58
101.71
172.23
190.21
193.7
109.92
107.58
Basic EPS, GAAP
6.7
4.23
2.09
41.94
46.06
-111.41
1.01
6.77
Free Cash Flow per Basic Share
-72.44
-77.08
-158.53
-180.96
-124.85
130.78
81.95
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
115.4
119.97
128.79
223.5
274.18
158.14
151.87
- -
Tangible Book Value per Share
115.38
119.95
128.78
223.5
273.92
157.64
150.6
- -
Basic Weighted Avg Shares
104
104
104
92
110
110
138
145
Sales/Revenue/Turnover
6,500
8,060
10,566
15,900
20,866
21,290
15,131
15,633
Operating Margin (%)
17.83
26.27
24.12
32.88
36.09
25.05
10.78
16.16
Depreciation Expense
26
39
54
74
90
117
96
89
Net Income, GAAP
696
439
218
3,872
5,053
-12,245
139
984
Effective Tax Rate (%)
30.39
22.62
10.94
24.38
23.82
- -
- -
- -
Profit Margin (%)
10.71
5.45
2.06
24.35
24.22
-57.52
0.92
6.29
Working Capital
15,969
23,822
24,093
34,109
42,651
11,531
19,614
- -
LT Debt
18,577
29,232
34,971
42,181
53,728
16,929
23,161
- -
Total Equity
11,989
12,464
13,380
23,219
28,482
16,433
24,559
- -
Return on Invested Capital (%)
- -
-0.11
-1.49
3.18
3.08
- -
- -
- -
Return on Capital (%)
- -
0.9
0.35
4.78
4.92
- -
- -
- -
Return on Common Equity (%)
- -
3.59
1.68
21.16
19.55
-54.53
0.68
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
32,547
- -
LT Borrowings
- -
23,161
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
162
162
162
Market Capitalization
25,302
22,356
30,729

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
54,640
- -
Cash, Cash Equivalents & STI
- -
19,650
- -
Accounts Receivable, Net
- -
74
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
35,026
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
32,547
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
22.14%
49.45%
Free Cash Flow
- -
-27.47%
-21.52%
Net Income, GAAP
- -
243.23%
-101.13%
Sales/Revenue/Turnover
- -
17.18%
-28.93%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
6,283
6,305
4,408
4,497
21,290
2026
4,222
- -
3,684
3,721
15,131
2027
4,006
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
-3.54
-27.75
-65.44
-14.97
-111.41
2026
-7.44
- -
1.05
7.06
1.01
2027
3.86
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Sanjay Garyali
Full Time Employees
11,316
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Institutional Sector–32 Gurugram DE India 122001
IPO Date
Nov 15, 2022
Website
fusionfin.com
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Business
Fusion Finance Limited (formerly Fusion Micro Finance Limited), an Indian non-banking financial company-microfinance institution (NBFC-MFI), provides microfinance loans to women entrepreneurs in rural and semi-urban areas and MSME loans to small businesses; its core products include income generation loans, top-up loans for existing customers, emergency loans for unforeseen needs, unsecured business loans, secured loans backed by collateral, machinery loans and small business loans. The company operates through a joint liability group lending model, emphasizes financial literacy and customer-centric practices, and maintains an extensive network of over 1,300 branches across 22 states and three union territories, serving approximately 3.9 million clients with assets under management exceeding INR 11,000 crore as of early 2025. Founded in 2010 and headquartered in Gurugram, Haryana, with a registered office in New Delhi, Fusion Finance targets the economically underserved bottom-of-the-pyramid segment, particularly women and the missing middle in MSMEs. In July 2024, the company changed its name from Fusion Micro Finance Limited to Fusion Finance Limited to reflect its diversification strategy while committing to at least 75% qualifying microfinance assets; it secured a USD 25 million eight-year loan from the US International Development Finance Corporation in May 2024, with an initial USD 20 million disbursement, to expand operations and loan growth; additionally, it completed an oversubscribed INR 800 crore rights issue in May 2025 to strengthen its balance sheet and capital adequacy amid asset quality challenges.