1. India Stocks

  2. •

    Finance

  3. •

    Specialty insurance
General Insurance Corporation of India

General Insurance Corporation of India

323.80
INR
+4.15
(+1.30%)
50.60EPS
7.18P/E
637.72BMarket Cap
Nov 12Next Earn
General Insurance Corporation of India
NSE:GICRE
(National Stock Exchange of India)

Recent

price

323.80

P/E

ratio

7.18

div

yld

- -

ROIC.AI

2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
INR
98.67
100.87
111.59
181.64
250.58
259.49
298.31
278.77
293.47
275.55
265.33
289
312.43
306.19
Revenue per Share
13.87
16.48
16.09
21.35
18.13
15.72
-1.06
11.35
13.6
39.37
38.11
42.36
55.08
50.6
Basic EPS, GAAP
16.28
14.83
34.03
45.92
50.84
43.11
49.1
75.68
51.5
66.05
63.49
- -
- -
- -
Free Cash Flow per Basic Share
3.35
1.89
3.08
5
5.77
6.75
6.75
- -
- -
2.25
7.2
- -
- -
- -
Dividend per Share
77.83
91.34
104.98
172.24
186.92
193.19
155.01
185.04
205.24
257.55
314.96
350.55
401.74
422.47
Book Value per Share
77.83
91.12
104.76
172.09
186.76
193.04
154.86
184.88
205.09
257.39
314.8
350.34
401.51
422.32
Tangible Book Value per Share
1,754
1,754
1,754
1,720
1,735
1,754
1,754
1,754
1,754
1,754
1,754
1,754
1,754
1,754
Basic Weighted Avg Shares
173,103
176,969
195,766
312,418
434,772
455,258
523,353
489,075
514,873
483,422
465,496
507,023
548,130
537,061
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
52
87
95
99
78
144
183
150
137
97
119
146
63
- -
Depreciation Expense
24,331
28,910
28,234
36,717
31,455
27,576
-1,865
19,916
23,863
69,073
66,858
74,319
96,624
88,755
Net Income, GAAP
- -
1.04
10.98
13.16
11.98
31.55
- -
40.54
41.44
18.1
17.88
23.4
21.37
23.02
Effective Tax Rate (%)
14.06
16.34
14.42
11.75
7.23
6.06
-0.36
4.07
4.63
14.29
14.36
14.66
17.63
16.53
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
8
LT Debt
136,541
160,242
184,178
302,186
327,927
338,937
271,954
324,634
360,078
451,847
552,566
614,997
704,808
741,183
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
19.69
16.4
15.12
10.01
8.34
- -
6.8
7.08
17.18
13.45
12.82
14.72
12.64
Return on Capital (%)
- -
19.48
16.4
15.1
9.98
8.27
-0.61
6.68
6.97
17.01
13.31
12.73
14.64
12.64
Return on Common Equity (%)

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
14
- -
8
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,754
1,754
1,754
Market Capitalization
668,076
636,759
637,724

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
268,971
292,348
296,095
Accounts Receivable, Net
- -
105,255
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.02%
16.92%
14.6%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
-102.42%
49.45%
30.01%
Sales/Revenue/Turnover
12.43%
2.5%
8.11%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
128,649
122,643
113,740
131,757
507,023
2026
146,205
131,066
126,694
134,586
548,130
2027
144,715
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
7.98
10.58
9.56
14.24
42.36
2026
14.42
16.38
9.84
14.44
55.08
2027
9.94
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -
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Business
General Insurance Corporation of India General Insurance Corporation of India (GIC Re) is India's national reinsurer, providing reinsurance support to direct general insurers domestically and internationally. Incorporated on 22 November 1972 and headquartered in Mumbai, the company operates as the sole domestic reinsurer, offering a comprehensive portfolio of products including fire, marine cargo, marine hull, motor, health, agriculture, engineering, aviation, liability, personal accident, miscellaneous, and life reinsurance; it serves clients across approximately 140 countries with significant presence in SAARC, Southeast Asia, the Middle East, and Africa. GIC Re maintains subsidiaries in South Africa, Russia, and the United Kingdom, along with associate companies in Bhutan and Singapore, and ranks as the 16th largest global reinsurer by gross premiums. Recent developments include a strategic partnership with MIC Global announced in September 2024 to deliver digital reinsurance solutions for India's insurance providers, enhancing embedded micro-insurance offerings; operational launch of its Lloyd's of London syndicate (GIC 1947) to expand international business toward a targeted 60:40 domestic-to-international portfolio ratio; and ongoing efforts to boost global presence amid competitive pressures from foreign reinsurers like Munich Re and Swiss Re, while the Indian government considers divesting up to 10% stake to meet public shareholding norms.