IDBI Bank Limited

IDBI Bank Limited

79.80
INR
-0.64
(-0.80%)
7.56EPS
11.07P/E
898.15BMarket Cap
Jan 25Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
64.23
61.46
56.25
47.73
50.91
18.3
12.16
12.2
12.05
13.95
16.01
16.73
17.53
16.73
Basic EPS, GAAP
8.22
5.87
-21.33
-24.36
-34
-30.22
-14.42
1.44
2.36
3.45
5.38
7.1
8.57
7.55
Free Cash Flow per Basic Share
-14.26
-12.41
-3.37
38.86
-52.33
-68.99
0.23
9.74
4.71
-2.51
-1.46
23.67
15.28
- -
Dividend per Share
4.93
0.38
0.89
0.06
0.09
- -
0.02
0.01
0.01
0.01
1
1.5
2.1
- -
Book Value per Share
147.34
151.97
136.28
112.99
71.04
49.57
33.56
35
39.59
43.08
47.5
57.31
63.77
65.7
Tangible Book Value per Share
147.34
151.97
136.28
112.99
71.04
49.57
33.56
35
39.59
43.08
47.5
57.31
63.77
65.7
Basic Weighted Avg Shares
1,401
1,604
1,683
2,059
2,392
4,959
8,899
10,486
10,752
10,752
10,752
10,752
10,752
10,743
Sales/Revenue/Turnover
89,999
98,583
94,691
98,267
121,742
90,772
108,202
127,881
129,618
149,981
172,191
179,937
188,451
179,785
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,166
1,408
2,178
3,622
3,768
3,699
3,944
3,968
4,903
4,992
5,433
5,381
6,169
- -
Net Income, GAAP
11,517
9,418
-35,908
-50,159
-81,324
-149,868
-128,352
15,140
25,337
37,061
57,881
76,307
92,100
81,075
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
71.5
47.77
43.9
45.18
40.6
- -
21.36
Profit Margin (%)
12.8
9.55
-37.92
-51.04
-66.8
-165.1
-118.62
11.84
19.55
24.71
33.61
42.41
48.87
45.1
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
601,463
618,325
695,739
563,640
516,245
362,917
258,369
159,081
119,450
102,378
146,827
199,320
231,037
261,810
Total Equity
236,758
244,261
281,199
233,329
219,939
384,437
349,393
377,410
426,999
464,577
512,259
617,849
687,420
708,242
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.33
1.09
- -
- -
- -
- -
- -
2.61
4.64
6.62
9.4
10.3
10.58
9.05
Return on Common Equity (%)
5.14
3.92
-13.7
-19.55
-36.01
-49.74
-35.08
4.18
6.32
8.34
11.89
13.54
14.15
12.26

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10,752
10,752
10,752
Market Capitalization
1,107,390
661,273
898,148

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
292,187
597,426
268,841
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.5%
12.81%
11.26%
Free Cash Flow
109.63%
-401.53%
-35.41%
Net Income, GAAP
28.23%
44.47%
20.7%
Sales/Revenue/Turnover
8.07%
8.22%
4.73%
Total Cash Common Dividend
1,012.84%
1,865.59%
40.01%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
40,989
52,507
50,460
35,982
179,937
2026
46,472
- -
44,891
42,615
188,451
2027
45,806
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.61
1.73
1.81
1.94
7.1
2026
1.88
- -
1.82
1.87
8.57
2027
1.98
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
1.5
2026
- -
- -
- -
- -
2.1
2027
- -
- -
- -
- -
- -

Company Description

CEO
Rakesh Sharma
Full Time Employees
20,693
Sector
Finance
Industry
Major banks
Address
IDBI Tower Mumbai MH India 400005
IPO Date
Sep 20, 1995
Business
IDBI Bank Limited, a scheduled commercial bank under the majority ownership of Life Insurance Corporation of India and the Government of India, provides banking and financial solutions to retail, corporate, MSME, agriculture and wholesale customers across India. Founded in 1964 and headquartered in Mumbai, Maharashtra, the bank offers savings, current and salary accounts; fixed and term deposits; home, auto, education, personal, agricultural and MSME loans; credit cards including gold debit, platinum and international debit cards; corporate products such as project finance, infrastructure finance, working capital, cash management, trade finance, syndication, underwriting, derivatives and tax payments; capital market services including demat, IPOs, mutual funds, insurance and portfolio investment schemes for NRIs; treasury operations; and digital services encompassing internet banking, mobile banking, phone banking, SMS alerts and bill payments. IDBI Bank operates over 2,100 branches, more than 3,700 ATMs and 58 e-lounges nationwide, with one overseas branch in Dubai. In recent developments, Kotak Mahindra Bank emerges as the front-runner to acquire the government's 30.48% stake and LIC's 30.24% stake in a strategic disinvestment process advancing toward financial bids in late 2025, following RBI fit-and-proper clearances and due diligence completion; the bank reported a 16% rise in FY25 operating profit to Rs 11,079 crore with a net interest margin of 4.56%; and it exited RBI's Prompt Corrective Action framework in March 2021 after recapitalization by LIC, which assumed management control in January 2019 with a 51% stake.