1. India Stocks

  2. •

    Finance

  3. •

    Major banks
Indian Bank

Indian Bank

855.70
INR
-3.30
(-0.38%)
88.76EPS
9.20P/E
1.10TMarket Cap
Jan 27Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
132.67
121.54
129.92
153.47
180.78
185.37
207.82
192.86
198.09
225.4
250.12
261.5
280.58
288.82
Basic EPS, GAAP
27.48
21.84
15.64
30.25
27.29
7.91
16.38
27.88
33.99
44.74
66.03
83.61
86.89
88.74
Free Cash Flow per Basic Share
-20.71
101.86
-35.68
-228.98
-81.18
125.13
-164.6
147.61
233.31
-226.65
-72.49
125.14
136.32
- -
Dividend per Share
7.4
4.88
4.2
1.5
6
- -
- -
- -
2.04
6.5
8.4
12
16.25
- -
Book Value per Share
301.68
312.91
343.33
362.98
389.67
410.49
373.97
349.38
360.93
397.5
447.29
530.92
594.25
- -
Tangible Book Value per Share
301.68
312.91
343.33
362.98
389.67
410.49
373.97
349.38
360.93
397.5
447.29
530.92
594.25
- -
Basic Weighted Avg Shares
433
480
480
480
480
481
526
1,129
1,218
1,245
1,275
1,347
1,347
1,347
Sales/Revenue/Turnover
57,424
58,373
62,397
73,712
86,828
89,083
109,285
217,811
241,359
280,722
318,928
352,229
377,938
389,032
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,054
1,390
1,513
1,662
2,368
2,593
3,140
6,369
6,009
5,324
5,311
5,429
6,089
- -
Net Income, GAAP
11,893
10,488
7,513
14,531
13,105
3,801
8,613
31,492
41,418
55,723
84,194
112,615
117,043
119,529
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
81.81
- -
- -
12.37
35.85
35.4
34.96
26.78
Profit Margin (%)
20.71
17.97
12.04
19.71
15.09
4.27
7.88
14.46
17.16
19.85
26.4
31.97
30.97
30.72
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
45,239
26,461
35,093
126,369
47,602
57,422
93,004
197,307
172,175
220,924
231,429
333,743
368,066
- -
Total Equity
140,383
150,452
165,071
174,530
187,353
197,359
227,888
394,807
449,769
495,330
602,775
715,451
800,776
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.13
5.78
3.98
5.79
4.89
1.55
2.99
- -
- -
8.33
10.86
11.96
10.55
- -
Return on Common Equity (%)
9.25
7.22
4.77
8.57
7.25
1.98
4.05
10.12
9.81
11.8
15.34
17.09
15.45
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,347
1,347
1,347
Market Capitalization
1,127,746
1,139,127
1,099,998

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
595,590
656,997
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
18.35%
15.27%
11.93%
Free Cash Flow
-78.29%
-93.89%
8.93%
Net Income, GAAP
55.96%
30.97%
3.93%
Sales/Revenue/Turnover
21.9%
11.69%
7.3%
Total Cash Common Dividend
- -
- -
35.42%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
82,573
88,177
88,224
93,273
352,229
2026
89,815
- -
96,919
98,893
377,938
2027
103,405
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
19.08
20.79
21.6
22.14
83.61
2026
16.9
- -
23.36
23.56
86.89
2027
24.92
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
12
2026
- -
- -
- -
- -
16.25
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Binod Kumar
Full Time Employees
40,224
Sector
Finance
Industry
Major banks
Address
254-260, Avvai Shanmugam Salai Chennai TN India 600014
IPO Date
Mar 5, 2007
Website
indianbank.bank.in
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Business
Indian Bank (INDIANB.NS) operates as a major public sector bank in India, providing a comprehensive range of banking and financial services including retail and corporate banking, loans and advances such as housing, vehicle, personal, and business loans; deposits encompassing savings, current, fixed, and recurring accounts; trade finance services like letters of credit, bank guarantees, and export-import financing; digital banking platforms including mobile and internet banking, UPI payments, and NEFT/RTGS; wealth management and investment products such as mutual funds, insurance, and demat accounts; agricultural banking with crop loans, allied activities financing, and rural development schemes; and treasury operations involving foreign exchange, government securities, and derivatives. The bank serves individual customers, small and medium enterprises, corporates, and government entities across diverse sectors including agriculture, manufacturing, services, and infrastructure. It maintains an extensive network of over 5,750 branches and 8,500 ATMs primarily in India, with a focus on southern states but nationwide presence following mergers. Founded in 1907 and headquartered in Chennai, India, Indian Bank has evolved through key consolidations, notably merging with Allahabad Bank in April 2020, which expanded its footprint and deposit base significantly. In recent years, the bank has pursued digital transformation initiatives, launching enhanced mobile apps and AI-driven services for customer onboarding and fraud detection as part of its technology upgrade strategy. It reported robust growth in fiscal 2025, with advances rising 12% year-over-year and deposits increasing amid strong retail lending momentum, while forming strategic partnerships with fintech firms for co-lending models in MSME and affordable housing segments.