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    Finance/Rental/Leasing
IndoStar Capital Finance Limited

IndoStar Capital Finance Limited

172.60
INR
-8.18
(-4.52%)
8.64EPS
26.82P/E
40.69BMarket Cap
Nov 11Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
39.19
53.3
67.38
77.65
80.45
123.35
163.08
99.76
85.41
79.79
68.02
93.5
90.7
91.03
Basic EPS, GAAP
12.3
16.35
21.03
23.13
21.98
26.63
-35.18
-15.28
-59.51
16.55
8.51
8.86
9.73
9.39
Free Cash Flow per Basic Share
-42
-64.48
-59.6
-75.67
-66.55
-233.8
180.73
89.19
-124.93
64.12
-126.96
-79.74
-69.53
- -
Dividend per Share
- -
- -
- -
- -
- -
1.23
2.41
- -
4.57
- -
- -
- -
- -
- -
Book Value per Share
124.61
141.02
169.17
201.83
227.64
325.86
289.94
297.92
215.25
228.66
237.75
267.12
234.16
- -
Tangible Book Value per Share
124.59
140.99
169.14
201.62
227.16
292.89
257.06
273.29
192.22
204.87
214.74
244.67
215.28
- -
Basic Weighted Avg Shares
91
91
91
91
91
90
92
119
128
136
136
136
144
151
Sales/Revenue/Turnover
3,571
4,857
6,141
7,077
7,332
11,155
15,049
11,828
10,938
10,857
9,256
12,724
13,086
13,712
Operating Margin (%)
50.11
55.02
60.21
61.55
50.19
49.78
-15.9
18.19
-21.05
66.1
37.17
39.86
-24.32
18.81
Depreciation Expense
9
7
5
19
47
182
301
335
354
396
277
306
289
277
Net Income, GAAP
1,121
1,490
1,916
2,108
2,003
2,408
-3,246
-2,141
-7,365
2,251
1,158
1,205
1,404
1,414
Effective Tax Rate (%)
33.75
34.07
34.64
34.75
35.89
36.49
- -
- -
- -
5.65
0.06
0.11
56.46
56.28
Profit Margin (%)
31.4
30.68
31.21
29.78
27.32
21.59
-21.57
-18.1
-67.34
20.74
12.51
9.47
10.73
10.31
Working Capital
1,787
4,218
2,122
-5,877
-13,438
-8,748
3,761
608
-17,980
5,098
4,428
233
-2,786
- -
LT Debt
11,916
16,138
17,589
16,733
24,940
43,193
45,806
29,644
29,918
36,191
45,533
31,824
21,733
- -
Total Equity
11,356
12,852
15,418
18,395
20,747
30,063
26,806
36,983
29,291
31,116
32,352
36,354
37,826
- -
Return on Invested Capital (%)
- -
5.11
5.74
5.82
3.88
3.75
- -
- -
- -
2.78
2.77
3.34
2.35
- -
Return on Capital (%)
- -
5.77
6.07
5.86
4.31
4.17
- -
- -
- -
3.26
3.83
4.69
2.8
- -
Return on Common Equity (%)
- -
12.31
13.56
12.47
10.24
9.48
-11.42
-5.69
-23.04
7.45
3.65
3.51
3.79
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
33,035
- -
LT Borrowings
- -
21,733
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
162
162
162
Market Capitalization
37,054
30,652
40,685

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
32,328
- -
Cash, Cash Equivalents & STI
- -
4,322
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
35,114
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
33,035
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11%
1.16%
4.05%
Free Cash Flow
-70.05%
-149.71%
-7.55%
Net Income, GAAP
-15.82%
17.09%
16.53%
Sales/Revenue/Turnover
10.18%
3.46%
2.85%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
2,994
3,278
3,403
3,421
12,724
2026
3,343
- -
3,401
3,423
13,086
2027
3,544
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.83
2.33
2.04
2.66
8.86
2026
40.02
- -
0.58
-26.24
9.73
2027
0.71
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Randhir Singh
Full Time Employees
4,585
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Silver Utopia Mumbai MH India 400099
IPO Date
May 21, 2018
Website
indostarcapital.com
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Business
IndoStar Capital Finance Limited, a non-banking financial company registered with the Reserve Bank of India as a middle-layered NBFC, provides end-to-end lending, financing, and credit solutions to small retail customers primarily in Tier 2, Tier 3, and Tier 4 towns across India. The company offers a comprehensive range of financial products including commercial vehicle financing; construction equipment loans; farm equipment financing; car and multi-utility vehicle loans; insurance products such as accidental cover and critical illness protection under Raksha Kavach; and micro loans or small-ticket business loans. With assets under management exceeding INR 8,000 crores, it operates through an extensive network of over 500 branches nationwide, serving more than 100,000 customers, and maintains a wholly owned subsidiary, IndoStar Asset Advisory Private Limited. Co-promoted by Brookfield and Everstone, the company is headquartered in Mumbai, Maharashtra, with its registered office shifted from West Bengal in 2015, following incorporation as R V Vyapaar Private Limited in 2009 and conversion to a public limited company in 2014. In July 2025, IndoStar completed the sale of its wholly owned subsidiary Niwas Housing Finance Private Limited to Witkopeend B.V., an affiliate of BPEA EQT Mid-Market Growth Partnership, for INR 1,706 crore, enhancing its liquidity and enabling accelerated growth in core verticals such as vehicle finance and small business loans.