1. India Stocks

  2. •

    Finance

  3. •

    Regional banks
MoneyBoxx Finance Ltd.

MoneyBoxx Finance Ltd.

45.64
INR
-2.06
(-4.32%)
0.19EPS
343.20P/E
4.67BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
0.49
0.6
0.3
0.26
0.33
0.52
0.89
2.64
5.44
10.7
21.7
28.56
30.61
30.18
Basic EPS, GAAP
0.06
-0.02
0.06
-0.03
-0.07
0.07
-0.89
-0.74
-0.91
-1.47
1.72
0.2
0.2
0.19
Free Cash Flow per Basic Share
-0.02
-0.96
0.03
0.06
0.36
4.35
-8.51
-8.95
-14.85
-27.87
-43.26
-36.96
-7.58
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
3.96
5.14
5.19
5.17
5.1
5.17
6.75
6.01
7.99
15.33
27.69
39.93
42.43
- -
Tangible Book Value per Share
3.96
5.14
5.19
5.17
5.1
5.17
6.75
6.01
7.99
14.68
26.79
38.81
39.49
- -
Basic Weighted Avg Shares
27
37
37
37
37
33
40
40
41
46
53
63
66
67
Sales/Revenue/Turnover
13
22
11
9
12
17
36
106
223
494
1,151
1,811
2,012
2,022
Operating Margin (%)
15.83
-2.96
49.96
-9.27
-23.92
-3.57
-95.39
-36.68
-26.46
-14.22
-1.01
-7.27
-13.57
1.71
Depreciation Expense
- -
- -
- -
- -
- -
1
5
8
9
17
33
77
97
98
Net Income, GAAP
2
-1
2
-1
-2
2
-35
-30
-37
-68
91
12
13
13
Effective Tax Rate (%)
23
- -
29.87
- -
- -
- -
- -
- -
- -
- -
13.43
57.77
18.73
10.57
Profit Margin (%)
12.19
-3.49
18.93
-10.69
-19.77
13.45
-98.97
-28.03
-16.7
-13.76
7.94
0.69
0.67
0.65
Working Capital
146
186
189
186
186
182
395
637
1,230
484
586
1,069
580
- -
LT Debt
- -
1
- -
- -
- -
6
171
464
928
1,074
2,120
3,313
3,049
- -
Total Equity
146
189
191
190
188
190
271
242
345
764
1,689
2,607
2,962
- -
Return on Invested Capital (%)
- -
- -
1.07
- -
- -
- -
- -
- -
- -
- -
1.35
-0.2
-0.54
- -
Return on Capital (%)
- -
- -
1.11
- -
- -
- -
- -
- -
- -
- -
2.16
0.27
0.29
- -
Return on Common Equity (%)
- -
-0.46
1.08
-0.53
-1.29
1.23
-15.37
-11.6
-12.68
-12.27
7.45
0.58
0.48
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
3,706
- -
LT Borrowings
- -
2,983
- -
LT Finance Leases
- -
66
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
65
70
70
Market Capitalization
4,052
4,128
4,667

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
4,522
- -
Cash, Cash Equivalents & STI
- -
1,876
- -
Accounts Receivable, Net
- -
4
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
3,942
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
3,706
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
38.44%
70.66%
13.62%
Free Cash Flow
144.35%
36.47%
-78.73%
Net Income, GAAP
-205.31%
-41.06%
7.38%
Sales/Revenue/Turnover
79.38%
86.65%
11.14%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
438
446
464
517
1,811
2026
538
536
522
487
2,012
2027
477
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.7
0.33
0.03
-0.81
0.2
2026
0.04
0.04
0.05
0.07
0.2
2027
0.03
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Deepak Aggarwal
Full Time Employees
1,830
Sector
Finance
Industry
Regional banks
Address
Wing A-411, Kanakia Wall Street Mumbai MA India 400093
IPO Date
Jun 11, 2014
Website
moneyboxxfinance.com
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Business
Moneyboxx Finance Ltd (MONEYBOXX.NS) is an India-based non-banking financial company (NBFC) specializing in impact financing for underserved micro-entrepreneurs and small enterprises through small-ticket business loans ranging from INR 1 lakh to INR 10 lakh; its core offerings include Moneyboxx Vyapaar Loans (Unsecured) with minimal paperwork and fast approval for small funding needs, Moneyboxx Vyapaar Loans (Secured) backed by collateral such as property for medium to high funding requirements and longer tenors, specialized solutions for tier-3 and rural segments addressing documentation challenges, and the Sikka app providing a digital ecosystem for loan applications, EMI payments, and additional services like digital gold purchases. The company targets sectors such as agriculture, dairy, retail, and manufacturing, with a focus on women entrepreneurs, livestock rearing communities, new-to-credit borrowers, and rural Bharat; it promotes ESG initiatives including agroforestry, veterinary consultancy, and biogas digester funding to enhance community livelihoods beyond lending. Incorporated in 1994 and headquartered in New Delhi, Moneyboxx operates over 100 branches across eight states in rural and semi-urban India, with assets under management reaching INR 730 crore as of March 2024. Recent developments include securing a INR 400 million term loan in October 2024 from HDFC Bank and AU Small Finance Bank, a INR 34 crore term loan from State Bank of India in September 2025, an equity raise of INR 176 crore with INR 91 crore received by September 2024 to fund 43 new branches and technology investments, a 1:1 bonus issue approved in October 2025 amid mixed Q2 FY2026 results, and an asset reconstruction company (ARC) transaction in September 2025 transferring INR 60.90 crore of non-performing assets to improve gross NPA ratios; these moves support expansion toward 160+ branches and AUM exceeding INR 1,300 crore by March 2025.