1. India Stocks

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    Finance

  3. •

    Finance/Rental/Leasing
Northern Arc Capital Ltd.

Northern Arc Capital Ltd.

257.80
INR
-5.05
(-1.92%)
26.21EPS
11.23P/E
48.18BMarket Cap
Dec 02Next Earn
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
32.66
44.8
64.48
100.73
134.86
141.61
168.15
Basic EPS, GAAP
4.75
11.27
15.01
19.11
20.08
25.14
26.55
Free Cash Flow per Basic Share
-44.32
-82.9
-80.29
-133.11
-70.2
-96.32
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
94.26
104.12
117.71
140.28
212.92
241.12
- -
Tangible Book Value per Share
93.51
103.39
115.3
137.91
210.31
238.09
- -
Basic Weighted Avg Shares
161
161
161
161
152
162
161
Sales/Revenue/Turnover
5,271
7,229
10,406
16,256
20,454
22,872
27,148
Operating Margin (%)
18.45
14.92
10.31
17.69
25.09
24.85
31.59
Depreciation Expense
67
96
112
164
179
188
178
Net Income, GAAP
766
1,819
2,422
3,083
3,045
4,060
4,286
Effective Tax Rate (%)
23.4
26.75
24.6
24.4
21.95
24.64
24.81
Profit Margin (%)
14.53
25.17
23.28
18.97
14.89
17.75
15.79
Working Capital
13,491
19,562
26,960
18,967
27,128
43,361
- -
LT Debt
20,043
30,703
38,723
35,859
40,695
57,354
- -
Total Equity
16,729
18,321
20,677
23,204
34,396
39,010
- -
Return on Invested Capital (%)
- -
0.78
0.79
1.56
0.95
1.49
- -
Return on Capital (%)
- -
2.73
2.88
2.93
2.52
2.79
- -
Return on Common Equity (%)
- -
11.53
13.73
15.02
10.75
11.08
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
65,230
- -
LT Borrowings
- -
57,354
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
162
162
162
Market Capitalization
40,288
33,419
48,177

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
113,893
- -
Cash, Cash Equivalents & STI
- -
24,204
- -
Accounts Receivable, Net
- -
206
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
70,532
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
65,230
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
19.25%
13.42%
Free Cash Flow
- -
29.08%
46.11%
Net Income, GAAP
- -
46.01%
33.32%
Sales/Revenue/Turnover
- -
34.99%
11.82%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
5,681
5,771
5,463
5,772
20,454
2026
5,836
- -
6,570
7,014
22,872
2027
7,729
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
5.88
7.58
4.69
2.34
20.08
2026
5.02
- -
6.24
8.21
25.14
2027
7.08
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Ashish Mehrotra
Full Time Employees
1,126
Sector
Finance
Industry
Finance/Rental/Leasing
Address
IIT Madras Research Park Chennai TN India 600113
IPO Date
Sep 24, 2024
Website
northernarc.com
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Business
Northern Arc Capital Ltd (NORTHARC.NS) operates as a diversified non-banking financial company (NBFC) in India, primarily addressing retail credit needs of underserved households and businesses through lending, placements, and fund management services; its core offerings include microfinance institution (MFI) financing, micro, small, and medium enterprise (MSME) financing, consumer and vehicle finance, affordable housing finance, agriculture finance, supply chain finance, mid-market corporate lending, and loans against property, delivered via term and working capital loans, non-convertible debentures (NCDs), principal protected market-linked debentures (PP-MLDs), commercial paper, subordinated debt, credit-enhanced products, and portfolio financing structures such as securitization and co-lending. Founded in 2009 and headquartered in Chennai, India, with registered office in Indore, the company conducts operations nationwide, leveraging a proprietary technology stack including nPOS, Nu Score, Nimbus, and Altifi for digital underwriting, origination, and investment-grade debt products; it manages assets under management (AUM) exceeding ₹13,600 crore as of fiscal year 2025, having facilitated over ₹2.3 trillion in finance impacting more than 129 million lives through partnerships with over 357 originators and 1,400 investors. Recent developments include its initial public offering (IPO) listing on the National Stock Exchange and Bombay Stock Exchange in September 2024, allotment of equity shares under employee stock option plans (ESOP) in September 2025, a strategic partnership with HDFC Life in 2025 to enhance financial protection distribution via its grassroots network, and ongoing investor engagements such as conferences and analyst meets in late 2025, alongside portfolio shifts toward granular direct-to-consumer lending now comprising 52% of AUM with projections to reach 69% by fiscal 2028.