Nucleus Software Exports Limited

Nucleus Software Exports Limited

654.25
INR
-12.20
(-1.83%)
40.04EPS
18.87P/E
19.89BMarket Cap
Oct 31Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
106.91
109.05
107.68
114.99
134.75
166.67
179.34
176.83
173.58
236.97
308.68
313.48
332.77
329.99
Basic EPS, GAAP
19.87
19.98
10.03
20.43
20.47
25.67
30.64
40.62
14.28
47.73
71.56
61.4
44.35
40.04
Free Cash Flow per Basic Share
14.46
8.57
8.19
28.27
22.8
19.31
21.46
38.54
11.67
17.23
72.23
51.12
33.84
- -
Dividend per Share
3.02
7.02
11.02
- -
5.79
8.95
10.05
3
6.08
7
10
12.61
12.5
- -
Book Value per Share
122.59
135.37
143.17
165.18
158.85
175.12
193.14
231.41
184.36
228.09
290.38
309.29
344.71
- -
Tangible Book Value per Share
118.68
132.63
140.38
163.53
157.31
174.26
192.33
230.96
181.68
227.03
289.64
308.79
343.59
- -
Basic Weighted Avg Shares
32
32
32
32
31
29
29
29
29
27
27
27
26
26
Sales/Revenue/Turnover
3,462
3,531
3,487
3,724
4,118
4,840
5,208
5,135
4,972
6,345
8,265
8,323
8,760
8,687
Operating Margin (%)
17.09
15.26
5.35
11.57
12.55
15.65
16.78
21.85
4.52
21.76
24.91
18.45
12.45
9.36
Depreciation Expense
79
120
122
112
70
99
136
139
154
187
146
148
165
182
Net Income, GAAP
643
647
325
662
626
745
890
1,180
409
1,278
1,916
1,630
1,167
1,054
Effective Tax Rate (%)
22.67
25.32
26.01
10.9
21.68
22.59
23.8
23.31
26.29
25.3
25.1
25.59
22.11
19.95
Profit Margin (%)
18.58
18.33
9.31
17.77
15.19
15.4
17.09
22.97
8.23
20.14
23.18
19.59
13.33
12.13
Working Capital
2,937
2,947
2,424
2,563
1,403
1,907
2,566
4,170
2,377
2,504
3,164
2,618
3,070
- -
LT Debt
- -
- -
- -
- -
- -
- -
33
24
5
39
18
9
49
- -
Total Equity
3,970
4,384
4,637
5,350
4,613
5,086
5,609
6,720
4,936
6,107
7,774
8,142
9,075
- -
Return on Invested Capital (%)
12.25
10.23
3.05
7.77
8.13
11.09
11.44
14.16
2.72
18.42
22.01
14.17
7.77
- -
Return on Capital (%)
17.23
15.49
7.19
13.23
12.56
15.37
16.64
19.04
7.02
23.05
27.45
20.43
13.55
- -
Return on Common Equity (%)
17.23
15.49
7.2
13.25
12.56
15.37
16.64
19.13
7.02
23.14
27.61
20.48
13.56
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
36
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
49
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
26
26
26
Market Capitalization
24,098
19,025
19,894

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
5,892
- -
Cash, Cash Equivalents & STI
- -
4,133
- -
Accounts Receivable, Net
- -
1,048
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
2,822
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
36
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.26%
8.13%
11.45%
Free Cash Flow
51.52%
44.57%
-34.36%
Net Income, GAAP
32.31%
30.73%
-28.38%
Sales/Revenue/Turnover
10.18%
12.13%
5.26%
Total Cash Common Dividend
- -
34.76%
-1.67%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1,954
2,022
2,057
2,290
8,323
2026
2,177
2,135
2,200
2,248
8,760
2027
2,104
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
11.28
12.35
13.28
24.6
61.4
2026
13.37
9.99
7.86
13.12
44.35
2027
9.07
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
12.61
2026
- -
- -
- -
- -
12.5
2027
- -
- -
- -
- -
- -

Company Description

CEO
Parag Bhise
Full Time Employees
1,954
Sector
Technology services
Industry
Information technology services
Address
A-39, Sector 62 Noida UP India 201307
IPO Date
May 7, 2003
Business
Nucleus Software Exports Limited provides lending and transaction banking software solutions to the global financial services industry. Founded in 1986 and headquartered in Noida, Uttar Pradesh, India, the company operates in more than 50 countries including India, the Far East, South East Asia, Europe, the Middle East, Africa, Australia, the United States, the United Kingdom, Singapore, and the United Arab Emirates through a network of offices and development centers. It serves over 200 banks and financial institutions, powering retail banking, corporate banking, SME finance, Islamic finance, automotive finance, captive automotive finance, cash management, mobile and internet banking, and transaction banking; its platforms facilitate over 26 million daily transactions, manage more than US$500 billion in loans in India and US$700 billion globally, and support over 500,000 daily user logins. Core products include FinnOne Neo, a comprehensive end-to-end digital lending platform with variants for loan origination, customer acquisition, loan management, and collections across retail, corporate, microfinance, SME, and Islamic sectors including cloud-based FinnOne Neo Cloud; FinnAxia, an integrated transaction banking suite encompassing global receivables, global payments, liquidity management, financial supply chain management, virtual account management, e-Trade Finance, and business internet banking; PaySe, an online and offline digital payment solution selected by the Reserve Bank of India for its regulatory sandbox; and FarEdge anomaly detector for productivity and security. The company also offers implementation, consulting, testing, application development, maintenance, and infrastructure management services to support digital transformation for banks and financial institutions. Recent developments feature robust financial performance in fiscal year 2024-25 with significant revenue and profit after tax growth, alongside strategic enhancements in FY 2025-26 focused on platform expansion, AI-powered product innovation including intelligent automation and real-time analytics for FinnOne Neo and FinnAxia, and deeper market penetration in the Middle East, Africa, and Asia-Pacific regions. The company strengthened its decade-long partnership with Saudi Finance Company, earning the Excellence in Digital Consumer Transformation award in September 2025 for advancements in auto, personal, and SME financing using FinnOne; it reported strong Q2 FY 2024-25 results with consolidated revenues of Rs. 202.2 crores and EBITDA of Rs. 31.5 crores, and received the Great Place to Work award in November 2025.

Company News

  • Stanbic IBTC Bank renforce ses capacités de services bancaires transactionnels grâce à la mise à niveau vers la version 9.0 de FinnAxia® de Nucleus Software