Sammaan Capital Ltd

Sammaan Capital Ltd

119.38
INR
-3.42
(-2.79%)
-79.28EPS
199.44BMarket Cap
Nov 18Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
71.72
85.49
97.58
112.62
151.14
152.57
96.25
62.37
54.94
61.31
131.93
104.78
67.08
60.83
Basic EPS, GAAP
42.78
49.01
53.38
61.36
81.73
85.48
46.12
24.72
23.56
22.46
23.78
-26.7
-87.72
-80.36
Free Cash Flow per Basic Share
-67.36
-230.11
-265.85
-377.95
-526.02
441.25
404.54
144.87
12.75
78.57
1.6
128.85
-92.31
- -
Dividend per Share
27.76
36.77
48.77
29.09
44.05
42.99
33.39
8.57
- -
0.01
1.15
2.15
- -
- -
Book Value per Share
152.35
166.36
226.41
261.75
300.25
343.69
324.12
311.25
317.4
345.19
272.59
267.59
165.75
- -
Tangible Book Value per Share
150.5
164.61
224.94
260.09
298.8
342.04
322.54
309.43
315.76
343.38
272.21
267.18
165.55
- -
Basic Weighted Avg Shares
366
388
439
474
477
479
477
486
500
503
511
677
814
897
Sales/Revenue/Turnover
26,222
33,159
42,865
53,342
72,033
73,012
45,911
30,311
27,460
30,836
67,383
70,929
54,639
54,577
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
21.88
-41.41
-50.73
78.57
Depreciation Expense
79
188
204
231
371
428
1,078
967
774
856
846
830
884
873
Net Income, GAAP
15,642
19,011
23,447
29,064
38,954
40,905
21,998
12,016
11,777
11,297
12,144
-18,075
-71,446
-72,097
Effective Tax Rate (%)
20.85
23.11
24.8
22.89
20.59
27.59
15.42
23.06
24.3
29.69
26.19
- -
- -
- -
Profit Margin (%)
59.65
57.33
54.7
54.49
54.08
56.03
47.91
39.64
42.89
36.64
18.02
-25.48
-130.76
-132.1
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
101,720
59,330
83,417
- -
LT Debt
366,437
485,948
625,157
852,729
1,110,564
1,057,562
796,745
688,054
608,436
524,035
401,084
342,850
378,856
- -
Total Equity
57,074
66,337
106,939
124,384
143,582
164,689
155,377
161,339
166,741
173,613
197,919
218,225
189,915
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.79
- -
- -
- -
Return on Capital (%)
3.92
3.9
3.65
3.4
3.49
3.3
2.02
1.33
1.45
1.53
3.34
- -
- -
- -
Return on Common Equity (%)
28.74
30.82
27.07
25.13
29.07
26.54
13.75
7.59
7.18
6.64
6.54
-8.69
-35.01
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
139,675
- -
LT Borrowings
- -
376,701
- -
LT Finance Leases
- -
2,155
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
814
1,146
1,149
Market Capitalization
118,522
171,322
199,435

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
243,316
- -
Cash, Cash Equivalents & STI
- -
128,048
- -
Accounts Receivable, Net
- -
186
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
159,899
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
139,675
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.34%
3.75%
-12.97%
Free Cash Flow
1,054.63%
2,141.86%
-186.2%
Net Income, GAAP
1.93%
9.58%
295.28%
Sales/Revenue/Turnover
9.35%
20.74%
-22.97%
Total Cash Common Dividend
- -
- -
-99.79%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
9,272
21,375
19,172
15,335
70,929
2026
16,259
- -
15,596
11,353
54,639
2027
11,369
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
5.43
-44.23
4.17
4.11
-26.7
2026
4.1
- -
3.86
-99.1
-87.72
2027
2.13
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
2.15
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

CEO
Gagan Banga
Full Time Employees
4,363
Sector
Finance
Industry
Finance/Rental/Leasing
Address
AIPL Masterpiece Mumbai MA India 122002
IPO Date
Jul 23, 2013
Business
Sammaan Capital Limited (SAMMAANCAP.NS) is a non-banking financial company (NBFC) focused on providing housing finance and related lending solutions to underserved and middle-income segments in India. The company offers home loans, loan against property, and affordable housing finance products tailored for salaried and self-employed individuals in tier-2 and tier-3 cities; it also provides construction finance and developer funding services to support residential real estate projects. Formerly known as Indiabulls Housing Finance Limited, Sammaan Capital operates primarily across northern, western, and southern regions of India, with a network of branches serving retail borrowers and real estate developers. Founded in 2005 and headquartered in New Delhi, India, the company underwent a significant rebranding to Sammaan Capital in recent years as part of its strategic repositioning to emphasize customer-centric housing solutions post its origins under the Indiabulls Group. In the last 1-2 years, it has focused on operational streamlining, including debt restructuring and regulatory compliance enhancements with the Reserve Bank of India, alongside expanding its retail lending portfolio amid India's affordable housing push. No major acquisitions, funding rounds, or new product launches were publicly reported in 2024-2025, with efforts centered on portfolio diversification into secured retail assets.