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    Finance

  3. •

    Finance/Rental/Leasing
Shriram Finance Limited

Shriram Finance Limited

900.90
INR
-4.05
(-0.45%)
56.01EPS
18.59P/E
2.45TMarket Cap
Oct 23Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
37.9
37.74
46.04
49.81
60.31
68.33
69.87
61.94
71.78
90.44
101.72
116.96
133.09
139.43
Basic EPS, GAAP
11.66
8.83
10.17
10.87
21.89
22.12
21.57
20.29
20.44
32.11
39.26
50.82
53.29
56.05
Free Cash Flow per Basic Share
-35.84
-82.94
-47.62
-23.15
-113.45
-48.21
-21.65
-34.63
-66.83
-95.2
-167.18
-233.56
-71.65
- -
Dividend per Share
1.36
1.56
1.95
1.95
2.14
2.12
2.34
1.24
6.4
3.01
9.99
9.89
7.79
- -
Book Value per Share
73.09
79.58
87.4
98.29
117.59
137.1
155.83
171.64
192.92
232.42
260.5
300.31
350.34
- -
Tangible Book Value per Share
73.08
79.57
87.38
98.27
117.57
137.09
155.8
171.62
192.9
216.26
245.73
290.27
342.23
- -
Basic Weighted Avg Shares
1,164
1,164
1,164
1,164
1,164
1,164
1,165
1,232
1,331
1,872
1,876
1,880
1,881
1,992
Sales/Revenue/Turnover
44,124
43,934
53,600
57,997
70,219
79,565
81,364
76,284
95,533
169,310
190,834
219,873
250,343
277,683
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
328
432
376
349
368
430
1,411
1,374
1,354
6,007
5,688
6,453
6,989
7,072
Net Income, GAAP
13,579
10,284
11,836
12,656
25,489
25,757
25,123
24,988
27,211
60,110
73,664
95,538
100,242
111,628
Effective Tax Rate (%)
31.09
37.65
33.85
34.7
34.64
32.14
27.24
24.12
23.7
26.81
25.75
24.63
24.78
24.78
Profit Margin (%)
30.78
23.41
22.08
21.82
36.3
32.37
30.88
32.76
28.48
35.5
38.6
43.45
40.04
40.2
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
383,766
461,094
479,273
597,998
735,878
776,379
828,716
903,655
929,193
1,286,886
1,517,661
1,788,397
1,819,936
- -
Total Equity
85,102
92,658
101,755
114,434
136,904
159,628
181,423
217,173
260,943
437,995
496,766
564,698
659,186
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.12
2.01
2.09
1.96
3.22
2.85
2.58
2.35
2.35
4.12
3.92
4.36
4.15
- -
Return on Common Equity (%)
17.14
11.57
12.18
11.71
20.28
17.37
14.73
12.54
11.38
17.27
15.93
18.13
16.38
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,881
1,882
2,353
Market Capitalization
1,874,251
1,640,913
2,452,091

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
61,851
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
21.39%
26.36%
16.73%
Free Cash Flow
55.09%
51.12%
-69.3%
Net Income, GAAP
29.33%
37.39%
4.92%
Sales/Revenue/Turnover
18.29%
28.85%
13.86%
Total Cash Common Dividend
- -
127.09%
-21.2%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
53,668
55,995
57,999
60,662
219,873
2026
59,994
- -
67,339
71,122
250,343
2027
79,228
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
10.76
11.39
17.27
11.4
50.82
2026
11.48
- -
13.45
16.06
53.29
2027
14.86
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
9.89
2026
- -
- -
- -
- -
7.79
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Parag Sharma
Full Time Employees
76,241
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Wockhardt Towers Mumbai MA India 400051
IPO Date
Jul 1, 2002
Website
shriramfinance.in
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Business
Shriram Finance Limited (SHRIRAMFIN.NS), India's largest retail non-banking financial company, provides a broad portfolio of financing solutions including commercial vehicle loans for goods and passenger vehicles, tractors, farm equipment and construction equipment; two-wheeler loans, used car loans, gold loans, personal loans and small business loans encompassing MSME finance, working capital loans such as tyre, tax, fuel, toll, repair and challan discounting; fixed deposits offering up to 8.15% p.a. and fixed investment plans up to 7.65% p.a.; motor insurance covering four-wheelers, two-wheelers, goods and passenger vehicles alongside non-motor products like personal accident, Shri Criti Care and home insurance; life insurance plans including Shriram Life Assured Income, Early Cash, Premier Assured Benefit and New Shri Vidya; bill payment services via BBPS and UPI for utilities, recharges and taxes; and green finance initiatives. Founded in 1979 and headquartered in Chennai, Tamil Nadu, the company operates over 3,225 branches nationwide with assets under management exceeding ₹281,000 crore as of September 2025, primarily targeting underserved rural, semi-urban and urban customers in commercial transport, agriculture, SMEs and retail segments. In November 2022, Shriram Finance emerged from the merger of Shriram Transport Finance Company Limited, Shriram City Union Finance Limited and Shriram Capital Limited, expanding its retail lending capabilities; recent developments include RBI approval in 2025 for full acquisition of SOIPL at ₹501 million to enter primary dealership in government securities trading, a ₹300 crore equity infusion into wholly-owned subsidiary Shriram Overseas Investments Limited as part of a ₹500 crore plan, pursuit of USD1 billion offshore funding and a ₹50 billion green finance target aligned with EV growth and a ₹3 lakh crore AUM goal for FY2026.