Transwarranty Finance Limited

Transwarranty Finance Limited

11.50
INR
-0.30
(-2.54%)
-0.66EPS
654.78MMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
5.13
4.71
5.73
6.74
6.05
6.25
2.39
5.17
4.78
1.93
2.28
2.43
2.32
2.31
Basic EPS, GAAP
-0.49
-0.08
-0.17
0.46
0.31
0.11
-2.47
-1.17
-0.85
-1.85
0.12
-0.98
-0.61
-0.66
Free Cash Flow per Basic Share
-0.12
0.61
-0.16
0.2
0.02
-0.4
0.09
-3.64
5.91
-2.54
-3.06
-0.92
2.74
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
20.79
20.67
20.61
20.97
9.74
9.85
7.37
6.18
5.33
5.25
6.18
5.76
4
- -
Tangible Book Value per Share
18.44
18.39
18.37
18.77
7.13
7.26
4.58
3.46
2.68
4.03
4.77
4.53
3.99
- -
Basic Weighted Avg Shares
27
27
27
27
27
27
27
27
27
49
49
52
54
56
Sales/Revenue/Turnover
137
126
153
180
161
167
64
138
127
94
111
126
126
130
Operating Margin (%)
-16.48
-10.26
-8.53
-1.19
-2.8
-8.32
-105.46
-35.88
-45.48
-80.23
-45.65
-43.01
-51.64
-34.48
Depreciation Expense
5
5
4
3
9
4
7
6
6
5
5
5
5
2
Net Income, GAAP
-13
-2
-5
12
8
3
-66
-31
-23
-90
6
-51
-33
-37
Effective Tax Rate (%)
- -
- -
- -
10.28
5.29
9.14
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
-9.51
-1.78
-3.04
6.79
5.11
1.81
-103.19
-22.68
-17.88
-95.67
5.22
-40.21
-26.29
-28.38
Working Capital
44
114
114
217
69
54
-14
-107
-197
-73
-190
-340
147
- -
LT Debt
33
22
7
61
118
98
114
295
295
319
298
78
192
- -
Total Equity
609
608
604
616
320
324
238
209
188
335
347
352
287
- -
Return on Invested Capital (%)
- -
- -
- -
-0.55
-1.18
-2.62
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
2.69
1.4
0.31
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
-2.34
-0.4
-0.84
2.2
2.01
1.16
-28.68
-17.3
-14.85
-41.44
1.96
-16.57
-11.08
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
115
- -
LT Borrowings
- -
192
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
54
72
55
Market Capitalization
854
797
655

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
306
- -
Cash, Cash Equivalents & STI
- -
67
- -
Accounts Receivable, Net
- -
1
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
160
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
115
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-2.86%
10.96%
-18.6%
Free Cash Flow
-755.61%
-179.62%
-410.49%
Net Income, GAAP
-363.8%
-169.24%
-34.79%
Sales/Revenue/Turnover
6.27%
-0.43%
-0.25%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
40
39
35
35
126
2026
39
33
31
40
126
2027
25
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
-0.08
0.09
-0.45
-0.08
-0.98
2026
-0.16
-0.23
-0.17
-0.25
-0.61
2027
-0.02
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

CEO
Kumar Chandran Nair
Full Time Employees
42
Sector
Finance
Industry
Investment banks/Brokers
Address
403, Regent Chambers Mumbai MA India 400021
IPO Date
Jan 23, 2007
Business
Transwarranty Finance Limited (TFL.NS) operates as a Reserve Bank of India-registered non-banking finance company (NBFC) providing comprehensive financial and capital market services to over 1,000 large, small, and medium enterprises, as well as thousands of retail clients across India; headquartered in Mumbai since its incorporation in 1994, the company is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE). Core offerings encompass investment banking services including private equity syndication, mergers and acquisitions, corporate restructuring, and structured funding; corporate finance solutions such as financial advisory and execution for external commercial borrowings, rupee term loans, fund-based and non-fund-based working capital finance, project finance, acquisition finance, corporate loans, equipment finance, and securitization of receivables; trade finance products comprising letters of credit, clean bills discounting, factoring, inter-corporate deposits, loans against property, loans against shares and promoter funding, import and export finance; small and medium enterprise (SME) loans; margin funding; personal finance for holidays, education, and other specified end-uses; as well as third-party distribution of mutual funds, bonds, debentures, fixed deposits, and IRDA-approved corporate agency services for life, general, and medical insurance. The company maintains a network of approximately 150 offices serving around 20,000 registered clients, with lending focused on niche social impact and fintech segments alongside advisory services spanning trade finance to investment banking. Recent developments include the launch of margin funding business activities during the financial year ended March 31, 2024 to enable clients to leverage investment opportunities; approval in November 2025 for issuance of up to INR 129.2 million in unlisted secured and unsecured non-convertible debentures (NCDs) on a private placement basis, comprising 292 secured NCDs of INR 1 million each, 500 unsecured special category NCDs (Type A) of INR 0.1 million each, and 50 unsecured special category NCDs (Type B) of INR 1 million each; receipt of INR 73.44 million in funding from Shalibhadra Finance Limited and other investors; plans announced in 2024 to raise up to INR 129.5 million through similar private placement of unlisted NCDs; and an upcoming 31st Annual General Meeting on September 18, 2025 seeking approvals for NCD issuances up to INR 100 crore, external commercial borrowings up to USD 50 million, related party transactions, and auditor re-appointment. Promoters hold approximately 61.81% stake with three subsidiaries reported as of 2023, while the company reported consolidated revenue of INR 14.90 crore for the year ended March 2025 alongside a focus on debtor days improvement from 269 to 134.