Utkarsh Small Finance Bank Limited
12.17
INR
-0.38
(-3.03%)
ISIN
INE735W01017
Return %
Stock
S&P 500
1Y
-34.32
14.20
3Y
-73.23
81.12
5Y
- -
68.34
Capital Structure
INR
•
in mil. unless spec.Working Capital
INR
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in mil. unless spec.Growth Rates
INR
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in mil. unless spec.Quarterly Revenue
INR
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in mil. unless spec.Quarterly Earnings Per Share
INR
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in mil. unless spec.Quarterly Dividends Per Share
INR
•
in mil. unless spec.Company Description
- CEO
- Govind Singh
- Full Time Employees
- 18,400
- Sector
- Finance
- Industry
- Regional banks
- Address
- Utkarsh Tower Varanasi UP India 221105
- IPO Date
- Jul 21, 2023
- Website
- utkarsh.bank.in
- Similar Companies
- Business
- Utkarsh Small Finance Bank Limited operates as a scheduled commercial bank across India, delivering a broad spectrum of banking and financial solutions with a dedicated emphasis on financial inclusion. The institution serves individual clients by providing a variety of deposit products, including savings, current, fixed, recurring, and tax-saver accounts, alongside offering debit and credit card options. Its diverse retail lending portfolio features home, personal, gold, and property-backed loans, designed to meet varied customer needs. For its business clientele, the bank extends current and institutional banking accounts, coupled with specialized lending for micro-banking groups, small and medium enterprises (MSME), commercial vehicles, construction equipment, and wholesale segments. The bank also facilitates comprehensive insurance and investment products, along with convenient services like remittances, bill payments, and locker facilities. A strong emphasis is placed on digital banking, offering internet banking, mobile banking, UPI application, and an extensive network of ATMs and micro-ATMs to ensure accessible transactions and efficient service delivery. Established in 2016 and commencing operations as a small finance bank in 2017, the bank has grown its footprint to over 1,092 banking outlets across 27 states and union territories, with a strategic focus on underserved and unserved rural and semi-urban populations. Recent strategic moves include diversifying its loan portfolio by increasing secured loans and shifting towards Micro-banking business loans (MBBL) and Micro LAP. The bank also completed an initial public offering in July 2023 to bolster its capital base and recently undertook a rights issue in October 2025 to further strengthen its financial position and support expansion initiatives. Headquartered in Varanasi, India, Utkarsh Small Finance Bank Limited operates as a subsidiary of Utkarsh CoreInvest Limited.