1. India Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
Viji Finance Ltd.

Viji Finance Ltd.

16.33
INR
-0.33
(-1.98%)
0.28EPS
21.20P/E
1.04BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
0.01
0.12
0.12
0.15
0.21
0.16
0.09
0.08
0.11
0.19
0.17
0.16
0.36
0.37
Basic EPS, GAAP
0.01
0.05
0.03
0.06
0.12
0.03
0.01
0.04
0.04
0.04
0.01
0.01
0.14
0.28
Free Cash Flow per Basic Share
0.01
0.07
-0.02
-0.13
-0.03
-0.06
-0.04
0.06
-0.15
-0.4
-0.37
-0.21
0.15
- -
Dividend per Share
- -
0.02
0.02
0.01
- -
0.01
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
0.72
0.75
0.75
0.78
0.91
0.93
0.94
0.99
1.03
1.07
1.09
1.5
1.64
- -
Tangible Book Value per Share
0.72
0.75
0.75
0.78
0.91
0.93
0.94
0.99
1.03
1.07
1.09
1.5
1.64
- -
Basic Weighted Avg Shares
1,122
112
112
112
112
112
112
112
112
112
112
143
143
146
Sales/Revenue/Turnover
13
13
13
17
23
18
10
9
12
21
19
23
51
54
Operating Margin (%)
69.46
69.84
46.64
54.82
82.46
59.77
28.09
66.57
37.1
31.28
11.13
-0.31
51.08
59.96
Depreciation Expense
- -
- -
1
- -
- -
- -
1
- -
1
4
4
3
3
3
Net Income, GAAP
6
6
3
6
14
3
1
4
4
4
1
2
20
41
Effective Tax Rate (%)
31.44
35.46
39.92
33.74
26.69
50.84
30.8
24.61
11.12
27.85
40.05
22.11
25.24
8.34
Profit Margin (%)
44.2
45.17
25.88
36.09
60.45
18.84
13.46
48.52
36.08
20.78
6.24
7.26
38.86
76.39
Working Capital
78
-6
-10
-17
133
140
146
-2
-10
-11
-125
44
-80
- -
LT Debt
- -
- -
- -
7
31
39
43
36
47
92
16
126
19
- -
Total Equity
81
84
85
88
102
104
106
112
116
120
122
214
234
- -
Return on Invested Capital (%)
8.79
6.79
3.75
5.8
10.97
2.45
0.92
2.82
2.74
1.99
0.46
-0.02
5.05
- -
Return on Capital (%)
9.08
6.79
3.75
5.81
11.08
2.4
0.91
3.02
2.85
2.04
0.46
0.54
5.43
- -
Return on Common Equity (%)
10.43
7.27
4.09
7.19
14.71
3.22
1.27
4.11
3.87
3.66
0.99
1
8.82
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
54
- -
LT Borrowings
- -
19
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
143
143
173
Market Capitalization
371
412
1,039

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
5
- -
Cash, Cash Equivalents & STI
- -
4
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
84
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
54
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.26%
18.69%
9.23%
Free Cash Flow
-6.87%
-72.31%
-173.27%
Net Income, GAAP
134.03%
207.1%
1,070.48%
Sales/Revenue/Turnover
22.42%
47.01%
118.56%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
5
6
6
6
23
2026
6
6
16
23
51
2027
9
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
-0.01
-0.02
-0.01
0.05
0.01
2026
-0.02
-0.01
0.07
0.15
0.14
2027
0.07
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Vijay Kothari
Full Time Employees
3
Sector
Finance
Industry
Finance/Rental/Leasing
Address
11/2, Usha Ganj Indore MP India 452001
IPO Date
Feb 5, 1996
Website
vijifinance.com
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Business
Viji Finance Limited Viji Finance Limited (VIJIFIN.NS), a non-banking financial company registered with the Reserve Bank of India, provides customized financial products and services including personal loans, business loans, gold loans, corporate finance, infrastructure and project finance, and working capital loans primarily to corporates and individuals in India; it operates through an expanding distribution network targeting niche markets underserved by traditional banks, with a focus on secured and unsecured lending segments. Founded in 1994 and headquartered in Indore, Madhya Pradesh, the ISO 9001:2015 certified firm lists its shares on the Bombay Stock Exchange, National Stock Exchange, and Calcutta Stock Exchange, and maintains operations across various regions in India to fulfill financial needs of individuals and corporates. In recent developments, the company increased its equity capital to 14.25 crore rupees as of March 2025, extended its annual general meeting for the financial year ended March 31, 2025, scheduled a board meeting for November 3, 2025, to approve unaudited Q2/H1 results, and experienced significant stock price surges including a 19.92% gain in July 2025 and a 9.9% intraday rise in November 2025 amid strong buying interest.