The Bank of N.T. Butterfield & Son Limited

The Bank of N.T. Butterfield & Son Limited

NTB
The Bank of N.T. Butterfield & Son LimitedUS flagNew York Stock Exchange
57.82
USD
+1.71
- -
2.31BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
8.37
8.03
8.35
8.24
9.27
10.01
9.93
10.01
11.14
11.95
12.92
14.68
15.13
Basic EPS, GAAP
2.01
1.35
2.1
2.82
3.55
3.33
2.91
3.28
4.32
4.62
4.8
5.61
5.92
Free Cash Flow per Basic Share
2.95
2.42
3.48
4.1
5.03
4.25
3.31
4.75
3.88
5.04
5.41
6.16
6.14
Dividend per Share
0.9
0.85
0.7
1.28
1.52
1.76
1.76
1.76
1.76
1.77
1.77
1.88
1.94
Book Value per Share
-8.68
-7.9
-5.91
-3.75
-1.68
-0.16
0.68
2.11
4.65
7.03
9.38
11.97
12.61
Tangible Book Value per Share
16.99
15.01
13.36
14.02
14.69
16.31
17.58
17.97
15.96
18.54
20.66
25.52
25.88
Basic Weighted Avg Shares
47
47
49
54
55
53
51
50
50
49
45
41
41
Sales/Revenue/Turnover
390
374
406
448
510
532
502
496
552
583
582
607
615
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
45
22
52
50
46
48
62
69
40
36
42
37
38
Net Income, GAAP
108
78
116
153
195
177
147
163
214
225
216
232
241
Effective Tax Rate (%)
- -
1.61
0.62
0.7
0.65
- -
1.59
1.88
1.69
0.34
2.05
2.53
2.51
Profit Margin (%)
27.74
20.78
28.57
34.23
38.29
33.28
29.32
32.77
38.8
38.66
37.17
38.22
39.16
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
117
117
117
117
143
144
171
172
172
98
99
- -
- -
Total Equity
849
750
711
823
882
964
982
977
865
1,004
1,021
1,142
1,136
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
233.64
127.75
78.67
56.49
50.55
50.55

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
41
40
40
Market Capitalization
1,808
2,060
2,133

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,866
5,094
5,530
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.65%
3.53%
11.86%
Free Cash Flow
11.57%
10.75%
4.47%
Net Income, GAAP
13.31%
10.12%
7.22%
Sales/Revenue/Turnover
5.12%
3.96%
4.27%
Total Cash Common Dividend
24.3%
-2.62%
-2.33%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
142
143
144
152
582
2025
148
146
154
159
607
2026
156
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.15
1.11
1.18
1.37
4.8
2025
1.26
1.28
1.5
1.58
5.61
2026
1.57
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.44
0.44
0.44
0.44
1.77
2025
0.44
0.44
0.5
0.5
1.88
2026
0.5
- -
- -
- -
- -

Company Description

APIChat
CEO
Michael Weld Collins
Full Time Employees
1,295
Sector
Financial Services
Industry
Banks - Diversified
Address
65 Front Street Hamilton United States of America HM 12
IPO Date
Sep 16, 2016
Business
The Bank of N.T. Butterfield & Son Limited is a Bermuda-based full-service bank and wealth manager founded in 1858, operating primarily in Bermuda, the Cayman Islands, the Channel Islands, the United Kingdom, and other international jurisdictions including The Bahamas, Singapore, and Switzerland. The company offers a comprehensive suite of financial services segmented into community banking, corporate banking, and wealth management. Its community banking services include retail banking products such as deposits, credit cards, mortgages, and consumer loans as well as corporate banking solutions encompassing treasury services, lending, and custody. Wealth management operations comprise private banking, trust and fiduciary services, asset management, custody, and brokerage, targeting high-net-worth and ultra-high-net-worth individuals, family offices, and institutional clients. The Bank also provides residential property lending in the UK and select foreign exchange services across its operating regions. Recent strategic developments include the acquisition of Credit Suisse’s trust businesses in Guernsey, Singapore, and The Bahamas, further expanding its wealth management footprint. In 2018, Butterfield acquired Deutsche Bank’s Global Trust Solutions and Channel Islands banking business, gaining a full banking license in Jersey, marking a significant expansion into new jurisdictions. The Bank continues to pursue acquisitions selectively in jurisdictions where it has strong market knowledge and regulatory comfort, focusing on strengthening its offshore banking and trust services in Bermuda, Cayman Islands, Guernsey, Jersey, and Singapore. Additionally, in December 2024, Butterfield announced a $100 million share repurchase program to support capital management priorities including dividends, organic growth, and potential acquisitions. Butterfield’s operations serve retail, corporate, and institutional clients with a strong presence in regulated offshore financial centers. The Bank maintains substantial assets under management and administration, with significant non-interest income contributions from wealth management services. Its business model relies on a relationship-driven approach supported by advanced technology platforms for investment analysis, client reporting, and regulatory compliance. The company is publicly traded on the New York and Bermuda stock exchanges under the ticker NTB and NTB.BH, respectively, and is recognized as Bermuda’s first and largest independent bank specializing in international financial services. The headquarters remain in Hamilton, Bermuda. This combination of comprehensive banking and wealth management services, strategic acquisitions, and disciplined geographic focus positions The Bank of N.T. Butterfield & Son Limited as a leading offshore financial institution with expertise in community banking and wealth management across key global financial centers.

Company News

APIChat
  • The Bank of N.T. Butterfield & Son Limited (NTB) M&A Call Transcript

  • Butterfield Announces Agreement to Acquire Control of CIBC Caribbean in $1.8 Billion Transaction

  • Bank of NT Butterfield & Son (NTB) Moves to Buy: Rationale Behind the Upgrade

  • The Bank of N.T. Butterfield & Son Limited (NTB) Q1 2026 Earnings Call Transcript

  • Here's What Key Metrics Tell Us About Bank of NT Butterfield & Son (NTB) Q1 Earnings

  • Bank of NT Butterfield & Son (NTB) Q1 Earnings and Revenues Surpass Estimates

  • Butterfield Reports First Quarter 2026 Results

  • Will Bank of NT Butterfield & Son (NTB) Beat Estimates Again in Its Next Earnings Report?

  • Butterfield to Announce First Quarter 2026 Financial Results on April 28, 2026 and Host Earnings Conference Call on April 29, 2026

  • Bank of N.T. Butterfield & Son Limited (The) $NTB Stock Holdings Lessened by Allspring Global Investments Holdings LLC

  • Financial Survey: Bank of N.T. Butterfield & Son (NYSE:NTB) and HSBC (NYSE:HSBC)

  • Victory Capital Management Inc. Reduces Stock Position in Bank of N.T. Butterfield & Son Limited (The) $NTB

  • Citigroup Inc. Sells 16,184 Shares of Bank of N.T. Butterfield & Son Limited (The) $NTB

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  • Amitell Capital Pte Ltd Sells 18,709 Shares of Bank of N.T. Butterfield & Son Limited (The) $NTB

  • Butterfield Announces Agreement to Acquire Rawlinson & Hunter Guernsey

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