UBS Group AG

UBS Group AG

48.48
USD
+0.79
(+1.66%)
3.04EPS
15.25P/E
145.85BMarket Cap
Feb 03Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
9.17
7.61
8.19
7.71
7.98
8.19
7.91
8.95
10.07
10.2
13.05
14.18
15.01
17.09
Basic EPS, GAAP
1.06
0.95
1.7
0.9
0.26
1.23
1.17
1.83
2.14
2.34
8.68
1.59
2.46
3.16
Free Cash Flow per Basic Share
17.84
1.45
0.35
-5.41
-14.46
7.43
4.95
9.8
8.49
3.99
26.77
0.4
6.18
- -
Dividend per Share
0.19
0.26
0.76
0.87
0.61
0.67
0.69
0.73
0.37
0.51
0.53
0.71
0.91
- -
Book Value per Share
16.09
14.19
14.89
14.25
14.11
14.6
15.07
16.74
17.84
18.3
26.68
26.8
29.18
29.24
Tangible Book Value per Share
13.98
12.29
13.13
12.52
12.34
12.77
13.28
14.91
15.97
16.28
24.34
24.63
26.93
27
Basic Weighted Avg Shares
3,763
3,720
3,690
3,715
3,716
3,730
3,663
3,583
3,483
3,261
3,153
3,198
3,152
3,083
Sales/Revenue/Turnover
34,525
28,329
30,211
28,627
29,652
30,536
28,975
32,074
35,059
33,270
41,140
45,346
47,295
52,706
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,136
916
1,037
1,090
1,124
1,316
1,940
2,126
2,118
2,061
3,750
3,798
3,529
3,062
Net Income, GAAP
4,265
3,671
6,265
3,348
969
4,595
4,304
6,557
7,457
7,629
27,366
5,086
7,767
9,729
Effective Tax Rate (%)
- -
- -
- -
18.46
80.45
24.5
22.72
19.41
21.07
20.22
3.09
24.56
11.93
23.19
Profit Margin (%)
12.35
12.96
20.74
11.7
3.27
15.05
14.85
20.44
21.27
22.93
66.52
11.22
16.42
18.46
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
154,471
140,397
135,424
150,894
146,103
155,430
161,434
159,797
175,645
163,600
339,155
301,914
302,172
324,981
Total Equity
63,081
55,323
57,883
53,586
52,554
54,044
54,675
59,764
61,002
57,218
86,155
85,573
90,484
88,890
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
1.47
0.37
1.83
1.76
2.6
2.72
2.87
7.66
1.14
1.83
2.29
Return on Common Equity (%)
7.22
6.29
11.67
6.16
1.84
8.64
7.94
11.51
12.42
12.98
38.41
5.96
8.86
10.9

Capital Structure

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
ST Debt
- -
44,031
- -
LT Borrowings
343,922
302,251
324,981
LT Finance Leases
- -
4,272
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,103
3,062
3,030
Market Capitalization
121,251
151,740
145,846

Working Capital

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
239,205
231,640
215,829
Accounts Receivable, Net
40,789
49,729
41,674
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
112,680
125,929
102,996
ST Debt
- -
44,031
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.55%
10.3%
5.74%
Free Cash Flow
21.82%
362.4%
1,433.36%
Net Income, GAAP
54.86%
49.21%
52.71%
Sales/Revenue/Turnover
4.93%
8.48%
4.3%
Total Cash Common Dividend
4.1%
8.04%
27.04%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
11,904
11,073
11,464
11,060
45,346
2025
11,983
11,515
12,059
12,199
47,295
2026
13,771
13,348
13,388
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.55
0.35
0.45
0.24
1.59
2025
0.53
0.75
0.63
0.39
2.46
2026
0.98
0.91
0.88
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.71
2025
- -
- -
- -
- -
0.91
2026
- -
- -
- -
- -
- -

Company Description

CEO
Sergio P. Ermotti
Full Time Employees
103,177
Sector
Finance
Industry
Investment managers
Address
Bahnhofstrasse 45 Zurich ZH Switzerland 8098
IPO Date
Nov 28, 2014
Website
ubs.com
Business
UBS Group AG is a leading global wealth manager and universal bank headquartered in Zurich, Switzerland, with registered offices in Zurich and Basel; founded through the 1998 merger of Union Bank of Switzerland (1862) and Swiss Bank Corporation (1872), it restructured as a holding company in 2014 owning 100% of UBS AG and operates worldwide in over 50 markets with a focus on Switzerland, Europe, Asia-Pacific, and the Americas. The company delivers comprehensive financial services through five core divisions: Global Wealth Management offering personalized investment advice, portfolio management, and holistic planning for high-net-worth individuals and families; Personal & Corporate Banking providing retail banking products including cash accounts, payments, savings, retirement plans, investment funds, residential mortgages, and advisory services to private, corporate, and institutional clients primarily in Switzerland; Asset Management delivering diversified capabilities across traditional and alternative asset classes such as equities, fixed income, real assets, and hedge funds, along with platform solutions and advisory support to institutions, intermediaries, and wealth clients; Investment Bank providing advisory and M&A services, bespoke financing, debt and equity capital markets access, ESG solutions, global financing, equities, foreign exchange, rates, credit trading, and market-making; and Group Functions encompassing risk control, compliance, IT, HR, operations, and asset-liability management. UBS maintains leading positions in Swiss retail and corporate lending, serves one in three Swiss households and pension funds, over 85% of the nation's largest corporations and banks, and manages approximately US$6.1 trillion in invested assets as of late 2024. Recent developments include the 2023 completion of its regulatory-assisted acquisition of Credit Suisse Group AG, enhancing wealth, asset management, and capital-light operations with ongoing integration targeting US$13 billion in gross cost savings by end-2026, including branch consolidations, client migrations, and platform transitions; a 2025 strategic collaboration with India's 360 ONE WAM Ltd involving the transfer of onshore Indian wealth operations, acquisition of warrants for a 4.95% stake, and joint client access to onshore-offshore solutions; and a partnership with General Atlantic to expand private credit capabilities within its Investment Bank.

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