1. Norway Stocks

  2. •

    Finance

  3. •

    Savings banks
SpareBank 1 Helgeland

SpareBank 1 Helgeland

172.50
NOK
+0.56
(+0.33%)
4.15BMarket Cap
Oct 29Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
27.98
29.99
29.75
37.09
31.33
31.9
34.28
43.75
25.1
34.1
44.71
46.79
44.55
- -
Basic EPS, GAAP
10.23
12.72
11.13
18.36
13
7.09
14.52
16.25
7.57
16.51
18.21
21.12
18.62
- -
Free Cash Flow per Basic Share
51.56
13.99
-14.39
5.98
-53.9
-27.85
83.75
15.35
-22.59
142.51
67.05
-7.4
17.8
12.74
Dividend per Share
1.27
2.17
2.57
2.73
3.71
3.95
1.57
2.68
2.4
4.01
12.23
13.35
10.31
8.67
Book Value per Share
105.21
115.33
135.28
153.01
156.78
158.3
169.73
181.71
171.23
182.82
187.29
194.09
201.06
206.54
Tangible Book Value per Share
105.21
115.33
135.28
153.01
156.78
158.3
169.73
181.71
167.38
179.33
184.21
191.37
198.72
204.42
Basic Weighted Avg Shares
19
19
19
19
21
21
21
21
27
27
27
27
27
29
Sales/Revenue/Turnover
528
566
556
707
658
670
720
915
680
919
1,203
1,265
1,206
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
21
17
20
20
18
18
19
24
24
29
33
32
31
- -
Net Income, GAAP
193
240
208
350
273
149
305
340
205
445
490
571
504
- -
Effective Tax Rate (%)
27.44
21.82
25.71
22.57
21.55
19.46
20.57
12.82
22.35
20.96
24.62
23.15
22.46
- -
Profit Margin (%)
36.55
42.4
37.41
49.5
41.49
22.24
42.36
37.16
30.15
48.42
40.73
45.14
41.79
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
10,072
9,664
9,869
9,810
11,402
12,259
11,340
10,420
11,025
8,288
6,802
8,353
8,998
8,592
Total Equity
1,988
2,179
2,555
3,208
3,287
3,322
3,565
3,819
4,626
4,936
5,051
5,222
5,412
5,569
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.58
2.01
1.71
2.75
1.97
0.98
2
2.33
1.37
3.08
3.91
4.49
3.6
- -
Return on Common Equity (%)
10.21
11.53
8.79
12.15
8.41
4.51
8.86
9.22
4.86
9.31
9.82
11.12
9.48
- -

Capital Structure

NOK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
27
27
27
Market Capitalization
4,926
4,451
4,152

Working Capital

NOK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
94
88
87
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

NOK

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.07%
7.44%
3.64%
Free Cash Flow
-328.95%
-304.68%
-341%
Net Income, GAAP
20.93%
18.45%
-11.73%
Sales/Revenue/Turnover
9.75%
8.17%
-4.66%
Total Cash Common Dividend
34.81%
54.77%
-22.71%

Quarterly Revenue

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
340
300
305
307
1,265
2025
310
303
- -
277
1,206
2026
291
276
- -
- -
- -

Quarterly Earnings Per Share

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4.25
5.15
5.76
4.94
21.12
2025
4.54
5.05
- -
2.08
18.62
2026
3.91
5.16
- -
- -
- -

Quarterly Dividends Per Share

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
13.35
2025
- -
- -
- -
- -
10.31
2026
1.23
7.68
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Hanne Johansen Nordgaard
Full Time Employees
165
Sector
Finance
Industry
Savings banks
Address
Jernbanegata 15 Mo i Rana NO Norway 8622
IPO Date
Mar 24, 2004
Website
sbh.no
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Business
SpareBank 1 Helgeland (HELG.OL) operates as a regional savings bank providing comprehensive banking and financial services to retail customers, small and medium-sized enterprises, municipalities, and institutions primarily in the Helgeland district of northern Norway. The bank offers savings accounts, investment and pension products, insurance, loans and financing including residential mortgages and consumer loans, leasing services, payment services, bank and credit cards, online and mobile banking platforms; it also engages in real estate ownership, management, letting, buying, and selling. Founded in 1860 and headquartered in Mo i Rana, Norway, the company conducts its activities through two main segments, Retail Market and Corporate Market, with consolidated assets of NOK 39.0 billion as of year-end 2024. In March 2021, SpareBank 1 Helgeland joined the SpareBank 1 alliance and rebranded from Helgeland Sparebank following a strategic partnership with SpareBank 1 Nord-Norge, which increased its ownership stake to 19.99% while the bank acquired a NOK 10.2 billion loan portfolio and stakes in related subsidiaries including 3% in SpareBank 1 SamSpar. More recently, in April 2025, the bank completed a share purchase transaction investing NOK 361 million to increase its ownership in the SamSpar alliance companies—Samarbeidende Sparebanker AS (to 11.47%), Samarbeidende Sparebanker Utvikling DA (to 14.81%), and SpareBank 1 SamSpar AS (to 11.94%)—providing indirect stakes of 2.24% in SpareBank 1 Gruppen AS and 2.67% in SpareBank 1 Utvikling DA. In 2024, the bank reported stable financial performance with net income before tax of NOK 743 million, a return on equity of 11.8%, 5.8% lending growth, and a Common Equity Tier 1 capital ratio of 17.8%, while advancing its digital services, customer satisfaction initiatives, risk management, and sustainability efforts including adoption of its first climate transition plan.