Baker Boyer Bancorp

Baker Boyer Bancorp

OOTC:BBBK
41.14
USD
-0.79
(-1.88%)
2.91EPS
15.12P/E
58.04MMarket Cap
2005 Y
2006 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
17.17
17.32
22.84
23.14
24.24
25.93
27.04
25.96
26.86
26.99
26.52
25.52
27.53
28.72
Basic EPS, GAAP
3.35
3.39
4.34
4.25
4.23
5.66
5.55
4.07
4.2
5.88
2.47
1.47
2.56
2.91
Free Cash Flow per Basic Share
5.39
3.89
5.51
6.49
7.73
7.23
4.09
1.13
6.03
5.91
5.45
4.51
4.99
- -
Dividend per Share
2.53
2.62
2.95
2.94
3.1
3.03
3.65
3.26
3.32
3.33
2.68
2.03
2.03
- -
Book Value per Share
25.24
26.05
38.79
39.84
40.75
43.13
46.05
47.93
46.15
31.78
38.05
41.19
45.74
45.87
Tangible Book Value per Share
25.24
26.05
38.79
39.84
40.75
43.13
46.05
47.93
46.15
31.78
38.05
41.19
45.74
45.87
Basic Weighted Avg Shares
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Sales/Revenue/Turnover
22
22
30
30
31
33
35
33
34
35
34
33
36
38
Operating Margin (%)
25.71
25.96
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
1
1
1
1
1
1
1
1
1
- -
Net Income, GAAP
4
4
6
6
5
7
7
5
5
8
3
2
3
4
Effective Tax Rate (%)
24.12
24.53
25.86
24
31.81
15.55
16.75
16.49
16.93
17.63
11.17
16.42
18.81
18.62
Profit Margin (%)
19.51
19.59
19.02
18.36
17.47
21.84
20.51
15.68
15.63
21.77
9.3
5.75
9.28
10.13
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
20
14
3
- -
- -
Total Equity
33
34
51
51
52
55
59
61
59
41
50
54
60
61
Return on Invested Capital (%)
13.35
13.14
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
13.35
13.14
13.28
10.8
10.53
13.52
12.46
8.71
8.93
12.57
5.08
3.14
5.67
6.54
Return on Common Equity (%)
13.35
13.14
13.28
10.8
10.53
13.52
12.46
8.71
8.93
15.01
6.96
3.65
5.8
6.65

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
56
56
58

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
110
91
84
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.59%
1.33%
11.52%
Free Cash Flow
33.06%
83.39%
11.03%
Net Income, GAAP
2.14%
3.9%
74.6%
Sales/Revenue/Turnover
1.97%
1.39%
8.22%
Total Cash Common Dividend
-2.88%
-8.19%
0.38%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8
8
8
8
33
2025
9
9
- -
9
36
2026
10
10
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
-0.09
0.63
0.73
1.47
2025
0.65
0.48
- -
0.92
2.56
2026
0.82
0.69
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2.03
2025
- -
- -
- -
- -
2.03
2026
- -
- -
- -
- -
- -

Company Description

CEO
Clifford Kontos
Full Time Employees
188
Sector
Finance
Industry
Regional banks
Address
7 West Main Street Walla Walla WA United States 99362
IPO Date
Mar 8, 1994
Business
Baker Boyer Bancorp (BBBK) operates as the bank holding company for Baker Boyer National Bank, providing a range of retail and commercial banking products and services, as well as wealth management solutions, primarily in southeastern Washington and northeastern Oregon. The bank offers personal and business checking and savings accounts; home, construction, business, personal, and agricultural loans; home equity lines of credit; cash management services; and digital banking platforms. Its wealth management services encompass financial planning, investment management, trust and estate planning; the institution serves individuals, small businesses, and the agricultural sector through six branches in communities including Walla Walla, Milton-Freewater, Kennewick, Yakima, and Wenatchee. Founded in 1869 by Dorsey S. Baker and John F. Boyer, Baker Boyer Bancorp maintains its headquarters in Walla Walla, Washington, and stands as the oldest independently owned community bank in the Pacific Northwest, with ongoing family leadership across six generations. Recent developments include the appointment of Carrie Asprinio to the Board of Directors in April 2025, bringing expertise in banking and fintech to enhance innovation and client experience; additions of new advisory team members Tavin Blair, Marisol Gonzalez, and Gary Grant; promotions of key executives such as Jonathan Stiffler to Vice President and Chief Information Security Officer, Alexa Palomarez to Business Advisor in Yakima, and John Adams, Becky Kettner, and Matt Payne; the launch of BEWallaWalla.com in partnership with local leaders to support entrepreneurs; and multiple community matching donations totaling tens of thousands of dollars to food banks and shelters via its Legacy Giving Program.