First Republic Bank (San Francisco, California) Financial Ratios — FRCML

Profitability (USD)

	2006 Y	2009 Y	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
As of date	12/31/2006	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022

Return on Common Equity (%)	10.8	35.2	15.79	15.22	13.63	13.66	12.05	10.77	11.54	11.11	10.93	10.72	10.63	12.27	11.56
Return on Assets (%)	0.66	2.2	1.28	1.41	1.29	1.21	1.08	0.97	1.02	0.94	0.91	0.86	0.82	0.91	0.85
Return on Capital (%)	2.32	13.25	9.71	8.92	6.89	5.76	4.91	5.06	5.67	4.81	4.61	4.34	4.35	6.34	6.16
Return on Invested Capital (%)	-5.9	- -	- -	- -	- -	4.96	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	-43.21	- -	- -	- -	- -	44	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	-50.49	- -	- -	- -	- -	46.01	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	29.26	57.28	46.87	47.7	44.82	46.01	41.4	38.18	38.16	35.73	35.44	34.82	34.61	36.85	37.09
Profit Margin (%)	18.97	32.78	27.07	29.94	29.9	32.04	30.1	28.86	31.05	29.68	28.77	28.58	27.61	29.8	28.84
Net Income to Common Margin (%)	16.92	32.78	27.07	29.94	27.52	29.22	26.66	25.61	27.89	27.4	26.83	27.07	26.08	27.8	26.1
Effective Tax Rate (%)	22.78	41.98	41.23	36.42	33.03	30.36	27.3	24.4	18.63	16.94	18.82	17.92	20.24	19.15	22.23
Dvd Payout Ratio (%)	16.83	57.41	- -	- -	7.04	11.35	17.26	18.23	15.7	15.37	14.8	14.53	13.83	11.24	12.61
Sustainable Growth Rate (%)	8.98	14.99	15.79	15.22	12.67	12.11	9.97	8.8	9.73	9.4	9.31	9.16	9.16	10.89	10.1

Credit (USD)

Credit Ratios API ChatGPT

	2006 Y	2009 Y	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
As of date	12/31/2006	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022

Total Debt	1,654	1,172	694	2,329	3,281	5,193	5,707	4,427	6,711	10,072	10,474	13,826	13,529	5,477	15,279
ST Debt	- -	- -	- -	- -	75	- -	- -	- -	- -	100	100	350	- -	- -	6,700
LT Debt	1,654	1,172	694	2,329	3,206	5,193	5,707	4,427	6,711	9,972	10,374	13,476	13,529	5,477	8,579
Total Debt/EBITDA	-10.5	- -	- -	- -	- -	8.18	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	-8.82	- -	- -	- -	- -	6.91	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	-8.99	- -	- -	- -	- -	9.1	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	-7.55	- -	- -	- -	- -	7.68	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	5.79	6.5	9.56	9.06	8.43	7.77	8.04	8	7.87	7.78	7.8	7.49	7.16	6.77	6.5
Long-Term Debt/Equity (%)	176.57	83.99	31.19	89.75	94.3	124.83	119.44	77.59	97.14	127.54	119.55	136.79	115.13	34.45	49.17
Long-Term Debt/Capital (%)	63.84	45.65	23.77	47.3	47.99	55.52	54.43	43.69	49.28	55.74	54.17	56.92	53.52	25.62	26.22
Long-Term Debt/Total Assets (%)	14.22	5.88	3.1	8.38	9.32	12.33	11.8	7.51	9.16	11.36	10.46	11.59	9.49	3.02	4.03
Total Debt/Equity (%)	176.57	83.99	31.19	89.75	96.51	124.83	119.44	77.59	97.14	128.82	120.7	140.35	115.13	34.45	87.58
Total Debt/Capital (%)	63.84	45.65	23.77	47.3	49.11	55.52	54.43	43.69	49.28	56.3	54.69	58.39	53.52	25.62	46.69
Total Debt/Total Assets (%)	14.22	5.88	3.1	8.38	9.54	12.33	11.8	7.51	9.16	11.47	10.56	11.89	9.49	3.02	7.19
Net Debt to Equity	148.26	71.2	-37.5	65.44	78.8	105.41	102.34	57.76	66.64	99.44	88.3	123.09	71.77	-46.99	63.03
Net Debt/Capital (%)	59.72	41.59	-59.99	39.56	44.07	51.32	50.58	36.61	39.99	49.86	46.89	55.18	41.78	-88.63	38.66
EBITDA	-158	- -	- -	- -	- -	635	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-182	- -	- -	- -	- -	574	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	-184	- -	- -	- -	- -	664	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2006 Y	2009 Y	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
As of date	12/31/2006	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	5.79	6.5	9.56	9.06	8.43	7.77	8.04	8	7.87	7.78	7.8	7.49	7.16	6.77	6.5
Long-Term Debt/Equity (%)	176.57	83.99	31.19	89.75	94.3	124.83	119.44	77.59	97.14	127.54	119.55	136.79	115.13	34.45	49.17
Long-Term Debt/Capital (%)	63.84	45.65	23.77	47.3	47.99	55.52	54.43	43.69	49.28	55.74	54.17	56.92	53.52	25.62	26.22
Long-Term Debt/Total Assets (%)	14.22	5.88	3.1	8.38	9.32	12.33	11.8	7.51	9.16	11.36	10.46	11.59	9.49	3.02	4.03
Total Debt/Equity (%)	176.57	83.99	31.19	89.75	96.51	124.83	119.44	77.59	97.14	128.82	120.7	140.35	115.13	34.45	87.58
Total Debt/Capital (%)	63.84	45.65	23.77	47.3	49.11	55.52	54.43	43.69	49.28	56.3	54.69	58.39	53.52	25.62	46.69
Total Debt/Total Assets (%)	14.22	5.88	3.1	8.38	9.54	12.33	11.8	7.51	9.16	11.47	10.56	11.89	9.49	3.02	7.19
CFO/Total Liabilities	3.57	0.21	0.96	0.26	1.42	1.48	1.18	1.18	1.28	1.27	1.23	0.88	0.41	0.73	0.13
CFO/CapEx	15.41	2.63	- -	1.4	7.98	9.28	12.27	11.9	9.83	6.07	8.3	5.59	3.56	6.08	1.28
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2006 Y	2009 Y	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
As of date	12/31/2006	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022

Accounts Receivable Turnover	5.59	- -	- -	12.89	12.42	- -	- -	11.21	10.74	9.91	9.51	9.1	9.49	10.64	9.55
Days Sales Outstanding	65.29	- -	- -	28.31	29.4	- -	- -	32.56	33.99	36.85	38.37	40.12	38.48	34.29	38.22
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2006 Y	2009 Y	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
As of date	12/31/2006	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	265	179	1,528	631	602	808	817	1,131	2,108	2,297	2,811	1,700	5,095	12,947	4,283
+ Preferred Equity and Hybrid Capital	115	- -	- -	- -	500	890	890	990	1,140	990	940	1,145	1,545	3,633	3,633
+ Minority/Non Controlling Interest	149	100	87	77	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	1,654	1,172	694	2,329	3,281	5,193	5,707	4,427	6,711	10,072	10,474	13,826	13,529	5,477	15,279
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	2,591	2,568	2,919	4,924	6,682	9,353	10,486	10,132	13,620	17,890	19,152	23,677	25,280	21,375	32,725
Total Debt/Capital (%)	63.84	45.65	23.77	47.3	49.11	55.52	54.43	43.69	49.28	56.3	54.69	58.39	53.52	25.62	46.69
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	365	1,058	1,002	1,184	1,342	1,442	1,618	1,809	2,169	2,553	2,967	3,254	3,854	4,960	5,773
TTM EBITDA	-158	- -	- -	- -	- -	635	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	-184	- -	- -	- -	- -	664	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	382	38	194	65	440	562	516	627	852	1,012	1,111	939	531	1,204	252
TTM Free Cash Flow to Firm	358	24	194	18	384	502	474	575	766	845	977	771	382	1,006	55

Multiples (USD)

Valuation Multiples API ChatGPT

	2006 Y	2009 Y	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
As of date	12/31/2006	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	22.69	14.62
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	24.5	15.67
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	25.05	24.48
Enterprise Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Per Share Data Items (USD)

Per-Share Data API ChatGPT

No data availableFinancial data will appear here once available