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    Commercial services

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    Miscellaneous commercial services
Premium Group Co., Ltd.

Premium Group Co., Ltd.

12.99
USD
-1.52
(-10.48%)
Nov 10Next Earn
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
146.01
221.05
263.25
329.99
412.49
486.01
543.57
658.38
818.15
960.78
1,142.07
- -
Basic EPS, GAAP
9.1
23.54
35.85
37.73
37.49
62.31
76.53
103.26
119.51
122.73
157.38
- -
Free Cash Flow per Basic Share
64.9
69.12
22.58
-37.29
-56.77
2.88
20.53
-67.32
9.23
-241.93
-594.06
- -
Dividend per Share
- -
- -
- -
20.97
14.58
14.83
16.16
18.67
24.22
35.02
47.09
- -
Book Value per Share
91.73
117.82
157.21
132.5
137.2
187.88
251.82
344.22
404.51
498.07
650.51
- -
Tangible Book Value per Share
-131.4
-104.35
-65.15
-117.94
-122.12
-65.53
-13.67
37.05
64.41
151.71
318.59
- -
Basic Weighted Avg Shares
36
36
36
37
39
38
38
39
39
38
39
19
Sales/Revenue/Turnover
5,304
7,950
9,494
12,134
16,131
18,587
20,888
25,465
31,546
36,409
44,042
- -
Operating Margin (%)
12.87
17.96
21.63
17.58
22.77
19.88
18.5
16.67
19.64
18.72
19.07
- -
Depreciation Expense
206
335
339
332
855
1,316
1,294
1,419
1,640
1,854
2,151
- -
Net Income, GAAP
331
847
1,293
1,388
1,466
2,383
2,941
3,994
4,608
4,651
6,069
- -
Effective Tax Rate (%)
42.95
34.62
34.64
33.69
44.24
30.9
26.21
25.09
26.01
32.16
29.5
- -
Profit Margin (%)
6.23
10.65
13.62
11.43
9.09
12.82
14.08
15.68
14.61
12.77
13.78
- -
Working Capital
5,099
3,996
6,092
5,900
5,900
7,406
10,713
14,254
19,986
15,338
24,395
- -
LT Debt
8,752
6,608
8,317
16,421
16,421
19,641
23,759
31,682
42,333
51,188
85,009
- -
Total Equity
3,332
4,284
5,716
5,312
5,312
7,290
9,813
13,353
15,350
18,949
25,294
- -
Return on Invested Capital (%)
- -
7.87
10.4
7.74
9.26
10.28
9.22
7.96
8.77
7.07
6.44
- -
Return on Capital (%)
- -
8.08
10.59
7.87
7.2
10.03
9.65
10.14
8.95
7.28
6.72
- -
Return on Common Equity (%)
- -
22.25
25.88
25.34
27.97
38.27
34.76
34.68
32.19
27.17
27.47
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
70,781
85,009
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
39
39
39
Market Capitalization
- -
- -
- -

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
24,160
26,111
- -
Cash, Cash Equivalents & STI
24,160
26,111
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
947
1,716
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
23.47%
28.51%
33.48%
Free Cash Flow
-282.5%
-490.37%
149.88%
Net Income, GAAP
39.03%
21.2%
30.49%
Sales/Revenue/Turnover
23.98%
18.91%
20.96%
Total Cash Common Dividend
- -
26.81%
36.85%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
36,409
2026
- -
- -
- -
- -
44,042
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
122.73
2026
- -
- -
- -
- -
157.38
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
35.02
2026
- -
- -
- -
- -
47.09
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Yoichi Shibata
Full Time Employees
899
Sector
Commercial services
Industry
Miscellaneous commercial services
Address
The Okura Prestige Tower Tokyo TY Japan 105-0001
IPO Date
Dec 21, 2017
Website
premium-group.co.jp
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Business
Premium Group Co., Ltd. provides financing and automotive-related services primarily to the used car market in Japan and Southeast Asia. Founded in 2015 and headquartered at 19th Floor, The Okura Prestige Tower, 2-10-4 Toranomon, Minato-ku, Tokyo, the company operates through subsidiaries including Premium Co., Ltd. for finance; Premium Warranty Services Co., Ltd. for warranties; Premium Mobility Services Co., Ltd. for mobility services; and others such as CENTRAL SERVICER CORPORATION for debt collection, CIFUT Co., Ltd. for IoT devices, and Etomo Financing Corporation for unsecured consumer loans. Core offerings encompass auto credit and leasing via Premium Co., Ltd. and PLS Co., Ltd.; automobile warranties including prime warranty, car sensor after-sales guarantees, repair-free services, and EV-specific plans via Premium Warranty Services Co., Ltd. and affiliates like PT Premium Garansi Indonesia and Premium Warranty Services Philippines, Inc.; maintenance, repairs, bodywork, paintwork, and inspections via PAS Co., Ltd. and Premium Service (Thailand) Co., Ltd.; auto parts via Premium Auto Parts Co., Ltd.; membership organizations and certification programs like Car Premium Anshin Shop via Car Premium Co., Ltd.; software for car repairs and sales via Premium Soft Planner Co., Ltd.; and overseas auto financing through affiliates including Eastern Commercial Leasing p.l.c. in Thailand and PFS (Thailand) Co., Ltd. The company serves used car dealers, subprime customers, and end-users across Japan, Thailand, Indonesia, Philippines, and Singapore, with consolidated employees numbering 864 as of June 30, 2025. In recent developments, Premium Group acquires new shares in Eastern Commercial Leasing p.l.c. via third-party allotment in partnership with ITOCHU Corporation to expand Thailand auto loans in 2025; invests in Etomo Financing Corporation for mobile-app-based consumer lending in the Philippines; establishes a Singapore subsidiary in 2024 for global expansion; launches the Car Premium Anshin Shop certification and compensation service; reaches 600 billion yen in credit receivables balance; partners with JA Mitsui Leasing Auto for new warranty services; and introduces AI-powered credit screening, RPA for operations, and digital transformation initiatives including telematics devices and a members-only portal.[ir_news]