Ohio Valley Banc Corp.

Ohio Valley Banc Corp.

OVBC
Ohio Valley Banc Corp.US flagNASDAQ
43.43
USD
-0.28
- -
204.60MMarket Cap
Ohio Valley Banc Corp.
OVBC
(NASDAQ)

Recent

price

43.43

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
9.82
10.27
10.21
10.06
10.36
10.22
10.24
10.92
11.14
10.69
10.32
10.64
11.52
12.28
13.08
14.16
14.46
Revenue per Share
1.28
1.46
1.75
2
1.97
2.08
1.59
1.6
2.53
2.08
2.14
2.45
2.8
2.65
2.32
3.31
3.29
Basic EPS, GAAP
2.93
3.93
2.58
2.95
2.61
2.05
2.68
2.73
3.26
1.79
1.89
2.53
2.94
3.78
2.46
3.62
5.03
Free Cash Flow per Basic Share
0.84
0.84
1.09
0.73
0.84
0.89
0.82
0.84
0.84
0.84
0.84
0.84
0.99
1.02
0.88
0.91
0.92
Dividend per Share
12.71
13.28
13.85
15.01
16.02
17.14
17.11
16.66
18.25
19.34
20.56
22.2
24.07
25.2
26.85
29.4
30.08
Book Value per Share
16.78
17.64
18.5
19.48
20.72
21.66
22.07
21.66
23.3
25.32
26.92
28.02
26.77
28.63
30.19
34.59
34.8
Tangible Book Value per Share
4
4
4
4
4
4
4
5
5
5
5
5
5
5
5
5
5
Basic Weighted Avg Shares
39
41
41
41
42
42
45
51
53
51
49
51
55
59
62
67
68
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
1
1
2
1
1
2
2
2
2
2
2
- -
Depreciation Expense
5
6
7
8
8
9
7
8
12
10
10
12
13
13
11
16
15
Net Income, GAAP
22.87
26.12
28.14
26.59
27.87
24.68
21.72
37.4
15.88
15.47
16.64
16.3
16.28
16.89
17.77
19.8
19.11
Effective Tax Rate (%)
13.03
14.2
17.14
19.83
19.01
20.37
15.53
14.68
22.68
19.44
20.76
23.06
24.28
21.53
17.75
23.38
22.75
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
41
34
28
27
33
32
46
44
48
44
37
29
28
54
49
54
53
LT Debt
68
72
76
80
86
90
105
109
118
128
136
141
135
144
150
170
171
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.25
11.25
12.95
13.89
12.75
12.59
9.54
9.85
14.54
11.1
10.76
11.47
12.07
10.74
8.89
11.74
11.38
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
45
53
52
LT Finance Leases
1
1
1
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5
5
5
Market Capitalization
174
188
207

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
301
254
343
Accounts Receivable, Net
6
5
6
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.65%
4.7%
13.26%
Free Cash Flow
11.9%
17.86%
46.16%
Net Income, GAAP
8.64%
10.33%
41.84%
Sales/Revenue/Turnover
4.84%
6.2%
7.65%
Total Cash Common Dividend
1.87%
1.79%
2.63%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
15
15
15
17
62
2025
17
17
16
16
67
2026
18
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.58
0.63
0.58
0.53
2.32
2025
0.94
0.89
0.64
0.84
3.31
2026
0.91
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.22
0.22
0.22
0.22
0.88
2025
0.22
0.23
0.23
0.23
0.91
2026
0.23
- -
- -
- -
- -
Business
Ohio Valley Banc Corp. (Nasdaq: OVBC) operates as the bank holding company for The Ohio Valley Bank Company and Loan Central, providing commercial and consumer banking products and services; deposit products including checking, savings, time, money market, NOW, and individual retirement accounts; residential real estate loans such as one- to four-family mortgages, home equity loans, and construction loans; commercial loans secured by equipment, inventory, commercial real estate, and rental property; consumer loans including those secured by automobiles, mobile homes, recreational vehicles, personal property, unsecured credit cards, floor plan, and student loans; trust services; safe deposit boxes; wire transfers; debit and credit cards featuring OVB Visa Rewards; Internet and mobile banking; cash management; financial management online services; automatic teller machines; consumer finance through Loan Central's six offices; and community debit card programs supporting local organizations. The company conducts its operations through two segments, Banking and Consumer Finance, targeting individuals, businesses, and local communities across 17 full-service offices in southern Ohio and western West Virginia. Founded in 1872 and headquartered at 420 Third Avenue, Gallipolis, Ohio, Ohio Valley Banc Corp. maintains assets exceeding $1 billion and employs nearly 300 people. Recent developments include the extension of its stock buyback program to August 31, 2026, authorizing up to $5 million in common stock repurchases with approximately $2.97 million repurchased as of August 2025; the opening of a new Parkersburg, West Virginia loan office in October 2025; participation in the Ohio Homebuyer Plus program driving deposit and asset growth; quarterly cash dividends of $0.23 per share declared in 2025; joining the Russell 3000 Index in July 2025; and a partnership with Greenlight for family banking services launched in 2024.

Company News

APIChatGPT
  • OVBC ANNOUNCES CASH DIVIDEND

  • OVBC vs. UBCP: Which Community Bank Stock Offers More Upside Now?

  • Promotions, Retirements and a New Loan Office for OVBC

  • Ohio Valley Banc Stock Slips Post Q1 Earnings, Credit Costs Rise

  • Ohio Valley Banc Corp. Reports 1st Quarter Earnings

  • OVBC vs. FFBC: Which Ohio Regional Bank Stock Is the Better Buy Now?

  • OVBC ANNOUNCES CASH DIVIDEND

  • OVBC Stock Up Post Q4 Earnings on Strong Loan Growth, Margin Expansion

  • Ohio Valley Banc Corp. Reports 4th Quarter and Record Fiscal Year Earnings

  • Ohio Valley Banc Gains 16.5% in 6 Months: How to Play the Stock?

  • OVBC ANNOUNCES CASH DIVIDEND

  • OVBC vs. UBCP: Which Bank Stock Deserves a Spot in Your Portfolio?

  • Ohio Valley Banc (NASDAQ:OVBC) versus Central Plains Bancshares (NASDAQ:CPBI) Head to Head Contrast

  • Ohio Valley Banc Corp: Strong Despite Non-Recurring Items

  • Ohio Valley Banc Stock Dips Despite Q3 Earnings Showing Solid Growth

  • Ohio Valley Banc Corp. Reports 3rd Quarter Earnings

  • OVBC ANNOUNCES CASH DIVIDEND

  • OVBC announces extension of Stock Buyback Program

  • OVBC Stock Dips Despite Q2 Earnings Uptick, Net Interest Margin Expands

  • Ohio Valley Banc Corp. Reports 2nd Quarter Earnings