Pacific Valley Bancorp

Pacific Valley Bancorp

PVBK
Pacific Valley BancorpUS flagOther OTC
9.49
USD
- -
- -
46.97MMarket Cap
2004 Y
2005 Y
2006 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.08
0.81
1.41
2.67
3.1
3.56
4.31
4.03
3.87
- -
1.47
Basic EPS, GAAP
-0.31
-0.46
-0.31
0.56
0.68
0.78
1.08
1
0.91
- -
-0.56
Free Cash Flow per Basic Share
-0.23
-0.34
-0.19
0.59
0.93
0.97
1.56
1.06
0.65
- -
-0.3
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
6.2
5.85
-1.11
7.49
8.18
8.94
10.02
10.83
11.68
- -
-1.33
Tangible Book Value per Share
6.2
5.85
8.12
7.49
8.18
8.94
9.8
10.66
11.55
- -
6.59
Basic Weighted Avg Shares
2
2
2
5
5
5
5
5
5
- -
3
Sales/Revenue/Turnover
- -
1
3
13
15
17
21
20
19
22
4
Operating Margin (%)
-400.19
-57.11
-21.67
- -
- -
- -
- -
- -
- -
- -
-27.5
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
1
1
- -
Net Income, GAAP
-1
-1
-1
3
3
4
5
5
4
4
-2
Effective Tax Rate (%)
- -
- -
- -
29.66
29.3
30.9
30.13
29.54
29.49
29.7
- -
Profit Margin (%)
-400.76
-57.17
-21.69
20.98
21.9
22.02
24.96
24.8
23.4
16.46
-37.79
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
3
3
- -
- -
- -
17
17
17
17
3
Total Equity
11
11
20
36
39
43
47
52
56
70
18
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
-7.73
- -
- -
8.67
9.18
11.38
9.6
8.08
5.85
- -

Capital Structure

FRC

in mil. unless spec.
Dec'06
Mar'19
Jun'19
ST Debt
- -
- -
- -
LT Borrowings
3
3
3
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
30
32
34

Working Capital

FRC

in mil. unless spec.
Dec'06
Mar'19
Jun'19
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
5
5
4
Accounts Receivable, Net
1
1
2
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
1
1
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
12.48%
24.26%
Free Cash Flow
- -
-17.41%
-83.58%
Net Income, GAAP
- -
3.92%
-18.77%
Sales/Revenue/Turnover
- -
8.6%
15.47%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
20
2024
- -
- -
- -
- -
19
2025
- -
- -
- -
- -
22

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1
2024
- -
- -
- -
- -
0.91
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Anker Fanoe
Full Time Employees
40
Sector
Financial Services
Industry
Banks - Regional
Address
422 Main Street Salinas CA United States of America 93901
IPO Date
Feb 17, 2005
Business
Pacific Valley Bancorp, operating as the holding company for Pacific Valley Bank, delivers a comprehensive array of financial products and services. The institution caters to small and mid-sized companies, agricultural enterprises, non-profit organizations, professional service providers, affluent individuals, and local families across Monterey County, California. It provides various deposit solutions, including checking accounts, savings and money market accounts, alongside certificates of deposit. The bank also originates a diverse portfolio of loans, spanning construction and land development, commercial real estate, business, agriculture, and consumer financing. Furthermore, clients benefit from modern digital banking options such as online and mobile platforms, bill payment, remote deposit capture, positive pay, electronic statements, and debit card services. Founded in 2004 and headquartered in Salinas, California, Pacific Valley Bancorp manages operations from four branches located in Salinas, Monterey, and King City. The company recently reported its third quarter 2025 financial results, showing an increase in total assets to $596.2 million, primarily driven by loan growth.

Company News

APIChat
  • Pacific Valley Bancorp Shows Continued Growth in Loans and Deposits and Improved Profitability in the First Quarter of 2026

  • Head-To-Head Survey: Pacific Valley Bancorp (OTCMKTS:PVBK) and First Financial Bankshares (NASDAQ:FFIN)

  • Pacific Valley Bancorp Achieves Record Levels of Loans, Deposits and Total Assets in the Fourth Quarter of 2025

  • Pacific Valley Bank Announces New Shareholder Investment by Taylor Fresh Foods

  • Pacific Valley Bancorp (OTCMKTS:PVBK) versus Prosperity Bancshares (NYSE:PB) Financial Analysis

  • Pacific Valley Bancorp (OTCMKTS:PVBK) Shares Pass Below Two Hundred Day Moving Average – Here’s What Happened

  • Pacific Valley Bank Appoints Vida Villanueva as Executive Vice President and Chief Operating Officer

  • Pacific Valley Bancorp Announces Its Second Quarter 2025 Financial Results

  • Pacific Valley Bank Expands Commercial Banking Team with Six Key Appointments

  • Pacific Valley Bank Appoints Banking Veteran David V. Heald to Board of Directors

  • Pacific Valley Bank Names William Filippin as Chief Credit Officer

  • Pacific Valley Bank Names Mirna Hills as Senior Vice President, Director of Treasury Management

  • Pacific Valley Bank Expands to Santa Cruz with Addition of Veteran Commercial Banker Dean Austin

  • Pacific Valley Bancorp Announces Its First Quarter 2024 Financial Results

  • Pacific Valley Bancorp Announces Its Fourth Quarter 2023 Financial Results

  • Pacific Valley Bancorp Announces Third Quarter 2023 Financial Results

  • Pacific Valley Bancorp Announces Second Quarter 2023 Financial Results