Paymentus Holdings, Inc.

Paymentus Holdings, Inc.

PAY
Paymentus Holdings, Inc.US flagNew York Stock Exchange
30.83
USD
+0.02
- -
3.87BMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.04
2.6
3.51
4.07
4.98
7.01
9.55
10.83
Basic EPS, GAAP
0.08
0.07
0.06
- -
0.18
0.36
0.53
0.68
Free Cash Flow per Basic Share
0.13
0.3
0.16
0.15
0.55
0.51
1.29
1.27
Dividend per Share
- -
- -
0.31
- -
- -
- -
- -
- -
Book Value per Share
0.59
0.73
3.2
3.22
3.47
3.89
4.46
4.87
Tangible Book Value per Share
0.36
0.43
1.52
1.49
1.71
2.14
2.75
3.16
Basic Weighted Avg Shares
116
116
113
122
124
124
125
126
Sales/Revenue/Turnover
236
302
396
497
614
872
1,197
1,360
Operating Margin (%)
7.79
6.11
2.62
-0.6
2.94
5.15
6.31
7.58
Depreciation Expense
6
8
13
24
31
36
41
39
Net Income, GAAP
14
14
9
-1
22
44
67
85
Effective Tax Rate (%)
25.88
25.34
10.28
- -
11.15
18.12
21.5
25.47
Profit Margin (%)
5.81
4.54
2.35
-0.1
3.63
5.07
5.59
6.24
Working Capital
42
49
182
177
208
264
342
393
LT Debt
- -
6
7
9
9
6
5
6
Total Equity
69
84
386
397
430
486
560
613
Return on Invested Capital (%)
- -
16.77
3.78
- -
3.78
7.86
11.17
13.4
Return on Capital (%)
- -
16.76
3.78
- -
5.25
9.46
12.61
14.8
Return on Common Equity (%)
- -
11.15
2.99
-0.13
5.4
9.65
12.8
15.02

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
2
2
3
LT Borrowings
- -
- -
- -
LT Finance Leases
5
4
6
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
126
126
126
Market Capitalization
3,967
3,195
3,043

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
441
473
494
Cash, Cash Equivalents & STI
321
339
378
Accounts Receivable, Net
102
117
106
Inventories
- -
- -
- -
Total Current Liabilities
99
107
101
Payables & Accruals
93
100
94
ST Debt
2
2
3
Deferred Revenue
3
5
4

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
79.42%
15.4%
Free Cash Flow
- -
74.57%
156.05%
Net Income, GAAP
- -
-887.91%
51.55%
Sales/Revenue/Turnover
- -
31.9%
37.25%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
185
197
232
258
872
2025
275
280
311
330
1,197
2026
358
361
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.06
0.08
0.12
0.11
0.36
2025
0.11
0.12
0.14
0.16
0.53
2026
0.17
0.2
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Dushyant Sharma
Full Time Employees
1,340
Sector
Technology
Industry
Software - Infrastructure
Address
11605 North Community House Road Charlotte NC United States of America 28277
IPO Date
May 26, 2021
Business
Paymentus Holdings, Inc. (NYSE: PAY) provides cloud-based electronic bill presentment and payment solutions; enterprise customer communication services; and self-service revenue management to over 2,500 billers and financial institutions across North America through a software-as-a-service platform that supports payment processing via credit cards, debit cards, eChecks, and digital wallets including PayPal. Founded in 2004 and headquartered in Charlotte, North Carolina, the company operates primarily in the United States with additional presence in Canada and India, serving industries such as utilities, financial services, government, insurance, telecommunications, real estate management, education, consumer finance, healthcare, and small business; its proprietary Instant Payment Network connects billers, banks, and brand partners like Walmart, CVS, and Walgreens to enable real-time payments and enhanced billing capabilities. In recent developments, Paymentus reports robust growth with third-quarter 2025 revenue reaching $310.7 million, up 34.2% year-over-year, driven by expanded transaction volumes of 182.3 million and new large enterprise customer implementations; the company raised its full-year 2025 revenue guidance to $1.123 billion-$1.132 billion and adjusted EBITDA to $123-$127 million, reflecting strategic wins in backlog and same-store sales amid a focus on AI integration, real-time payments, and vertical expansions.

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