Paymentus Holdings, Inc.

Paymentus Holdings, Inc.

PAY
Paymentus Holdings, Inc.US flagNew York Stock Exchange
21.12
USD
+0.43
- -
2.65BMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.04
2.6
3.51
4.07
4.98
7.01
9.55
10.21
Basic EPS, GAAP
0.08
0.07
0.06
- -
0.18
0.36
0.53
0.59
Free Cash Flow per Basic Share
0.13
0.3
0.16
0.15
0.55
0.51
1.29
1.13
Dividend per Share
- -
- -
0.31
- -
- -
- -
- -
- -
Book Value per Share
0.36
0.48
0.27
0.24
0.42
0.77
1.3
1.47
Tangible Book Value per Share
0.36
0.43
1.63
1.5
1.71
2.15
2.76
2.94
Basic Weighted Avg Shares
116
116
113
122
124
124
125
125
Sales/Revenue/Turnover
236
302
396
497
614
872
1,197
1,280
Operating Margin (%)
7.79
6.11
2.62
-0.6
2.94
5.15
6.31
6.75
Depreciation Expense
6
8
13
24
31
36
41
40
Net Income, GAAP
14
14
9
-1
22
44
67
74
Effective Tax Rate (%)
25.88
25.34
10.28
- -
11.15
18.12
21.5
23.36
Profit Margin (%)
5.81
4.54
2.35
-0.1
3.63
5.07
5.59
5.78
Working Capital
42
49
182
177
208
264
342
365
LT Debt
- -
6
7
9
9
6
5
4
Total Equity
69
84
386
397
430
486
560
583
Return on Invested Capital (%)
- -
16.77
3.78
- -
3.78
7.86
11.17
11.94
Return on Capital (%)
- -
25.37
17.44
- -
42.79
53.02
48.85
48.05
Return on Common Equity (%)
- -
17.5
16.47
-1.73
54.99
59.82
51.73
50.43

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
2
2
2
LT Borrowings
- -
- -
- -
LT Finance Leases
5
5
4
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
125
126
126
Market Capitalization
3,826
3,956
3,185

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
417
441
473
Cash, Cash Equivalents & STI
288
321
339
Accounts Receivable, Net
105
102
117
Inventories
- -
- -
- -
Total Current Liabilities
96
99
107
Payables & Accruals
90
93
100
ST Debt
2
2
2
Deferred Revenue
4
3
5

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
79.42%
15.4%
Free Cash Flow
- -
74.57%
156.05%
Net Income, GAAP
- -
-887.91%
51.55%
Sales/Revenue/Turnover
- -
31.9%
37.25%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
185
197
232
258
872
2025
275
280
311
330
1,197
2026
358
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.06
0.08
0.12
0.11
0.36
2025
0.11
0.12
0.14
0.16
0.53
2026
0.17
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

MCPAPIChat
CEO
Dushyant Sharma
Full Time Employees
1,307
Sector
Technology
Industry
Information Technology Services
Address
18390 NE 68th Street Charlotte WA United States of America 98052
IPO Date
May 26, 2021
Business
Paymentus Holdings, Inc. (NYSE: PAY) provides cloud-based electronic bill presentment and payment solutions; enterprise customer communication services; and self-service revenue management to over 2,500 billers and financial institutions across North America through a software-as-a-service platform that supports payment processing via credit cards, debit cards, eChecks, and digital wallets including PayPal. Founded in 2004 and headquartered in Charlotte, North Carolina, the company operates primarily in the United States with additional presence in Canada and India, serving industries such as utilities, financial services, government, insurance, telecommunications, real estate management, education, consumer finance, healthcare, and small business; its proprietary Instant Payment Network connects billers, banks, and brand partners like Walmart, CVS, and Walgreens to enable real-time payments and enhanced billing capabilities. In recent developments, Paymentus reports robust growth with third-quarter 2025 revenue reaching $310.7 million, up 34.2% year-over-year, driven by expanded transaction volumes of 182.3 million and new large enterprise customer implementations; the company raised its full-year 2025 revenue guidance to $1.123 billion-$1.132 billion and adjusted EBITDA to $123-$127 million, reflecting strategic wins in backlog and same-store sales amid a focus on AI integration, real-time payments, and vertical expansions.

Company News

MCPAPIChat
  • Record profits delivered and reorganisation to deliver next stage of growth

  • Here's Why Paymentus (PAY) is Poised for a Turnaround After Losing 22.3% in 4 Weeks

  • Do Options Traders Know Something About Paymentus Stock We Don't?

  • Paymentus: A Fintech High-Flier Flying Under The Radar

  • 3 Reasons Why Growth Investors Shouldn't Overlook Paymentus (PAY)

  • Paymentus Sees AI as a Force Multiplier for Incumbents

  • Paymentus Holdings, Inc. (PAY) Presents at J.P. Morgan 54th Annual Global Technology, Media and Communications Conference Transcript

  • Top Mobile Payments Stocks to Buy in an Accelerating Digital Era

  • Is Paymentus (PAY) a Solid Growth Stock? 3 Reasons to Think "Yes"

  • Why Paymentus (PAY) Might be Well Poised for a Surge

  • Wall Street Analysts See a 28.72% Upside in Paymentus (PAY): Can the Stock Really Move This High?

  • Resolution of claim by Global 365 Limited – Competition Appeal Tribunal Judgment

  • Paymentus Intros Products for ‘AI-Native Service Commerce'

  • Paymentus Holdings, Inc. (PAY) Q1 2026 Earnings Call Transcript

  • Paymentus (PAY) Q1 Earnings and Revenues Top Estimates

  • Paymentus Launches AI-Native Service Commerce, Transforming Bills into Intelligent Experiences that Enable End-to-End Service Relationships and Payments

  • Paymentus Reports First Quarter 2026 Financial Results

  • Is Paymentus Stock a Buy After Palisades Investment Partners Increased Its Stake By $6 Million?

  • Paymentus Says Customers Don't Care How Much Data You Have

  • Paymentus Holdings, Inc. $PAY is Adams Street Partners LLC’s 5th Largest Position