Partners Bank of California

Partners Bank of California

PBKX
Partners Bank of CaliforniaUS flagOther OTC
17.70
USD
- -
- -
79.06MMarket Cap
Partners Bank of California
PBKX
(Other OTC)

Recent

price

17.70

P/E

ratio

- -

div

yld

- -

ROIC.AI

2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.62
2.75
3.51
3.54
3.58
3.98
4.41
4.93
5.31
Revenue per Share
0.39
0.51
0.5
1.05
0.8
1.02
1.33
1.33
1.5
Basic EPS, GAAP
0.69
0.73
0.93
1.24
1
1.22
1.47
0.07
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
7.16
7.76
7.83
8.91
9.71
10.71
12.02
13.47
14.14
Book Value per Share
7.59
8.19
8.32
9.46
10.22
11.3
12.73
14.19
14.88
Tangible Book Value per Share
4
4
4
4
4
4
4
5
4
Basic Weighted Avg Shares
10
11
15
15
16
18
20
22
24
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
-8
- -
Depreciation Expense
1
2
2
5
4
5
6
6
7
Net Income, GAAP
31.48
33.89
31.26
29.44
29.89
30.41
30.57
30.39
30.17
Effective Tax Rate (%)
14.93
18.52
14.34
29.57
22.38
25.55
30.29
26.91
28.35
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
31
38
46
45
60
30
45
3
63
LT Debt
28
33
36
41
45
50
57
64
66
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
7.16
6.65
12.53
8.72
9.99
11.75
10.48
11.35
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
47
53
58

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
178
76
129
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
12.43%
13.07%
Free Cash Flow
- -
-7.07%
-95.35%
Net Income, GAAP
- -
29.44%
0.82%
Sales/Revenue/Turnover
- -
8.25%
13.47%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5
5
5
5
20
2025
5
5
6
6
22
2026
6
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.35
- -
- -
- -
1.33
2025
0.28
- -
- -
- -
1.33
2026
0.44
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Partners Bank of California (OTC: PBKX) operates as a state-chartered community business bank focused on relationship-based commercial banking services for small and medium-sized businesses in Southern California; it offers deposit products including checking accounts, savings accounts, money market accounts, negotiable order of withdrawal accounts and certificates of deposit; digital banking solutions; treasury management services; business lines of credit for short-term cash flow needs; business loans such as partner buy-in loans, land purchase loans in Los Angeles and Orange Counties, and business acquisition financing; commercial real estate loans for owner-occupied, investor-owned, multifamily and special use properties; SBA and state guaranteed loans comprising 7(a) general small business loans, CDC/504 real estate and equipment loans, CapLine working capital loans, and small business acquisition loans; construction loans; and Mastercard business credit cards with rewards, mobile receipt management, identity theft protection and mobile payment capabilities. Founded in 2007 by a group of entrepreneurs and headquartered in Mission Viejo, California, the bank maintains branch offices in Mission Viejo and Beverly Hills, serving clients primarily in South Orange County and surrounding regions as the only community business bank based there. It reports continued operational stability with recent quarterly financial releases including Q3 2025 results announced in November 2025, alongside ongoing emphasis on fraud prevention resources and financial education for business clients.

Company News

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  • Partners Bank of California Announces Executive Leadership Promotion