Partners Bank of California

PBKX

PBKXPartners Bank of California US flag

Other OTC

17.70

USD

- -

79.06MMarket Cap

Income Statement (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	10	11	15	15	16	18	20	22
+ Sales & Services Revenue	10	11	15	15	16	18	20	22
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-7	-8	-9	-9	-10	-11	-11	-12
- Operating Expenses	7	8	9	9	10	11	11	12
+ Selling, General & Admin	1	1	1	1	1	1	1	1
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	6	7	8	8	9	10	10	11
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-2	-3	-3	-6	-5	-7	-9	-9
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-2	-3	-3	-6	-5	-7	-9	-9
Pretax Income	2	3	3	6	5	7	9	9
- Income Tax Expense (Benefit)	1	1	1	2	2	2	3	3
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	1	2	2	5	4	5	6	6
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	1	2	2	5	4	5	6	6
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	1	2	2	5	4	5	6	6
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	1	2	2	5	4	5	6	6
EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
EBITA	- -	- -	- -	- -	- -	- -	- -	8
Gross Margin (%)	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	14.93	18.52	14.34	29.57	22.38	25.55	30.29	26.91
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	- -	- -	- -	- -	- -	- -	- -	-8
Basic Weighted Avg Shares	4	4	4	4	4	4	4	5
Basic EPS, GAAP	0.39	0.51	0.5	1.05	0.8	1.02	1.33	1.33
Basic EPS from Cont Ops	0.39	0.51	0.5	1.05	0.8	1.02	1.33	1.33
Diluted Weighted Avg Shares	4	4	4	4	5	5	5	5
Diluted EPS, GAAP	0.38	0.5	0.49	1.01	0.77	0.98	1.29	1.3
Diluted EPS from Cont Ops	0.38	0.5	0.49	1.01	0.77	0.98	1.29	1.3

Balance Sheet (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	35	62	66	85	67	82	67	76
+ Cash & Cash Equivalents	35	62	66	85	67	82	67	76
+ ST Investments	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	- -	- -	- -	- -	- -	1	1	1
+ Accounts Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	1	1	1
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-35	-62	-66	-85	-67	-83	-68	-77
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip	1	1	1	1	1	1	1	1
- Accumulated Depreciation	1	1	1	1	1	1	1	1
+ LT Investments & Receivables	4	6	3	1	11	10	5	4
+ LT Investments	4	6	3	1	11	10	5	4
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-4	-6	-3	-2	-11	-11	-5	-4
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-4	-6	-3	-2	-11	-11	-5	-4
Total Assets	258	308	407	402	472	488	664	713
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	31	38	46	45	60	30	45	3
+ LT Borrowings	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-31	-38	-46	-45	-60	-30	-45	-3
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-31	-38	-46	-45	-60	-30	-45	-3
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	230	275	371	361	427	437	607	648
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	31	35	35	35	36	37	37	39
+ Common Stock	30	33	33	33	34	34	34	36
+ Additional Paid in Capital	2	2	2	2	2	3	3	3
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	-3	-1	1	5	9	13	19	25
+ Other Equity	- -	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	28	33	36	41	45	50	57	64
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	28	33	36	41	45	50	57	64
Total Liabilities & Equity	258	308	407	402	472	488	664	713
Shares Outstanding	- -	4	4	4	4	4	4	4
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	-35	-62	-66	-85	-67	-82	-67	-76
Net Debt to Equity	-124.69	-186.37	-184.74	-209.02	-148.44	-162.98	-118.33	-117.68
Tangible Common Equity Ratio	10.75	10.8	8.81	10.15	9.56	10.33	8.57	9.02
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	1	2	2	5	4	5	6	6
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	2	1	3	1	1	1	- -	-6
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	1
+ Deferred Income Taxes	1	- -	-1	- -	- -	- -	- -	-1
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	1	- -	3	- -	1	1	- -	-6
+ Chg in Non-Cash Work Cap	- -	- -	-1	- -	- -	- -	- -	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	- -	- -	-1	- -	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	3	3	4	5	5	6	7	- -
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	3	3	- -	- -	1	- -	- -	1
+ Increase in Capital Stock	3	3	- -	- -	1	- -	- -	1
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Change in LT Investment	3	4	3	1	-9	- -	-189	44
+ Dec in LT Investment	3	4	3	1	1	- -	15	1,080
+ Inc in LT Investment	- -	- -	- -	- -	-10	- -	-204	-1,036
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-58	-26	-98	23	-80	-1	-2	-78
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-56	-23	-95	24	-90	-1	-191	-34
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	31	7	8	-1	15	-30	15	-17
+ Cash From Debt	31	7	8	14	20	- -	20	- -
+ Repayments of Debt	- -	- -	- -	-15	-5	-30	-5	-17
+ Other Financing Activities	24	37	87	-9	52	40	154	58
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	58	47	95	-10	67	10	169	42
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	5	27	4	19	-18	15	-15	8
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow	3	3	4	5	4	5	7	- -
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	3	3	4	5	4	5	7	- -
Free Cash Flow to Equity	- -	10	12	4	19	-25	22	-17
Free Cash Flow per Basic Share	0.69	0.73	0.93	1.24	1	1.22	1.47	0.07
Price/Free Cash Flow	9.8	10.56	9.42	8.65	10.84	8.76	6.77	100.03
Cash Flow to Net Income	1.96	1.58	2	1.21	1.28	1.24	1.13	0.07
Capital Expenditures	- -	- -	- -	- -	- -	- -	- -	- -