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  3. •

    Banks - Regional
Shinkin Central Bank

Shinkin Central Bank

SKCBY
Shinkin Central BankUS flagOther OTC
7.06
USD
- -
- -
15.37BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
131.49
139.68
112.38
108.28
98.55
86.67
102.55
95.94
95.39
150.18
130.26
63.89
82.89
58.88
Basic EPS, GAAP
31.95
53.27
29.95
26.16
26.51
26.7
23.99
18.87
21.43
15.64
17.86
18.52
19.75
7.04
Free Cash Flow per Basic Share
39.85
2,434.93
809.24
685.26
1,513.63
456.97
192.15
1,436.39
178.92
-110.26
1,722.04
165.96
-2,424.99
- -
Dividend per Share
14.11
14.11
13.27
10.8
11.69
11.69
11.69
11.69
11.69
11.69
10.89
8.56
10.38
- -
Book Value per Share
800.24
839.47
848.43
738.01
752.84
766.99
779.29
786.47
796.11
800.06
863.44
688.18
734.11
714.64
Tangible Book Value per Share
1,071.56
1,205.61
1,131.58
960.61
962.17
977.24
911.1
1,017.62
941.32
789.96
855.72
649.46
742.38
704.44
Basic Weighted Avg Shares
1,177
1,177
1,428
1,677
1,677
1,677
1,677
1,677
1,677
1,677
1,800
2,292
2,177
2,177
Sales/Revenue/Turnover
154,772
164,414
160,526
181,584
165,266
145,353
171,975
160,899
159,970
251,861
234,473
146,422
180,461
128,181
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
9,033
8,442
8,984
10,647
9,691
10,260
11,266
10,259
9,776
9,858
10,626
10,948
11,510
- -
Net Income, GAAP
37,612
62,696
42,781
43,871
44,466
44,781
40,227
31,649
35,942
26,221
32,145
42,449
43,006
15,335
Effective Tax Rate (%)
27.18
25.43
27.69
15.62
28.44
26.28
27.78
26.22
24.69
25.53
26.67
26.3
26.63
26.7
Profit Margin (%)
24.3
38.13
26.65
24.16
26.91
30.81
23.39
19.67
22.47
10.41
13.71
28.99
23.83
11.96
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
4,507,197
4,351,108
3,939,961
4,182,051
4,388,948
4,503,383
5,453,712
5,831,816
5,761,708
5,501,978
6,495,790
7,896,956
8,310,866
8,348,512
Total Equity
1,276,824
1,433,755
1,632,967
1,625,840
1,626,604
1,660,463
1,550,285
1,727,319
1,596,328
1,345,159
1,558,067
1,512,438
1,637,717
1,549,737
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
4.04
6.5
3.89
3.58
3.56
3.51
3.1
2.41
2.71
1.96
2.22
2.71
2.71
1.06

Capital Structure

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
9
- -
9
Market Capitalization
- -
- -
2,209,292

Working Capital

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
19,937,781
- -
20,474,031
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.43%
-0.43%
8.28%
Free Cash Flow
-296.12%
-720.26%
-1,488.05%
Net Income, GAAP
1.56%
8.49%
1.31%
Sales/Revenue/Turnover
3.96%
7.13%
23.25%
Total Cash Common Dividend
- -
- -
15.16%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
57,553
48,739
67,791
60,390
234,473
2025
- -
- -
- -
- -
146,422
2026
- -
- -
- -
- -
180,461

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5.41
- -
- -
- -
17.86
2025
- -
- -
- -
- -
18.52
2026
- -
- -
- -
- -
19.75

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
10.89
2025
- -
- -
- -
- -
8.56
2026
- -
- -
- -
- -
10.38

Company Description

APIChatGPT
CEO
Hiroyuki Shibata
Full Time Employees
1,772
Sector
Financial Services
Industry
Banks - Regional
Address
3-7, Yaesu 1-chome Tokyo Japan 103-0028
IPO Date
Mar 2, 2012
Website
shinkin-central-bank.jp
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Business
Shinkin Central Bank serves as the central financial institution for the cooperative regional banking network in Japan, known as shinkin banks. The institution delivers a comprehensive array of financial offerings, encompassing deposits, the issuance of debentures, and lending facilities to both member shinkin banks and operational businesses. Its activities further extend to sophisticated market fund management, engaging in securities investments within Japan and across global financial markets, alongside trading, clearing, and trust functionalities. Beyond these core services, the bank provides expertise in securities dealing, brokerage, and underwriting, coupled with investment and advisory services. It also offers asset management solutions, guarantees for consumer credit and unsecured personal loans, investment banking, and merger and acquisition facilitation. Moreover, the bank supports its network with corporate business consulting, general business assistance, data processing, and specialized software development, computer consulting, and training programs. Established in 1950 and headquartered in Tokyo, Japan, Shinkin Central Bank's mission is to bolster the stability and growth of the shinkin bank industry, thereby contributing to regional economic vitality, particularly for small and medium-sized enterprises. As of March 31, 2025, the bank supported a network comprising 254 shinkin banks. The bank's consolidated total assets reached ¥47,421 billion (approximately $313 billion USD) at the close of fiscal year 2024. The institution maintains an international presence with offices in key global financial centers including New York, Hong Kong, Shanghai, and Bangkok, along with subsidiaries located in London and Singapore.