Pacific Financial Corporation
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- Pacific Financial Corporation (PFLC) operates as the bank holding company for Bank of the Pacific, a community-based financial institution that provides a broad range of commercial, business, and consumer banking products and services to small- and medium-sized businesses, professionals, and individuals primarily in Washington and Oregon. The bank offers consumer deposit products including checking, savings, money market, and time deposit accounts; certificates of deposit; individual retirement accounts; and consumer loans such as home equity loans and lines of credit, auto and recreational vehicle loans, and credit cards; business banking services encompassing business checking and savings accounts, small business lending, SBA loans, and business credit cards; and commercial banking solutions featuring commercial loans and lines of credit, commercial real estate loans, commercial vehicle and equipment financing, construction loans, working capital lines, treasury management services, merchant services, commercial deposits, and commercial credit cards, complemented by online, mobile banking, and loan payment options. Pacific Financial Corporation maintains fifteen branches across Grays Harbor, Pacific, Thurston, Whatcom, Skagit, Clark, and Wahkiakum counties in Washington and three branches in Clatsop and Clackamas counties in Oregon, with additional loan production offices in Burlington, Washington, and Salem, Oregon. Founded over 50 years ago and headquartered in Aberdeen, Washington, the company focuses on the Pacific Northwest markets, serving local communities through diversified loan portfolios collateralized primarily within Western Washington and Oregon. In recent developments, Pacific Financial Corporation reports robust growth with gross loans increasing 10% year-over-year to $772.2 million as of September 30, 2025, driven by $181 million in originations year-to-date and a strategic $30.2 million purchase of fully guaranteed SBA C&I loans to enhance portfolio diversification; total deposits rose 10% or $102.6 million to $1.11 billion over the same period, supported by higher money market balances. The company closed its mortgage division in 2024 to improve operational efficiency, expanded its lending team, achieved Q3 2025 net earnings of $3.5 million (up 30% year-over-year), and maintained strong credit quality with non-performing assets at 0.03% of total assets.
$HAREHOLDER ALERT: The M&A Class Action Firm Is Investigating The Merger—PFLC, ESPR, LKSB, and MKC
$HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of Pacific Financial Corporation (OTCQX: PFLC)
Shareholder Alert: Ademi LLP investigates whether Pacific Financial Corporation is obtaining a Fair Price for Public Shareholders
Banner Corporation to Acquire Pacific Financial Corporation
Pacific Financial Corp Reports First Quarter 2026 Earnings of $3.1 Million, or $0.30 per Diluted Share; Declares Quarterly Cash Dividend of $0.15 per Share
Pacific Financial Corp Reports Fourth Quarter 2025 Earnings of $3.1 Million, or $0.31 per Diluted Share; Declares Quarterly Cash Dividend of $0.15 per Share
Short Interest in Pacific Financial Co. (OTCMKTS:PFLC) Rises By 515.8%
Pacific Financial Corp Third Quarter 2025 Earnings up 30% to $3.5 Million, or $0.35 per Diluted Share; Declares Quarterly Cash Dividend of $0.14 per Share
Bank of the Pacific to Launch New Website Early in the Fourth Quarter
Pacific Financial Corp Earns $2.7 Million, or $0.27 per Diluted Share for Second Quarter 2025; Loan Growth Supports Net Interest Margin Expansion; Declares Quarterly Cash Dividend of $0.14 per Share
Pacific Financial Corp Earns $2.4 Million, or $0.24 per Diluted Share for First Quarter 2025; Board of Directors Approves 5% Stock Buyback Plan; Declares Quarterly Cash Dividend of $0.14 per Share
Pacific Financial Corp Earns $2.2 Million, or $0.21 per Diluted Share for Fourth Quarter 2024; Reports Fiscal 2024 Earnings of $9.5 Million, or $0.92 per Diluted Share; Declares Quarterly Cash Dividend of $0.14 per Share
Pacific Financial Corp Earns $2.6 Million, or $0.25 per Diluted Share for Third Quarter 2024; Tangible Book Value Per Share Up 6.6% During Quarter; Board of Directors Declares Quarterly Cash Dividend of $0.14 per Share
Synergy by Association Announces Election of Terri McKinnis to Board of Directors
Bank of the Pacific Launches New Location in Lake Oswego, Oregon
Pacific Financial Corp Earns $2.1 Million, or $0.21 per Diluted Share, for Second Quarter 2024; Net Interest Margin Remains Strong During the Second Quarter at 4.15%; Board of Directors Declares Quarterly Cash Dividend of $0.14 per Share
Peter Dworkin Appointed to Pacific Financial Corporation Board of Directors
Randy Rust To Retire From the Pacific Financial Corporation Board of Directors After 21 Years
Pacific Financial Corp Earns $2.7 Million, or $0.26 per Diluted Share, for First Quarter 2024, Declares Quarterly Cash Dividend of $0.14 per Share
Pacific Financial Corp Earns $2.9 Million, or $0.28 per Diluted Share, for Fourth Quarter 2023, and Record Earnings of $14.6 Million, or $1.40 per Diluted Share, for the full year ended December 31, 2023; Declares Quarterly Cash Dividend of $0.14 per Share