Pagaya Technologies Ltd.
PGYWW
NASDAQ Capital Market0.03
USD
+0.00
- -
CIK
0001883085
ISIN
IL0011859092
CUSIP
M7S64L107
Return %
Stock
S&P500
1Y
-93.47
19.01
3Y
-91.91
65.48
5Y
-92.26
72.20
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- CEO
- Gal Krubiner
- Full Time Employees
- 527
- Sector
- Technology
- Industry
- Software - Infrastructure
- Address
- 335 Madison Ave New York NY United States of America 10017
- IPO Date
- Jun 27, 2022
- CIK
- 0001883085
- Website
- pagaya.com
- Similar Companies
- Business
- Pagaya Technologies Ltd. (NASDAQ:PGY, PGYWW) is an AI-driven financial technology company that deploys proprietary artificial intelligence, machine learning, and data science platforms to enable financial services providers, banks, fintechs, and asset investors to originate and manage loans more effectively. The company offers a suite of core products including the Decision Engine for AI-powered credit decisioning; PGY Extended Platform, PGY Best Offer, and Pagaya Intelligence for customer conversion and personalized offers; Fast Pass and Dynamic Verification for frictionless auto lending; and Marketing Engine solutions such as PGY Affiliates and PGY Prescreen for proactive customer engagement; serving segments like unsecured personal loans, auto loans, point-of-sale financing, buy-now-pay-later, credit cards, and residential real estate. Pagaya operates primarily in the United States with additional presence in Israel and the Cayman Islands, targeting B2B partners including U.S. Bank, Ally, Klarna, Visa, Prosper, LendingClub, SoFi, and major auto lenders. Founded in 2016 in Israel by Gal Krubiner, Avital Pardo, Yahav Yulzari, and Sanjiv Das, Pagaya relocated its headquarters to New York City in 2024 while maintaining key technical operations in Tel Aviv. Recent developments include the October 2024 completion of its acquisition of Theorem Technology, Inc., a U.S. consumer credit fund manager, which boosted assets under management beyond $3 billion and diversified funding sources; a July 2025 forward flow agreement with Castlelake for up to $2.5 billion in personal loans over 16 months, followed by a November 2025 inaugural auto forward flow deal with Castlelake for up to $500 million and partnerships like residual sales with One William Street Capital Management in a AAA-rated auto ABS; issuance of a $300 million Klarna-backed buy-now-pay-later bond and a second $300 million AAA-rated POSH revolving ABS in November 2025; and a $500 million senior unsecured notes offering plus expansion of its revolving credit facility to $132 million in 2025, all supporting network volume growth to a record $2.8 billion in Q3 2025.
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