PicS N.V.

PicS N.V.

PICS
PicS N.V.US flagNASDAQ Global Select
11.46
USD
-0.25
- -
1.49BMarket Cap
PicS N.V.
PICS
(NASDAQ Global Select)

Recent

price

11.46

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.37
1.02
6.01
13.61
14.46
29.39
48.48
65.47
Revenue per Share
-1.12
-3.1
-12.02
-0.35
0.27
1.68
8.42
10.3
Basic EPS, GAAP
-3.82
-3.6
-21.22
54.96
8.22
13.18
-34.14
-9.79
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.39
2.4
1.85
9.8
10.09
12.41
29.89
48.69
Book Value per Share
0.29
1.85
-0.11
6.63
4.16
5.26
21.1
38.82
Tangible Book Value per Share
130
130
130
130
130
130
130
130
Basic Weighted Avg Shares
48
132
778
1,764
1,874
3,808
6,282
8,484
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3
16
49
74
169
293
443
469
Depreciation Expense
-146
-402
-1,558
-46
35
218
1,091
1,335
Net Income, GAAP
- -
- -
- -
- -
- -
27.22
- -
68.78
Effective Tax Rate (%)
-303.66
-303.5
-200.16
-2.59
1.84
5.71
17.37
15.74
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
436
430
2,244
46
50
738
850
2,131
LT Debt
51
311
375
1,162
1,203
1,764
3,890
6,312
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
-222.34
-566.04
-6.05
2.68
14.92
39.83
30.88
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
11
43
- -
LT Borrowings
816
722
2,091
LT Finance Leases
35
- -
40
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
130
130
130
Market Capitalization
- -
7,046
7,145

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
6,677
8,943
11,527
Accounts Receivable, Net
4,146
3,904
3,767
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
6,919
6,976
7,563
ST Debt
11
43
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
80.22%
120.53%
Free Cash Flow
- -
-50.65%
-358.92%
Net Income, GAAP
- -
189.36%
401.66%
Sales/Revenue/Turnover
- -
157.74%
64.96%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
815
858
972
1,259
3,808
2025
1,447
1,644
1,620
1,898
6,282
2026
2,301
2,665
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.04
0.4
0.73
- -
1.68
2025
0.68
0.8
0.72
6.34
8.42
2026
1.17
2.08
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
PicS N.V. is a digital payments and financial services company headquartered in Frankfurt, Germany, established in 2012, with operations spanning Europe and beyond. The company provides a broad range of transactional and financial products and services designed to facilitate personal and business money movements, wallet functionality, and payment acceptance. Main products and services: digital wallet and ultra-fast payments; instant payments (Pix-like) and peer-to-peer transfers; bill payments and utilities settlements; multi-currency and global account capabilities; prepaid and revolving credit offerings; consumer and SMB lending, including personal loans and instalment financing; payroll-related financial services and employee benefits; private and corporate payroll advances; financial services for public servants and pensioners; digital insurance distribution and protection products; QR code-based payment solutions for small and medium-sized businesses; merchant acquiring and point-of-sale payment acceptance; PicPay Store and open platform mini-apps enabling merchants to offer digital goods, physical goods, and services; PicPay Shop for consumer purchasing; PicPay Ads for brand advertising within the app; corporate benefits programs and salary advances; asset and investment products for select investors; insurance and protection products including digital wallet insurance, credit life and smartphone protection; banking services for individuals and businesses; and an advertising and marketing platform to connect brands with users. Latest major company changes: the company pursues ongoing partnerships and strategic alliances to expand payment ecosystems, merchant network, and financial product integration; it has recently broadened product offerings and distribution channels, enhanced digital wallet and insurance capabilities, and expanded merchant services and advertising platforms; it has pursued strategic expansions and potential reorganizations to scale cross-border payments and fintech ecosystems, with continuous investments in platform enhancements, product launches, and partnerships to extend geographic reach and product breadth. Industry context and focus: operates as a digital payments and fintech platform targeting individual consumers, small and medium-sized businesses, and institutional partners; focuses on payments processing, wallet-based transactions, lending and credit services, insurance distribution, and SMB payment solutions; geographic footprint includes Europe and other regions with ongoing expansion; leverages an open platform approach through the PicPay Store for merchant integrations and third-party product distribution; parent company relationships and subsidiary structures formalize its fintech ecosystem and cross-border capabilities.

Company News

  • PicPay Launches Anthropic Claude Integration for Banking Inquiries

  • PicPay Announces Integration with Claude, Expanding Customer Access to Financial Information through Generative AI

  • PicPay Holdings (PICS) Q2 2026 Earnings Call Transcript

  • PicPay Announces Second Quarter 2026 Results

  • PicPay to Announce Second Quarter 2026 Results on August 24, 2026

  • PicPay Transforms How Customers Access Their Financial Information Through Integration with ChatGPT

  • INVESTOR ALERT: Pomerantz Law Firm Reminds Investors with Losses on their Investment in PicS N.V. of Class Action Lawsuit and Upcoming Deadlines – PICS

  • PICS DEADLINE TODAY: ROSEN, A LEADING LAW FIRM, Encourages PicS N.V. Investors to Secure Counsel Before Important August 4 Deadline in Securities Class Action - PICS

  • CLASS ACTION DEADLINE TONIGHT: Faruqi & Faruqi, LLP Reminds PicS N.V. (PICS) Investors of Securities Class Action Lawsuit Deadline on August 4, 2026

  • Bronstein, Gewirtz & Grossman LLC Urges PicS N.V. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges PicS N.V. Investors to Act: Class Action Filed Alleging Investor Harm

  • Wall Street Analysts Believe PicS N.V. (PICS) Could Rally 54.69%: Here's is How to Trade

  • PICS UPCOMING DEADLINE : The Gross Law Firm Alerts PicS N.V. Stockholders of Securities Class Action - Contact the Firm

  • Portnoy Law Firm Announces Class Action on Behalf of PicS N.V. Investors

  • PICS Deadline: PICS Investors Have Opportunity to Lead PicS N.V. Securities Lawsuit

  • New Strong Buy Stocks for August 4th

  • Best Value Stocks to Buy for August 4th

  • PICS DEADLINE TODAY: PicS N.V. Investors with Substantial Losses Have Opportunity to Lead Class Action Lawsuit

  • PICS SHAREHOLDER ACTION REMINDER: Faruqi & Faruqi, LLP Reminds PicS N.V. (PICS) Investors of Securities Class Action Lawsuit Deadline on August 4, 2026

  • PICS FINAL DEADLINE ALERT: PicS N.V. Investors with Substantial Losses Have Opportunity to Lead Class Action Lawsuit Before August 4, 2026 Deadline – Hagens Berman