PicS N.V.

PicS N.V.

PICS
PicS N.V.US flagNASDAQ Global Select
12.36
USD
-0.02
- -
1.60BMarket Cap
PicS N.V.
PICS
(NASDAQ Global Select)

Recent

price

12.36

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.37
1.02
6.01
13.61
14.46
29.39
48.48
56.43
Revenue per Share
-1.12
-3.1
-12.02
-0.35
0.27
1.68
8.42
9.03
Basic EPS, GAAP
-3.82
-3.6
-21.22
54.96
8.22
13.18
-34.14
-15.51
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
-0.98
-2.64
-8.92
-9.26
-8.99
1.73
8.86
10.04
Book Value per Share
0.29
1.85
0.94
5.81
3.35
6.45
21.23
37.77
Tangible Book Value per Share
130
130
130
130
130
130
130
130
Basic Weighted Avg Shares
48
132
778
1,764
1,874
3,808
6,282
7,312
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3
16
49
74
169
293
443
457
Depreciation Expense
-146
-402
-1,558
-46
35
218
1,091
1,170
Net Income, GAAP
- -
- -
- -
- -
- -
27.22
- -
68.78
Effective Tax Rate (%)
-303.66
-303.5
-200.16
-2.59
1.84
5.71
17.37
16
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
436
430
2,244
46
50
738
850
722
LT Debt
51
311
375
1,162
1,203
1,764
3,890
6,083
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
159.03
179.87
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
11
43
LT Borrowings
789
816
722
LT Finance Leases
46
35
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
130
130
130
Market Capitalization
- -
- -
7,046

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
9,496
6,677
8,943
Accounts Receivable, Net
3,967
4,146
3,904
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
5,429
6,324
6,325
ST Debt
- -
11
43
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
80.22%
120.53%
Free Cash Flow
- -
-50.65%
-358.92%
Net Income, GAAP
- -
189.36%
401.66%
Sales/Revenue/Turnover
- -
157.74%
64.96%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
815
858
972
1,259
3,808
2025
1,447
1,493
1,620
1,898
6,282
2026
2,301
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.04
0.4
0.73
- -
1.68
2025
0.68
0.8
0.72
6.34
8.42
2026
1.17
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
PicS N.V. is a digital payments and financial services company headquartered in Frankfurt, Germany, established in 2012, with operations spanning Europe and beyond. The company provides a broad range of transactional and financial products and services designed to facilitate personal and business money movements, wallet functionality, and payment acceptance. Main products and services: digital wallet and ultra-fast payments; instant payments (Pix-like) and peer-to-peer transfers; bill payments and utilities settlements; multi-currency and global account capabilities; prepaid and revolving credit offerings; consumer and SMB lending, including personal loans and instalment financing; payroll-related financial services and employee benefits; private and corporate payroll advances; financial services for public servants and pensioners; digital insurance distribution and protection products; QR code-based payment solutions for small and medium-sized businesses; merchant acquiring and point-of-sale payment acceptance; PicPay Store and open platform mini-apps enabling merchants to offer digital goods, physical goods, and services; PicPay Shop for consumer purchasing; PicPay Ads for brand advertising within the app; corporate benefits programs and salary advances; asset and investment products for select investors; insurance and protection products including digital wallet insurance, credit life and smartphone protection; banking services for individuals and businesses; and an advertising and marketing platform to connect brands with users. Latest major company changes: the company pursues ongoing partnerships and strategic alliances to expand payment ecosystems, merchant network, and financial product integration; it has recently broadened product offerings and distribution channels, enhanced digital wallet and insurance capabilities, and expanded merchant services and advertising platforms; it has pursued strategic expansions and potential reorganizations to scale cross-border payments and fintech ecosystems, with continuous investments in platform enhancements, product launches, and partnerships to extend geographic reach and product breadth. Industry context and focus: operates as a digital payments and fintech platform targeting individual consumers, small and medium-sized businesses, and institutional partners; focuses on payments processing, wallet-based transactions, lending and credit services, insurance distribution, and SMB payment solutions; geographic footprint includes Europe and other regions with ongoing expansion; leverages an open platform approach through the PicPay Store for merchant integrations and third-party product distribution; parent company relationships and subsidiary structures formalize its fintech ecosystem and cross-border capabilities.

Company News

APIChatGPT
  • PicS N.V. (PICS) Shareholders Who Lost Money Have Opportunity to Lead Securities Fraud Lawsuit

  • Kaplan Fox Urges Investors of PicS N.V. (PICS) with Significant Losses to Seek a Leadership Role Before August 4, 2026

  • PICS Deadline Alert: Levi & Korsinsky Reminds PicS N.V. (PICS) Investors of Securities Class Action Deadline on August 4, 2026

  • PicS N.V. Allegedly Misled Investors in Connection with its Initial Public Offering; Robbins LLP Urges Harmed Investors to Contact the Firm

  • Kaplan Fox Reminds PicS N.V. (NASDAQ: PICS) Investors with Significant Losses to Seek a Leadership Role Before Deadline on August 4, 2026

  • PICS N.V. INVESTORS WITH LOSSES HAVE UNTIL AUGUST 4, 2026 TO JOIN SECURITIES CLASS ACTION – Bernstein Liebhard LLP Announces Deadline

  • AUGUST 4, 2026 PICS DEADLINE: PicS N.V. Investors with Substantial Losses Have Opportunity to Lead Class Action Lawsuit Before August 4, 2026 Deadline

  • PicS N.V. Notice of August 4, 2026 Application Deadline for Class Action Lawsuit - Contact Lewis Kahn, Esq. at Kahn Swick & Foti, LLC, Before Application Deadline

  • ROSEN, NATIONAL TRIAL COUNSEL, Encourages PicS N.V. Investors to Secure Counsel Before Important August 4 Deadline in Securities Class Action – PICS

  • ROSEN, NATIONAL TRIAL COUNSEL, Encourages PicS N.V. Investors to Secure Counsel Before Important August 4 Deadline in Securities Class Action – PICS

  • ROSEN, A GLOBALLY RECOGNIZED LAW FIRM, Encourages PicS N.V. Investors to Secure Counsel Before Important August 4 Deadline in Securities Class Action - PICS

  • INVESTOR NOTICE: PicS (PICS) Investors with Substantial Losses Have Opportunity to Lead Investor Class Action- HBSS

  • INVESTOR ALERT: Pomerantz Law Firm Reminds Investors with Losses on their Investment in PicS N.V. of Class Action Lawsuit and Upcoming Deadlines – PICS

  • Bronstein, Gewirtz & Grossman LLC Urges PicS N.V. Investors to Act: Class Action Filed Alleging Investor Harm

  • Portnoy Law Firm Announces Class Action on Behalf of PicS N.V. Investors

  • PICS UPCOMING DEADLINE: SueWallSt Alerts PicS N.V. Stockholders of Securities Class Action - Contact the Firm

  • Lost Money on PicS N.V. (PICS)? Join Class Action Suit Seeking Recovery - Contact The Gross Law Firm

  • Kaplan Fox Reminds PicS N.V. (PICS) Investors Seeking Recovery of the Lead Plaintiff Deadline on August 4, 2026

  • PICS UPCOMING DEADLINE: Faruqi & Faruqi, LLP Reminds PicS N.V. (PICS) Investors of Securities Class Action Lawsuit Deadline on August 4, 2026

  • PICS DEADLINE: ROSEN, LEADING TRIAL LAWYERS, Encourages PicS N.V. Investors to Secure Counsel Before Important Deadline in Securities Class Action - PICS