PicS N.V.

PicS N.V.

PICS
PicS N.V.US flagNASDAQ Global Select
12.14
USD
-0.24
- -
1.57BMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.37
1.02
6.01
13.61
14.46
29.39
48.48
56.43
Basic EPS, GAAP
-1.12
-3.1
-12.02
-0.35
0.27
1.68
8.42
9.03
Free Cash Flow per Basic Share
-3.82
-3.6
-21.22
54.96
8.22
13.18
-34.14
-15.51
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-0.98
-2.64
-8.92
-9.26
-8.99
1.73
8.86
10.04
Tangible Book Value per Share
0.29
1.85
0.94
5.81
3.35
6.45
21.23
37.77
Basic Weighted Avg Shares
130
130
130
130
130
130
130
130
Sales/Revenue/Turnover
48
132
778
1,764
1,874
3,808
6,282
7,312
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3
16
49
74
169
293
443
457
Net Income, GAAP
-146
-402
-1,558
-46
35
218
1,091
1,170
Effective Tax Rate (%)
- -
- -
- -
- -
- -
27.22
- -
68.78
Profit Margin (%)
-303.66
-303.5
-200.16
-2.59
1.84
5.71
17.37
16
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
436
430
2,244
46
50
738
850
722
Total Equity
51
311
375
1,162
1,203
1,764
3,890
6,083
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
159.03
179.87

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
11
43
LT Borrowings
789
816
722
LT Finance Leases
46
35
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
130
130
130
Market Capitalization
- -
- -
7,046

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
9,496
6,677
8,943
Accounts Receivable, Net
3,967
4,146
3,904
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
5,429
6,324
6,325
ST Debt
- -
11
43
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
80.22%
120.53%
Free Cash Flow
- -
-50.65%
-358.92%
Net Income, GAAP
- -
189.36%
401.66%
Sales/Revenue/Turnover
- -
157.74%
64.96%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
815
858
972
1,259
3,808
2025
1,447
1,493
1,620
1,898
6,282
2026
2,301
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.04
0.4
0.73
- -
1.68
2025
0.68
0.8
0.72
6.34
8.42
2026
1.17
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Eduardo Chedid Simoes
Full Time Employees
4,000
Sector
Technology
Industry
Software - Infrastructure
Address
Avenida Manuel Bandeira, 291 São Paulo SP Brazil 05317-020
IPO Date
Jan 30, 2026
Website
picpay.com
Business
PicS N.V. is a digital payments and financial services company headquartered in Frankfurt, Germany, established in 2012, with operations spanning Europe and beyond. The company provides a broad range of transactional and financial products and services designed to facilitate personal and business money movements, wallet functionality, and payment acceptance. Main products and services: digital wallet and ultra-fast payments; instant payments (Pix-like) and peer-to-peer transfers; bill payments and utilities settlements; multi-currency and global account capabilities; prepaid and revolving credit offerings; consumer and SMB lending, including personal loans and instalment financing; payroll-related financial services and employee benefits; private and corporate payroll advances; financial services for public servants and pensioners; digital insurance distribution and protection products; QR code-based payment solutions for small and medium-sized businesses; merchant acquiring and point-of-sale payment acceptance; PicPay Store and open platform mini-apps enabling merchants to offer digital goods, physical goods, and services; PicPay Shop for consumer purchasing; PicPay Ads for brand advertising within the app; corporate benefits programs and salary advances; asset and investment products for select investors; insurance and protection products including digital wallet insurance, credit life and smartphone protection; banking services for individuals and businesses; and an advertising and marketing platform to connect brands with users. Latest major company changes: the company pursues ongoing partnerships and strategic alliances to expand payment ecosystems, merchant network, and financial product integration; it has recently broadened product offerings and distribution channels, enhanced digital wallet and insurance capabilities, and expanded merchant services and advertising platforms; it has pursued strategic expansions and potential reorganizations to scale cross-border payments and fintech ecosystems, with continuous investments in platform enhancements, product launches, and partnerships to extend geographic reach and product breadth. Industry context and focus: operates as a digital payments and fintech platform targeting individual consumers, small and medium-sized businesses, and institutional partners; focuses on payments processing, wallet-based transactions, lending and credit services, insurance distribution, and SMB payment solutions; geographic footprint includes Europe and other regions with ongoing expansion; leverages an open platform approach through the PicPay Store for merchant integrations and third-party product distribution; parent company relationships and subsidiary structures formalize its fintech ecosystem and cross-border capabilities.

Company News

APIChatGPT
  • INVESTOR ALERT: Pomerantz Law Firm Reminds Investors with Losses on their Investment in PicS N.V. of Class Action Lawsuit and Upcoming Deadlines – PICS

  • Bronstein, Gewirtz & Grossman LLC Urges PicS N.V. Investors to Act: Class Action Filed Alleging Investor Harm

  • Portnoy Law Firm Announces Class Action on Behalf of PicS N.V. Investors

  • PICS UPCOMING DEADLINE: SueWallSt Alerts PicS N.V. Stockholders of Securities Class Action - Contact the Firm

  • Lost Money on PicS N.V. (PICS)? Join Class Action Suit Seeking Recovery - Contact The Gross Law Firm

  • Kaplan Fox Reminds PicS N.V. (PICS) Investors Seeking Recovery of the Lead Plaintiff Deadline on August 4, 2026

  • PICS UPCOMING DEADLINE: Faruqi & Faruqi, LLP Reminds PicS N.V. (PICS) Investors of Securities Class Action Lawsuit Deadline on August 4, 2026

  • PICS DEADLINE: ROSEN, LEADING TRIAL LAWYERS, Encourages PicS N.V. Investors to Secure Counsel Before Important Deadline in Securities Class Action - PICS

  • PicS N.V. Notice of August 4, 2026 Application Deadline for Class Action Lawsuit - Contact Lewis Kahn, Esq. at Kahn Swick & Foti, LLC, Before Application Deadline

  • PICS Investors Have Opportunity to Lead PicS N.V. Securities Fraud Lawsuit with the Schall Law Firm

  • PicS N.V. (PICS) Investors: August 4, 2026, Deadline in Securities Fraud Class Action Lawsuit

  • Bronstein, Gewirtz & Grossman LLC Urges PicS N.V. Investors to Act: Class Action Filed Alleging Investor Harm

  • PicS N.V. (PICS) Investors: August 4, 2026, Deadline in Securities Fraud Class Action Lawsuit

  • PICS Shareholder Alert: PicS N.V. Securities Class Action Lawsuit - Investors Should Contact Levi & Korsinsky

  • PicS (PICS) Investor Alert: Analyzing PicS N.V.'s Alleged IPO Credit Procedure Omissions and Shareholder Rights– HBSS

  • SHAREHOLDER ALERT: Berger Montague Reminds PicS N.V. (PICS) Investors of Class Action Lawsuit Deadline

  • AUGUST 4, 2026 PICS DEADLINE: PicS N.V. Investors with Substantial Losses Have Opportunity to Lead Class Action Lawsuit Before August 4, 2026 Deadline

  • PICS CLASS ACTION NOTICE: Faruqi & Faruqi, LLP Reminds PicS N.V. (PICS) Investors of Securities Class Action Lawsuit Deadline on August 4, 2026

  • PICS DEADLINE: ROSEN, A HIGHLY REGARDED LAW FIRM, Encourages PicS N.V. Investors to Secure Counsel Before Important Deadline in Securities Class Action – PICS

  • PICS DEADLINE: ROSEN, TRUSTED INVESTOR COUNSEL, Encourages PicS N.V. Investors to Secure Counsel Before Important Deadline in Securities Class Action - PICS