Palomar Holdings, Inc.

Palomar Holdings, Inc.

PLMR
Palomar Holdings, Inc.US flagNASDAQ Global Select
104.68
USD
-2.56
- -
2.77BMarket Cap
Palomar Holdings, Inc.
PLMR
(NASDAQ Global Select)

Recent

price

101.42

P/E

ratio

- -

div

yld

- -

ROIC.AI

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.89
2.63
3.23
5.27
6.77
9.73
12.96
15.14
21.7
32.88
36.83
Revenue per Share
0.29
0.17
0.81
0.49
0.25
1.8
2.07
3.19
4.61
7.4
7.4
Basic EPS, GAAP
0.66
0.89
0.99
2.06
2.02
3.45
6.71
4.68
10.13
15.32
13.94
Free Cash Flow per Basic Share
- -
- -
- -
0.24
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
0.31
1.25
1.57
1.61
2.75
3.47
5.83
10.27
15.84
16.6
Book Value per Share
- -
3.43
4.22
10.13
14.16
15.11
14.91
18.49
28.05
33.09
26.78
Tangible Book Value per Share
23
23
23
22
25
25
25
25
26
27
27
Basic Weighted Avg Shares
43
59
73
113
168
248
327
376
554
876
980
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
1
4
4
5
5
9
- -
Depreciation Expense
7
4
18
11
6
46
52
79
118
197
197
Net Income, GAAP
- -
23.23
- -
41.25
- -
19.76
22.77
23.58
22.24
22.23
22.14
Effective Tax Rate (%)
15.49
6.36
24.97
9.37
3.71
18.5
15.95
21.07
21.23
22.5
20.11
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
17
19
- -
- -
- -
- -
- -
- -
- -
297
LT Debt
- -
78
96
219
364
394
385
471
729
943
959
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
42.67
- -
27.67
- -
83.48
54.46
51.09
51.56
57.69
38.26
Return on Capital (%)
- -
109.29
103.28
34.14
16.95
83.42
66.18
68.17
57.79
57.6
52.77
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
297
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
26
27
27
Market Capitalization
3,110
3,590
3,181

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
662
725
754
Accounts Receivable, Net
941
922
1,066
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
365
387
385
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
22.49%
29.3%
Free Cash Flow
- -
63.29%
57.91%
Net Income, GAAP
- -
162.88%
67.62%
Sales/Revenue/Turnover
- -
39.9%
58.16%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
119
131
148
156
554
2025
175
201
245
256
876
2026
279
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.06
1.03
1.18
1.32
4.61
2025
1.61
1.74
1.93
2.12
7.4
2026
1.62
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Palomar Holdings, Inc. (PLMR) is a specialty insurance holding company that provides property and casualty insurance products to residential and commercial customers throughout the United States. Founded in 2014 and headquartered in La Jolla, California, the company operates in five primary product categories: Earthquake, which includes residential and commercial coverage for earthquake damage, contents, appurtenant structures, and temporary housing on both admitted and excess and surplus lines bases; Inland Marine and Other Property, encompassing builder's risk, contractor's equipment, Hawaii hurricane, commercial all risk, residential flood, and excess national property; Casualty, offering general casualty, environmental liability for general and pollution coverage arising from operations or products, and specialized solutions such as cannabis insurance; Fronting, providing capacity for programs and partnerships; and Crop, supporting American farmers through partnerships like Advanced AgProtection and participation in U.S. crop insurance programs. Additional offerings include surety bonds for contract, site, subdivision, court, and miscellaneous needs; differences in conditions (DIC) earthquake and sprinkler leakage; and hurricane insurance for Hawaii homeowners. Palomar distributes its products through retail agents, program administrators, wholesale brokers, and insurer partnerships, targeting underserved markets with innovative underwriting and analytics; the company maintains an A (Excellent) financial strength rating from AM Best and trades on Nasdaq. Recent developments include the October 2025 announcement of a $300 million acquisition of Gray Casualty and Surety Company, expected to close in Q1 2026 and enhance its surety platform with national scale in markets like Texas, Florida, and California; the January 2025 completion of the First Indemnity of America Insurance Company acquisition to bolster surety capabilities; the June 2025 appointment of Neptune Flood as exclusive managing general agent (MGA) for flood insurance to accelerate residential flood growth using AI-powered distribution; a July 2024 partnership with Karma Wallet to launch an insurance-embedded card aiding claims; a 2024 collaboration with Conifer Holdings for cannabis industry coverage; and key 2024 leadership additions such as Chief Operating Officer Rudy Hervé, Chief People Officer Tim Carter, and others in claims, technology, crop, and E&S casualty roles.

Company News

APIChat
  • PLMR Stock Declines 39.1% in a Year: What Should Investors Do Now?

  • Palomar's High-Risk Insurance Strategy Is Paying Off Big

  • Palomar Holdings, Inc. Announces Successful Completion of June 1 Reinsurance Placement

  • Palomar Holdings, Inc. Announces Successful Completion of June 1 Reinsurance Placement

  • Palomar Holdings, Inc. Announces Participation in the 46th Annual William Blair Annual Growth Stock Conference

  • Palomar Holdings, Inc. Appoints Scott Beiser to its Board of Directors

  • Implied Volatility Surging for Palomar Holdings Stock Options

  • Palomar Q1 Earnings Call Highlights

  • Palomar Holdings, Inc. (PLMR) Q1 2026 Earnings Call Transcript

  • Palomar Q1 Earnings, Revenues Top Estimates, Investment Income Rises Y/Y

  • Palomar (PLMR) Q1 Earnings and Revenues Top Estimates

  • Compared to Estimates, Palomar (PLMR) Q1 Earnings: A Look at Key Metrics

  • Palomar Holdings, Inc. Reports First Quarter 2026 Results

  • Palomar Holdings, Inc. Announces First Quarter 2026 Financial Results Release Date and Conference Call

  • Palomar Holdings, Inc. Announces First Quarter 2026 Financial Results Release Date and Conference Call

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  • Bowhead Specialty Holdings Inc. (BOW) Reports Next Week: Wall Street Expects Earnings Growth

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