Palomar Holdings, Inc.

PLMR

PLMRPalomar Holdings, Inc. US flag

NASDAQ Global Select

101.42

USD

-3.26

- -

2.69BMarket Cap

Income Statement (USD)

API Chat

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	43	59	73	113	168	248	327	376	554	876
+ Sales & Services Revenue	43	59	73	113	168	248	327	376	554	876
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-6	-5	-18	-18	-6	-57	-68	-104	-151	-253
+ Interest Expense, Net	2	2	2	1	- -	- -	1	4	1	- -
+ Interest Expense	2	2	2	1	- -	- -	1	4	1	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-8	-7	-21	-19	-6	-57	-68	-107	-152	-254
Pretax Income	6	5	18	18	6	57	68	104	151	253
- Income Tax Expense (Benefit)	- -	1	- -	7	- -	11	15	24	34	56
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	7	4	18	11	6	46	52	79	118	197
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	7	4	18	11	6	46	52	79	118	197
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	7	4	18	11	6	46	52	79	118	197
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	7	4	18	11	6	46	52	79	118	197
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITA	- -	- -	- -	- -	-1	-4	-4	-5	-5	-9
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	15.49	6.36	24.97	9.37	3.71	18.5	15.95	21.07	21.23	22.5
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	0.24	- -	- -	- -	- -	- -	- -
Depreciation Expense	- -	- -	- -	- -	1	4	4	5	5	9
Basic Weighted Avg Shares	23	23	23	22	25	25	25	25	26	27
Basic EPS, GAAP	0.29	0.17	0.81	0.49	0.25	1.8	2.07	3.19	4.61	7.4
Basic EPS from Cont Ops	0.29	0.17	0.81	0.49	0.25	1.8	2.07	3.19	4.61	7.4
Diluted Weighted Avg Shares	23	23	23	22	26	26	26	25	26	27
Diluted EPS, GAAP	0.29	0.17	0.81	0.49	0.24	1.76	2.02	3.13	4.48	7.17
Diluted EPS from Cont Ops	0.29	0.17	0.81	0.49	0.24	1.76	2.02	3.13	4.48	7.17

Balance Sheet (USD)

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	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	- -	113	132	250	432	483	583	695	1,019	725
+ Cash & Cash Equivalents	- -	11	10	33	34	50	68	52	80	107
+ ST Investments	- -	102	122	217	398	433	515	644	939	618
+ Accounts & Notes Receiv	- -	30	33	53	154	245	356	539	701	922
+ Accounts Receivable, Net	- -	30	33	53	154	245	356	539	701	922
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	- -	-143	-165	-304	-585	-728	-940	-1,234	-1,720	-1,647
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Accumulated Depreciation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Investments & Receivables	- -	125	147	239	422	466	554	690	982	1,324
+ LT Investments	- -	125	147	239	422	466	554	690	982	1,324
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	- -	-125	-147	-239	-422	-466	-554	-690	-982	-1,324
+ Total Intangible Assets	- -	1	1	1	12	10	8	12	13	61
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	4	4	30
+ Other Intangible Assets	- -	1	1	1	12	10	8	9	9	31
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	- -	-126	-148	-240	-434	-475	-562	-702	-995	-1,385
Total Assets	- -	188	231	395	729	926	1,306	1,708	2,262	3,051
+ Payables & Accruals	- -	12	20	26	43	59	172	231	260	387
+ Accounts Payable	- -	12	20	25	43	59	172	224	260	387
+ Accrued Taxes	- -	- -	- -	1	- -	- -	- -	7	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	36	53	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	36	53	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	-12	-20	-26	-43	-59	-208	-284	-260	-387
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	-12	-20	-26	-43	-59	-208	-284	-260	-387
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	17	19	- -	- -	- -	- -	- -	- -	- -
+ LT Borrowings	- -	17	19	- -	- -	- -	- -	- -	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	-17	-19	- -	- -	- -	- -	- -	- -	- -
+ Accrued Liabilities	- -	- -	- -	2	5	4	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	-17	-19	-2	-5	-4	- -	- -	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	- -	110	135	177	365	532	922	1,237	1,533	2,108
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	68	68	180	311	319	334	351	494	523
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	68	68	180	311	319	334	351	494	523
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	- -	7	28	34	40	70	88	145	262	422
+ Other Equity	- -	3	-1	5	13	5	-37	-24	-27	-3
Equity Before Minority Interest	- -	78	96	219	364	394	385	471	729	943
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	- -	78	96	219	364	394	385	471	729	943
Total Liabilities & Equity	- -	188	231	395	729	926	1,306	1,708	2,262	3,051
Shares Outstanding	- -	23	23	23	26	25	25	25	27	27
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	- -	6	10	-33	-34	-50	-32	1	-80	-107
Net Debt to Equity	- -	8.04	9.92	-15.15	-9.22	-12.76	-8.24	0.22	-11.03	-11.34
Tangible Common Equity Ratio	- -	41.4	41.47	55.18	49.08	41.98	29	27.06	31.83	29.49
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	7	4	18	11	6	46	52	79	118	197
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	- -	2	4	22	4	11	22	14	18	10
+ Stock-Based Compensation	- -	- -	- -	24	2	6	12	15	17	21
+ Deferred Income Taxes	- -	1	- -	1	1	1	-4	-3	2	2
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	1	1	4	-3	1	5	13	2	- -	-13
+ Chg in Non-Cash Work Cap	9	15	1	12	47	31	96	23	125	202
+ (Inc) Dec in Accts Receiv	-4	-17	-3	-20	-100	-92	-111	-182	-162	-221
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	-1	-2	-20	-14	-25	-23	-150	-87	-26	-53
+ Inc (Dec) in Accts Payable	1	6	8	5	16	14	114	59	30	74
+ Inc (Dec) in Other	13	27	16	41	157	131	243	234	283	402
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	16	20	23	45	57	88	170	116	261	409
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	- -	- -	- -	-7	- -	- -	- -	-3	-1
+ Acq of Fixed Prod Assets	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	-7	- -	- -	- -	-2	-1
+ Cash (Repurchase) of Equity	- -	- -	- -	87	126	-16	-34	-22	116	-37
+ Increase in Capital Stock	- -	- -	- -	87	126	- -	- -	- -	116	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	-16	-34	-22	- -	-37
+ Net Change in LT Investment	-11	-19	-25	-81	-172	-55	-150	-114	-291	-276
+ Dec in LT Investment	29	35	111	189	170	162	243	121	311	628
+ Inc in LT Investment	-40	-54	-136	-270	-342	-217	-393	-235	-602	-904
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	-9	-5	-70
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	-9	-5	-70
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	- -	- -	- -	-2	-6	-3	-7	-6	-7	-7
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-12	-19	-25	-83	-185	-58	-157	-128	-306	-354
+ Dividends Paid	- -	- -	- -	-5	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	- -	- -	2	-20	- -	- -	73	32	-53	15
+ Cash From Debt	- -	- -	19	- -	- -	- -	73	32	- -	15
+ Repayments of Debt	- -	- -	-18	-20	- -	- -	- -	- -	-53	- -
+ Other Financing Activities	- -	- -	- -	- -	3	3	-33	-14	11	-7
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	- -	- -	2	62	128	-13	5	-4	74	-29
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	4	1	-1	23	- -	17	18	-16	29	26
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow	15	20	22	44	50	88	169	116	258	408
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	9	5	70
Free Cash Flow to Firm	- -	22	- -	45	- -	88	170	119	259	408
Free Cash Flow to Equity	- -	20	24	24	57	88	242	148	208	424
Free Cash Flow per Basic Share	0.66	0.89	0.99	2.06	2.02	3.45	6.71	4.68	10.13	15.32
Price/Free Cash Flow	- -	- -	- -	24.7	35.15	19.25	6.86	12.11	10.49	9.03
Cash Flow to Net Income	2.39	5.35	1.25	4.19	9.19	1.92	3.25	1.47	2.22	2.08
Capital Expenditures	-1	- -	- -	- -	-7	- -	- -	- -	-3	-1