Princeton National Bancorp, Inc.

Princeton National Bancorp, Inc.

PNBC
Princeton National Bancorp, Inc.US flagOther OTC
0.00
USD
- -
- -
34.00Market Cap
1999 Y
2000 Y
2001 Y
2002 Y
2003 Y
2004 Y
2005 Y
2006 Y
2007 Y
2008 Y
2009 Y
2010 Y
2011 Y
TTM
Revenue per Share
5.49
8.3
7.44
8.12
8.89
9.38
10.42
10.73
11.53
13.07
14.57
14.78
14.5
14.59
Basic EPS, GAAP
1.04
2.33
1.62
1.87
2.08
2.22
2.39
1.93
2.04
2.22
-6.77
-5.51
-16.7
-17.79
Free Cash Flow per Basic Share
0.61
4.26
-1.94
2.76
4.1
2.89
2.05
0.68
3.89
2.57
1.14
4.07
5.71
3.15
Dividend per Share
0.35
0.38
0.73
0.85
0.89
0.96
1.05
1.05
1.08
1.12
1.01
0.38
- -
- -
Book Value per Share
11.36
14.11
15.8
17.04
18.68
20.35
21.48
20.92
22.15
23.26
15.83
10.26
-6.13
-7.63
Tangible Book Value per Share
9.63
12.33
13.09
14.62
15.09
16.09
10.6
10.8
11.72
13.26
14.04
8.86
-6.59
-9.31
Basic Weighted Avg Shares
4
4
3
3
3
3
3
3
3
3
3
3
3
3
Sales/Revenue/Turnover
21
29
25
27
28
29
33
36
38
43
48
49
48
49
Operating Margin (%)
- -
42.01
29.92
31.26
32.25
31.37
29.72
20.81
21.24
20.93
-47.27
-59.03
- -
-25.96
Depreciation Expense
2
2
2
3
4
3
3
3
3
3
3
3
3
2
Net Income, GAAP
4
8
5
6
7
7
8
6
7
7
-21
-17
-54
-58
Effective Tax Rate (%)
29.09
33.29
27.02
26.43
27.63
24.37
22.97
13.73
16.9
18.81
- -
- -
- -
5
Profit Margin (%)
18.84
28.03
21.83
23
23.34
23.73
22.89
17.95
17.65
16.99
-43.94
-34.7
-112.55
-119.37
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
28
32
19
6
5
5
16
36
47
32
32
9
5
- -
Total Equity
41
47
48
51
51
52
63
65
69
72
75
57
5
-5
Return on Invested Capital (%)
- -
10.35
7.12
9.54
11.2
11.71
10.79
7.15
6.21
6.09
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
9.39
17.71
10.57
11.3
11.45
11.24
11.56
9.36
9.39
9.74
-34.67
-42.3
- -
-114.91

Capital Structure

FRC

in mil. unless spec.
Dec'11
Mar'12
Jun'12
ST Debt
- -
- -
- -
LT Borrowings
5
5
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
25
25
25
Shares Outstanding
3
3
3
Market Capitalization
5
12
2

Working Capital

FRC

in mil. unless spec.
Dec'11
Mar'12
Jun'12
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
63
103
141
Accounts Receivable, Net
6
5
4
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-6.74%
-20.31%
-91.32%
Free Cash Flow
35.25%
134.39%
41.28%
Net Income, GAAP
-15.43%
-35.07%
220.1%
Sales/Revenue/Turnover
7.01%
6.1%
-1.31%
Total Cash Common Dividend
- -
- -
-159.74%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2010
13
12
12
12
49
2011
13
13
11
11
48
2012
11
15
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2010
-0.02
0.03
-0.67
- -
-5.51
2011
0.43
-0.88
-5.75
- -
-16.7
2012
0.21
-1.92
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2010
0.09
0.09
0.09
- -
0.38
2011
- -
- -
- -
- -
- -
2012
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Thomas Ogaard
Full Time Employees
260
Sector
Financial Services
Industry
Banks - Regional
Address
606 South Main Street Princeton United States of America
IPO Date
Dec 12, 2022
Business
Princeton National Bancorp, Inc. (PNBC) operates as a bank holding company that conducts full-service community commercial banking and trust services through its subsidiary, Citizens First National Bank (CFNB), in north central Illinois. CFNB, originally organized in 1865 under the National Bank Act, offers commercial, real estate, and agricultural loans; consumer deposit and financial services; and trust, brokerage, insurance, and farm management services to individuals, businesses, and governmental bodies in Bureau, DeKalb, Grundy, Kane, Kendall, LaSalle, Marshall, Will, and contiguous counties. The bank maintains 21 branches across 17 communities, including Princeton, Aurora, DePue, Genoa, Hampshire, Henry, Huntley, Millbrook, Minooka, Newark, Oglesby, Peru, Plainfield, Plano, Sandwich, Somonauk, and Spring Valley; PNBC, incorporated in Delaware in 1981, is headquartered in Princeton, Illinois. Through historical expansions via six acquisitions merged into CFNB—including Genoa State Bank in 1986, USA Firstrust in 1988, Illinois Valley Bancshares in 1992, Heart of Illinois Investment Corp. in 1994, the Sandwich branch of Superior Bank in 1996, Somonauk FSB Bancorp in 2005, and HomeStar Bank's Plainfield operations in 2007—PNBC emphasizes community involvement, localized lending within credit parameters, investments in local and municipal securities, and advanced portfolio management. Currently, PNBC reports no significant ongoing operations following the cessation of active banking activities by CFNB, with its common stock trading at nominal value on OTC markets amid an SEC suspension of trading.