Pinnacle Financial Partners, Inc.

Pinnacle Financial Partners, Inc.

PNFPP
Pinnacle Financial Partners, Inc.US flagNASDAQ Global Select
25.08
USD
+0.10
- -
1.93BMarket Cap
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
197
215
236
289
392
622
839
893
1,000
1,117
1,305
1,383
1,521
1,739
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
10
9
9
10
- -
-24
-24
8
45
53
62
79
99
109
Net Income, GAAP
42
58
70
96
127
174
359
401
312
527
561
562
475
623
Effective Tax Rate (%)
33.02
32.79
33.3
33.26
33.52
41.62
20.12
19.43
15.9
19.11
19.61
21.27
18.26
17.79
Profit Margin (%)
21.26
26.89
29.87
33.07
32.41
27.97
42.83
44.87
31.24
47.2
42.98
40.64
31.23
35.85
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
182
189
292
442
757
1,785
1,929
2,812
1,759
1,312
888
2,563
2,300
2,203
Total Equity
679
724
803
1,156
1,497
3,708
3,966
4,356
4,905
5,311
5,519
6,036
6,432
6,856
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
39.01
38.54
33.99
34.32
34.07
33.97
47.69
36.92
22.21
29.91
25.03
20.72
15.04
17.94

Capital Structure

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
2,312
2,202
2,203
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
217
217
217
Shares Outstanding
78
78
78
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
6,281
3,092
6,010
Accounts Receivable, Net
221
219
219
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
51
49
48
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
27.88%
8.15%
6.56%
Free Cash Flow
45.84%
24.86%
101.75%
Net Income, GAAP
26.15%
7.57%
-15.49%
Sales/Revenue/Turnover
21.46%
11.29%
9.97%
Total Cash Common Dividend
21.27%
7.11%
0.4%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
358
353
350
326
1,383
2024
374
314
408
425
1,521
2025
407
443
463
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Michael Terry Turner
Full Time Employees
3,595
Sector
Financial Services
Industry
Banks - Regional
Address
150 Third Avenue South Nashville TN United States of America 37201
IPO Date
May 28, 2020
Website
pnfp.com
Business
Pinnacle Financial Partners, Inc., through its banking divisions, functions as a holding company providing diverse financial solutions throughout the United States. This institution offers a variety of deposit accounts, encompassing checking with and without interest, savings, money market, and time deposit instruments. Its lending portfolio features commercial credit lines, such as financing for equipment and working capital, along with commercial real estate loans supporting investment properties and business ventures backed by property. Additionally, it extends consumer credit, including secured and unsecured installment plans, revolving lines of credit, primary residential mortgages, home equity loans, and associated credit card services for both individuals and companies. The firm also presents an array of investment and wealth management offerings; these include various securities and financial vehicles, brokerage services, investment advisory programs, and comprehensive fiduciary and asset management, covering personal trusts, endowments, charitable foundations, individual retirement accounts, pension plans, and custodial services. Furthermore, the company provides insurance solutions, primarily focusing on property and casualty coverage, alongside advisory services for mergers and acquisitions, private debt and equity, mezzanine financing, and other middle-market transactions. Completing its service suite, Pinnacle delivers treasury management, electronic banking (telephone, online, and mobile), debit card options, direct deposit, remote and mobile deposit capture, automated teller machine access, and cash management facilities. It caters to a broad clientele, from individual customers and affluent households to small-to-midsize businesses and professional organizations, prioritizing deep client relationships. As of September 30, 2025, the company managed approximately $56.0 billion in assets and operates across 15 key urban markets in the Southeast, including a significant presence in Tennessee, North Carolina, South Carolina, Virginia, Georgia, Alabama, Florida, and Kentucky, as well as the National Capital Region. Pinnacle Financial Partners, Inc. was established in 2000 and maintains its corporate headquarters in Nashville, Tennessee.

Company News

APIChat
  • Pinnacle Financial Partners (NASDAQ:PNFPP) Trading Down 0.3% – Here’s Why

  • Pinnacle Financial Partners (NASDAQ:PNFPP) Shares Down 0.5% – Time to Sell?