1. Indonesia Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
PT Bank Mandiri (Persero) Tbk

PT Bank Mandiri (Persero) Tbk

PPERF
PT Bank Mandiri (Persero) TbkUS flagOther OTC
0.24
USD
- -
- -
22.05BMarket Cap
PT Bank Mandiri (Persero) Tbk
PPERF
(Other OTC)

Recent

price

0.24

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
338.39
339.01
418.89
504.76
569.51
669.46
740.85
770.69
837.62
877.03
933.63
1,066.93
1,239.34
1,330.65
1,444.28
1,502.06
1,501.51
Revenue per Share
109.78
132.33
166.12
195.04
212.91
217.87
147.93
221.14
268.02
294.45
180.09
300.53
441.26
589.93
597.67
603.23
484.82
Basic EPS, GAAP
433.97
204.26
76.36
114.74
194.31
90.99
417.34
24.7
-377.75
205
1,106.2
1,343.5
994.06
-801.7
-943.95
2,132.82
873.11
Free Cash Flow per Basic Share
32.8
34.39
31.51
49.83
58.51
53.23
65.36
66.57
99.51
120.61
177.59
110.14
180.24
264.67
353.96
466.25
100
Dividend per Share
342.54
424.09
555.2
684.29
813.54
948.1
1,105.9
1,260.47
1,428.98
1,602.82
1,349.04
1,596.29
1,857.1
2,181.32
2,425.04
2,462.44
2,612.88
Book Value per Share
488
669.51
802.45
938.9
1,105.71
1,259.75
1,622.3
1,795.76
1,952.1
2,204.07
2,145.66
2,326.76
2,648.92
3,017.36
3,283.18
3,427.79
3,315.34
Tangible Book Value per Share
85,344
92,539
93,333
93,333
93,333
93,333
93,333
93,333
93,333
93,333
93,283
93,263
93,303
93,333
93,333
93,320
93,242
Basic Weighted Avg Shares
28,879,986
31,371,353
39,096,212
47,111,021
53,154,090
62,482,956
69,145,965
71,930,764
78,178,151
81,856,064
87,092,537
99,504,190
115,633,384
124,193,814
134,799,086
140,173,049
140,003,355
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
468,904
710,559
953,475
1,155,801
1,489,425
1,757,493
1,810,907
1,817,289
2,059,420
3,933,691
3,569,621
4,513,637
4,566,902
4,668,462
6,106,744
4,700,814
Depreciation Expense
9,369,226
12,246,044
15,504,067
18,203,753
19,871,873
20,334,968
13,806,565
20,639,683
25,015,021
27,482,133
16,799,515
28,028,155
41,170,637
55,060,057
55,782,742
56,293,950
45,205,762
Net Income, GAAP
32.94
23.11
21.75
21.74
20.58
19.78
21.12
21.04
23.84
21.91
24.57
20.35
20.27
19.59
19.94
19.72
19.37
Effective Tax Rate (%)
32.44
39.04
39.66
38.64
37.39
32.54
19.97
28.69
32
33.57
19.29
28.17
35.6
44.33
41.38
40.16
32.29
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
13,182,777
19,766,884
18,292,658
22,242,400
29,489,002
39,406,251
45,124,183
52,244,474
68,780,376
84,464,310
89,537,582
94,433,066
107,146,082
134,256,304
172,099,510
218,797,194
211,076,419
LT Debt
42,070,036
62,654,408
75,755,589
88,790,596
104,844,562
119,491,841
153,369,723
170,006,132
184,960,305
209,034,525
204,699,668
222,111,282
252,245,455
287,494,962
313,474,681
327,401,998
313,951,508
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
32.54
35.77
34.05
31.47
28.43
24.74
14.4
18.69
19.93
19.42
12.2
20.41
25.56
29.22
25.95
24.68
20.56
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
93,333
93,333
Market Capitalization
409,576,315
526,709,230
539,381,264

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
384,905,876
259,931,650
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.85%
9.91%
4.44%
Free Cash Flow
-157.29%
-98.68%
-325.91%
Net Income, GAAP
15.93%
29.94%
0.92%
Sales/Revenue/Turnover
8.49%
10.08%
3.99%
Total Cash Common Dividend
28.06%
27.61%
31.71%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
31,763,259
32,428,975
34,040,519
36,066,516
134,799,086
2025
34,467,107
31,976,975
35,112,999
38,615,968
140,173,049
2026
34,297,413
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
136.09
- -
- -
- -
597.67
2025
141.4
- -
- -
- -
603.23
2026
164.99
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
353.96
- -
- -
- -
353.96
2025
- -
- -
- -
- -
466.25
2026
100
- -
- -
- -
- -
Similar Companies
Mashreqbank PSC (MASQ.AE)
Sunnyside Bancorp, Inc. (SNNY)
Equitas Small Finance Bank Limited (EQUITASBNK.NS)
Multitude AG (MULT.DE)
Erste Group Bank AG (EBKOF)
BOC Hong Kong (Holdings) Limited (2388.HK)
Business
PT Bank Mandiri (Persero) Tbk PT Bank Mandiri (Persero) Tbk operates as Indonesia's largest bank by assets, providing a comprehensive range of banking products and services to retail, commercial, corporate, and institutional clients; these include savings accounts, time deposits, current accounts, multicurrency deposits, personal loans, mortgages, microfinance, SME financing, working capital loans, investment loans, credit and debit cards, digital banking platforms such as Livin' by Mandiri, e-banking, cash management, trade finance, foreign exchange, treasury services, payment systems, remittances, wealth management, and insurance products through joint ventures like AXA Mandiri Financial Services. The bank also offers structured finance, transaction banking, and Islamic banking via subsidiary Bank Syariah Indonesia, alongside investment banking through Mandiri Sekuritas and multi-finance via Mandiri Tunas Finance. Established in 1998 through the merger of four state-owned banks and headquartered in Jakarta, Indonesia, PT Bank Mandiri (Persero) Tbk maintains an extensive domestic network of over 2,400 branches and 17,000 ATMs, with international operations in Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, the United Kingdom, and the Cayman Islands, primarily serving individuals, SMEs, micro businesses, and large corporates across key sectors like energy, infrastructure, and consumer goods. The Indonesian government holds a majority stake of approximately 60%. In recent developments, the bank launched its $1 billion syndicated loan facility in January 2025, marking a significant move in international funding markets, while advancing digital transformation with Livin' Sukha 2.0 features, cross-border innovations via the KOPRA platform that processed Rp12.5 trillion in transactions by mid-2023 with 133% user growth, and expansion of green financing to Rp115 trillion as market leader; it continues strategic synergies through 2024-2025 initiatives including Livin' Fest events nationwide for UMKM support, renewable energy portfolio growth to Rp13 trillion by Q3 2025, KUR disbursements for economic inclusivity, and partnerships with e-commerce, fintechs, and government programs like 3 Million Homes and net-zero emissions by 2060.

Company News

APIChatGPT

  • defenseworld.net

    PT Bank Mandiri (Persero) Tbk (OTCMKTS:PPERF) Trading Up 35% – Time to Buy?

  • seekingalpha.com

    PT Bank Mandiri (Persero) Tbk (PPERY) Q4 2025 Earnings Call Transcript

  • seekingalpha.com

    PT Bank Mandiri (Persero) Tbk (PPERY) Q3 2025 Earnings Call Transcript