Primary Bank

Primary Bank

PRMY
Primary BankUS flagOther OTC
29.50
USD
+0.01
- -
138.85MMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Revenue per Share
2.74
3.24
5.03
5.71
5.98
5.7
- -
Basic EPS, GAAP
0.77
0.87
1.9
2.34
2.15
2.25
- -
Free Cash Flow per Basic Share
0.84
0.52
0.77
2.69
2.64
2.72
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-0.44
0.54
2.4
4.67
6.83
8.99
- -
Tangible Book Value per Share
9.71
13.08
14.49
16.78
19.01
21.22
- -
Basic Weighted Avg Shares
3
4
4
5
5
5
- -
Sales/Revenue/Turnover
8
13
22
26
28
27
29
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
2
4
8
11
10
11
12
Effective Tax Rate (%)
- -
27.21
27.08
27.16
27.18
27.32
25.87
Profit Margin (%)
28.29
26.73
37.85
41.08
36.04
39.56
39.7
Working Capital
- -
- -
- -
- -
- -
- -
- -
LT Debt
1
1
2
12
2
2
1
Total Equity
29
53
64
76
88
100
113
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
131.17
66.95
37.78
28.67
24.18

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
16.35%
13.19%
Free Cash Flow
- -
62.12%
-16.13%
Net Income, GAAP
- -
35.01%
9.71%
Sales/Revenue/Turnover
- -
19.66%
9.34%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
28
2024
- -
- -
- -
- -
27
2025
- -
- -
- -
- -
29

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
2.15
2024
- -
- -
- -
- -
2.25
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Crystal A. Dionne
Full Time Employees
73
Sector
Financial Services
Industry
Banks - Regional
Address
207 Route 101 Bedford NH United States of America 03110
IPO Date
Oct 17, 2016
Business
Primary Bank provides a comprehensive range of financial services focused on small and medium-sized businesses in Southern New Hampshire. The company offers core banking products including commercial and personal checking accounts; savings, money market, health savings, and individual retirement accounts; and certificates of deposit. Its commercial lending solutions encompass SBA loans, working capital and equipment lines of credit, commercial real estate and construction loans, acquisition and development loans, residential subdivision loans, non-owner-occupied multi-family and 1-4 family loans, business term loans, guaranteed loans, and letters of credit. Additional service offerings include cash management and merchant services such as online banking with bill pay, remote deposit capture via mobile phone or desktop scanner, sweep and zero balance accounts, ACH filter fraud protection, positive and reverse positive pay check fraud protection, lockbox services, and merchant services provided through a partnership with OnCore Payment Technologies. The bank also offers Autobooks, a digital solution enabling small businesses and nonprofits to generate invoices, accept digital payments, manage cash flow, automate accounting, and access financial reporting directly through online and mobile banking. Primary Bank operates multiple branches including locations in Bedford, Manchester, Derry, and Nashua, New Hampshire. Founded in 2015 and headquartered in Bedford, New Hampshire, Primary Bank positions itself as a business-focused community bank with a mission to support local businesses and the state economy, reinvesting a significant portion of its funds locally. Recent strategic initiatives emphasize enhancing digital banking capabilities and streamlining payment processing for business customers through partnerships and technology integration, including the Autobooks platform and development of advanced merchant services. Primary Bank maintains a business-friendly fee structure and prioritizes personalized client service with a strong community partnership ethos.