- CEO
- Henrik Wold-Golfetto Hoye
- Full Time Employees
- 526
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- Address
- Støperigata 2 Oslo Norway 0113
- IPO Date
- Aug 10, 2017
- Business
- Protector Forsikring ASA, a Norwegian non-life insurance company founded in 2003 and headquartered in Oslo, Norway, provides a comprehensive range of property, casualty, and liability insurance products to commercial enterprises, public sector entities, and affinity markets primarily in Norway, Sweden, Denmark, the United Kingdom, and Finland. Its core offerings include property insurance covering buildings, machinery, inventory, business interruption, and contractor risks; liability insurance encompassing general corporate, product, directors' and officers', construction client, and cyber liability; motor insurance for passenger cars, commercial vehicles, and heavy equipment; personal accident and health insurance including disability income, life, accident, occupational injury, and group life coverage; and change of ownership insurance for real estate transactions, though new policies were discontinued as of December 31, 2021. The company operates through commercial lines serving over 5,000 companies and public lines insuring more than 600 Scandinavian municipalities and 420 UK public sector/housing clients, distributing products mainly via insurance brokers. In 2025, Protector Forsikring entered a portfolio transfer agreement with DARAG Deutschland AG to fully exit its Danish workers' compensation business, transferring approximately €130 million in net liabilities pending regulatory approval; issued a new NOK 800 million Solvency II-compliant Tier 2 bond to bolster capital; reported Q1 combined ratio improvement to 85.9% with EPS of NOK 9.0 and Q3 combined ratio of 83.1% with EPS of NOK 5.6; and achieved 14% premium growth in the UK market at the April 1 renewal.