- CEO
- Szymon Midera
- Full Time Employees
- 25,704
- Sector
- Financial Services
- Industry
- Banks
- Address
- ul. Swietokrzyska 36 Warsaw MZ Poland 00-116
- IPO Date
- Oct 10, 2013
- Business
- Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PKO Bank Polski S.A.) is Poland's largest universal commercial bank, providing a comprehensive range of retail, corporate, and investment banking services to individuals, small and medium-sized enterprises, large corporations, and public sector entities. The bank offers core products and services including current and savings accounts, mortgages, personal and business loans, credit cards, payment cards, deposits, liquidity management solutions such as cash pooling and sweeping services, trade finance including guarantees and letters of credit, investment funds through PKO TFI, pension funds via PKO BP Bankowy PTE, leasing through PKO Leasing, factoring, insurance products, and digital banking platforms like iPKO and IKO; its capital group further encompasses car fleet management, IT outsourcing, property management, and transfer agent services. Headquartered at 15 Pulawska Street in Warsaw, Poland, and founded in 1919 as Pocztowa Kasa Oszczednosci, the bank operates primarily in Poland with over 900 branches, more than 3,000 ATMs, and international presence through corporate branches in Germany, Czech Republic, Slovakia, and Romania, as well as subsidiaries in Ukraine, Sweden, and Ireland. PKO Bank Polski maintains a leading market position in retail banking, corporate financing, municipal bonds, and digital payments, serving over 12 million customers with total assets exceeding PLN 500 billion as of 2023.
In recent developments, PKO Bank Polski launched its corporate branch in Romania, which in July 2025 financed Maspex Romania's acquisition of over 71% of Purcari Wineries shares via a loan, marking the branch's first major transaction and supporting Polish firms' regional expansion. The bank achieved a historic milestone with its market capitalization surpassing PLN 100 billion, reflecting strong performance amid a 2023-2025 strategy focused on international growth into nine new European markets, cloud computing advancements with Operator Chmury Krajowej, AI-driven solutions, and digital innovation. Leadership transitioned in early 2024 with the appointment of Szymon Midera as President of the Management Board following executive changes, while the group continues to bolster its leasing portfolio through prior acquisitions like Raiffeisen-Leasing Polska and to expand abroad via strategic branches.