Pintec Technology Holdings Limited

Pintec Technology Holdings Limited

PT
Pintec Technology Holdings LimitedUS flagNASDAQ Global Market
0.96
USD
+0.00
- -
13.82MMarket Cap
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
28.71
399.15
211.33
159.44
44.56
20.23
8.7
3.73
2.22
185.85
Basic EPS, GAAP
-104.88
-68.19
-9.83
-112.38
-34.63
-11.88
-22.18
-5.57
-0.98
0.38
Free Cash Flow per Basic Share
-65.06
84.76
30.02
20.48
-4.81
-3.78
-1.23
0.56
-0.95
-18.6
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-4.82
- -
-114.97
-230.79
-253.92
-263.64
-285.56
-177.72
-159.5
-154.04
Tangible Book Value per Share
-22.86
-49.74
135.23
33.96
3.7
-8.75
-29.97
-26.88
-24.93
181.18
Basic Weighted Avg Shares
2
2
8
8
8
9
9
14
16
6
Sales/Revenue/Turnover
55
763
1,604
1,285
378
173
75
53
35
1,053
Operating Margin (%)
-366.31
-7.03
0.7
-56.68
-36.35
-39.39
-109.34
-52.92
-36.05
-0.96
Depreciation Expense
3
4
5
12
15
12
6
2
1
2
Net Income, GAAP
-200
-130
-75
-906
-294
-102
-190
-79
-15
2
Effective Tax Rate (%)
- -
- -
72.45
- -
- -
- -
- -
- -
- -
72.47
Profit Margin (%)
-365.37
-17.08
-4.65
-70.48
-77.71
-58.72
-255.05
-149.41
-43.98
0.21
Working Capital
-49
203
930
78
199
122
-137
-380
-399
930
LT Debt
- -
470
21
101
400
400
237
- -
1
21
Total Equity
-9
-62
1,057
359
48
-65
-247
-380
-395
1,057
Return on Invested Capital (%)
- -
- -
0.16
- -
- -
- -
- -
- -
- -
-0.14
Return on Capital (%)
- -
- -
-7.47
- -
- -
- -
- -
- -
- -
0.22
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Jun'18
Sep'18
Dec'18
ST Debt
1,255
996
915
LT Borrowings
90
132
21
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
262
262
266
Market Capitalization
- -
- -
2,039

Working Capital

FRC

in mil. unless spec.
Jun'18
Sep'18
Dec'18
Total Current Assets
2,246
2,149
2,210
Cash, Cash Equivalents & STI
514
319
473
Accounts Receivable, Net
56
56
48
Inventories
- -
- -
- -
Total Current Liabilities
1,692
1,457
1,281
Payables & Accruals
413
446
280
ST Debt
1,255
996
915
Deferred Revenue
20
- -
55

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
3.16%
4.01%
Free Cash Flow
- -
-135.54%
-290.14%
Net Income, GAAP
- -
-36.99%
-80.38%
Sales/Revenue/Turnover
- -
-48.87%
-33.34%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
53
2024
- -
- -
- -
- -
35
2025
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
-5.57
2024
- -
- -
- -
- -
-0.98
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Zexiong Huang
Full Time Employees
78
Sector
Financial Services
Industry
Financial - Credit Services
Address
Heng An Building Beijing People's Republic of China 100027
IPO Date
Oct 25, 2018
Website
pintec.com
Business
Pintec Technology Holdings Limited (Nasdaq: PT) provides technology-enabled financial and digital services to micro, small and medium enterprises (MSMEs) and small and medium enterprises (SMEs) primarily in the People's Republic of China and internationally. Founded in 2012 and headquartered in Beijing, China, the company operates an open platform that connects business partners and financial partners to deliver financial services efficiently to end users; its core offerings include point-of-sale financing solutions under the Dumiao brand, personal and business installment loans, international installment loan solutions, wealth management products such as fund distribution under the Hongdian brand and robo-advisory under the Polaris brand, insurance distribution via the Myfin solution, SME technical services utilizing a SaaS + Fintech model for digitization including technology-based credit services and manufacturing process solutions, value-added tools for performance monitoring and scaling, and digital marketing tools for user targeting and efficiency enhancement. Pintec empowers business partners with embedded financing capabilities and helps financial partners access online populations through automated decisioning, risk management, and real-time monitoring interfaces; it targets MSME ecosystems with loan facilitation as a direct lender, facilitator, and enabler, alongside partnerships with institutions like China Merchants Bank, Industrial and Commercial Bank of China, and Ping An Bank for lending integration. In recent developments, Pintec announced in September 2025 an agreement to acquire a 25% stake in ZIITECH through an equity swap involving 83.7 million Class A ordinary shares, aiming to expand its cross-border fintech ecosystem with AI-driven content management systems, mobile solutions, and SME payment tools aligned with ISO 20022 standards and tokenization for streamlined international transactions; the deal, structured under regulatory exemptions and expected to close in September 2025, grants financial consolidation rights and governance alignment to diversify offerings amid revenue challenges. Additionally, in November 2025, Pintec entered an agreement to transfer shares of a subsidiary as part of ongoing strategic adjustments; for the first half of 2025 ended June 30, the company reported revenues of RMB15.33 million, up 2.71% year-over-year, with gross profit of RMB9.34 million and a reduced net loss of RMB4.73 million, reflecting a shift toward diversified digital solutions despite declines in loan facilitation volumes.

Company News

APIChat
  • T-Mobile US, Inc. to Present at the Evercore TMT Global Conference

  • Williams-Sonoma, Inc. announces strong first quarter 2026 results

  • Aemetis Reports First Quarter 2026 Financial Results

  • Aemetis to Review First Quarter 2026 Financial Results on May 7, 2026

  • Pintec Technology (NASDAQ:PT) and Innventure (NASDAQ:INV) Critical Survey

  • PINTEC ANNOUNCES CORPORATE NAME CHANGE AND STOCK TICKER SYMBOL CHANGE

  • Head to Head Review: Pintec Technology (NASDAQ:PT) and MediaAlpha (NYSE:MAX)

  • PINTEC TO HOLD EXTRAORDINARY GENERAL MEETING ON JANUARY 8, 2026

  • PINTEC Enters into Agreement to Transfer Shares of Its Subsidiary

  • PINTEC Announces Changes in the Board of Directors

  • PINTEC's Subsidiary ZIITECH Recognized by Austrade Under EMDG Program

  • PINTEC's Subsidiary ZIITECH Makes Its Debut at Tech Week Singapore 2025

  • PINTEC ANNOUNCES UNAUDITED FINANCIAL RESULTS FOR THE FIRST HALF OF 2025

  • PINTEC Announces Private Placement of Class A Ordinary Shares in Exchange of Ordinary Shares of ZIITECH PTY LTD

  • PINTEC TO HOLD EXTRAORDINARY GENERAL MEETING ON JUNE 13, 2025

  • Pintec Filed 2024 Annual Report on Form 20-F

  • PINTEC ANNOUNCES UNAUDITED FINANCIAL RESULTS FOR THE FIRST HALF OF 2024

  • /C O R R E C T I O N -- Pintec Technology Holdings Limited/

  • Pintec Filed 2023 Annual Report on Form 20-F

  • CORRECTION -- PINTEC ANNOUNCES UNAUDITED FINANCIAL RESULTS FOR THE FIRST HALF 2023